H. R. 970

Fairness for Servicemembers and their Families Act of 2025

Shown here: Engrossed in House (2025-04-07)

To amend title 38, United States Code, to require the Secretary of Veterans Affairs to periodically review the automatic maximum coverage under the Servicemembers' Group Life Insurance program and the Veterans' Group Life Insurance program, and for other purposes.

1. Short title

This Act may be cited as the “Fairness for Servicemembers and their Families Act of 2025”.

2. Periodic review of automatic maximum coverage under Servicemembers’ Group Life Insurance and Veterans’ Group Life insurance

(a) In general

Subchapter III of chapter 19 of title 38, United States Code, is amended by adding at the end the following new section:

1980B. Periodic review of automatic maximum coverage
(a) In general
On January 1, 2026, and every five years thereafter, the Secretary shall—
(1) complete a review of how the amount specified in section 1967(a)(3)(A)(i) compares to the amount described in subsection (b); and
(2) submit to the Committees on Veterans' Affairs of the House of Representatives and the Senate the results of the review, which may serve as a guide for coverage increases within the existing administrative incremental structure.
(b) Amount described
The amount described in this subsection is the amount equal to—
(1) $500,000; multiplied by
(2) the average percentage by which the Consumer Price Index changed during the five fiscal years preceding the review under subsection (a).
(c) Consumer Price Index defined
In this section, the term Consumer Price Index means the Consumer Price Index for All Urban Consumers published by the Bureau of Labor Statistics of the Department of Labor.

(b) Clerical amendment

The table of sections at the beginning of chapter 19 of such title is amended by inserting after the item relating to section 1980A the following new item:

1980B. Periodic review of automatic maximum coverage.

Passed the House of Representatives April 7, 2025.

Kevin F. McCumber,

Clerk.

H. R. 970

Fairness for Servicemembers and their Families Act of 2025

Shown here: Engrossed in House (2025-04-07)

2. Periodic review of automatic maximum coverage under Servicemembers’ Group Life Insurance and Veterans’ Group Life insurance

(a) In general

Subchapter III of chapter 19 of title 38, United States Code, is amended by adding at the end the following new section:

1980B. Periodic review of automatic maximum coverage

(a) In general

On January 1, 2026, and every five years thereafter, the Secretary shall—

(1) complete a review of how the amount specified in section 1967(a)(3)(A)(i) compares to the amount described in subsection (b); and

(2) submit to the Committees on Veterans' Affairs of the House of Representatives and the Senate the results of the review, which may serve as a guide for coverage increases within the existing administrative incremental structure.

(b) Amount described

The amount described in this subsection is the amount equal to—

(1) $500,000; multiplied by

(2) the average percentage by which the Consumer Price Index changed during the five fiscal years preceding the review under subsection (a).

(c) Consumer Price Index defined

In this section, the term Consumer Price Index means the Consumer Price Index for All Urban Consumers published by the Bureau of Labor Statistics of the Department of Labor.

(b) Clerical amendment

The table of sections at the beginning of chapter 19 of such title is amended by inserting after the item relating to section 1980A the following new item:

1980B. Periodic review of automatic maximum coverage.

Passed the House of Representatives April 7, 2025.

Kevin F. McCumber,

Clerk.