H 3227

South Carolina General Assembly
126th Session, 2025-2026
Bill 3227
Indicates Matter Stricken
Indicates New Matter
(Text matches printed bills. Document has been reformatted to meet World Wide Web specifications.)
Amended
March 4, 2026
H. 3227
Introduced
by Reps. Gatch, Gilliard and Rivers
S. Printed 3/4/26--H.
Read the first time January 14, 2025
________
A bill
TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION
38-75-70 SO AS TO REQUIRE INSURERS TO OFFER INSURANCE COVERAGE FOR LOSS OR
DAMAGE RESULTING FROM AN EARTHQUAKE TO ALL POLICIES ISSUED IN THIS STATE.
    Amend Title To Conform
Be it enacted by the
General Assembly of the State of South Carolina:
SECTION 1.  Article 1, Chapter 75, Title 38 of the S.C. Code is
amended by adding:
    Section
38-75-70.  If an insurer issues a policy or contract
of insurance covering residential property in this State that does not provide
coverage for a loss as a result of an earthquake, this must be communicated to
the insured at the time of policy issuance and each subsequent renewal. The
communication must be in at least ten point boldface type and contain the
following language, or something similar: "This residential property insurance
policy does not provide coverage for losses as a result of an earthquake.
Please contact your insurance agent or insurance carrier to inquire about
options to cover a loss resulting from an earthquake."
SECTION 2.  This act takes effect on January 1,
2027.
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This web page was last updated on March 04, 2026 at 05:03 PM