SB 1327

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Full Text of SB1327
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					SB1327 - 104th General Assembly
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							Senate Amendment 001
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							Public Act
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						Introduced
						Engrossed
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						Senate Amendment 001
						Senate Amendment 002
						Senate Amendment 003
						Senate Amendment 004
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		SB1327 Enrolled		LRB104 10928 BAB 21010 b
1		    AN ACT concerning regulation.
2		    Be it enacted by the People of the State of Illinois,
3		represented in the General Assembly:
4		    Section 5. The Illinois Insurance Code is amended by
5		adding Section 370c.5 as follows:
6		    (215 ILCS 5/370c.5 new)
7		    Sec. 370c.5. Disability income insurance mental health and 
8		substance use disorder coverage disclosure.
9		    (a) No group or individual policy or contract of long-term 
10		disability income insurance in this State that limits the 
11		duration of coverage for mental health and substance use 
12		disorders shall be offered without a disclosure, provided at 
13		the time of application, that includes a notification stating 
14		that:
15		        (1) the long-term disability coverage selected by the 
16		    potential policyholder or plan sponsor limits the duration 
17		    of coverage for mental health or substance use disorders; 
18		    and
19		        (2) the potential policyholder or plan sponsor has the 
20		    right to request more information about the limitation and 
21		    other coverage options that include an unlimited duration, 
22		    if available.
23		    (b) Receipt of the disclosure described in subsection (a) 
		SB1327 Enrolled	- 2 -	LRB104 10928 BAB 21010 b
1		must be acknowledged by the potential policyholder or plan 
2		sponsor, and evidence of the disclosure and acknowledgment 
3		must be retained by the insurance company offering the 
4		coverage.
5		    Section 99. Effective date. This Act takes effect January
6		1, 2028.