S. 619

Summary

S. 619, the Credit Freeze for Kids Act, was introduced in the Senate on Feb 18, 2025 by Sen. Margaret Hassan (D) with 1 co-sponsor. It was referred to Banking, Housing, And Urban Affairs, and last saw action on Feb 18, 2025: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Record

Text

S. 619 has 1 co-sponsor.

119 S619 IS: Credit Freeze for Kids Act
 U.S. Senate
 2025-02-18
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 II  119th CONGRESS  1st Session  S. 619  IN THE SENATE OF THE UNITED STATES   February 18, 2025   Ms. Hassan  (for herself and  Mr. Cornyn ) introduced the following bill; which was read twice and referred to the  Committee on Banking, Housing, and Urban Affairs    A BILL
To amend the Fair Credit Reporting Act to address the placement of security freezes for protected consumers, and for other purposes.
1.
Short title
This Act may be cited as the   Credit Freeze for Kids Act  .
2.
Security freezes for protected consumers
(a)
In general
Section 605A(j)(2)(A) of the Fair Credit Reporting Act ( 15 U.S.C. 1681c–1(j)(2)(A) ) is amended to read as follows:
(A)
In general
Upon receiving a direct request from a protected consumer’s representative that a consumer reporting agency place a security freeze, which shall include sufficient proof of identification, sufficient proof of authority, and all other necessary documentation, the following shall apply:
(i)
The consumer reporting agency shall, free of charge—
(I)
in the case of a request that is by toll-free telephone, secure electronic means, or mail, place the security freeze not later than 3 business days after receiving the request directly from the protected consumer’s representative; and
(II)
not later than 3 business days after receiving the request directly from the protected consumer’s representative, notify each other consumer reporting agency regarding the request.
(ii)
A consumer reporting agency receiving a notification submitted under clause (i)(II) shall place the requested freeze not later than 3 business days after receiving that notification.
 .
(b)
Effective date
The amendments made by subsection (a) shall take effect on the date that is 18 months after the date of enactment of this Act.

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

A bill to amend the Fair Credit Reporting Act to address the placement of security freezes for protected consumers, and for other purposes.

Sponsors

Sen. Margaret Hassan (D) sponsors S. 619, and 1 member has co-sponsored it from the day it was introduced.

Margaret Hassan

Sen. · D–NH · Sponsor

Introduced Feb 18, 2025

John Cornyn

Sen. · R–TX · Co-sponsor

Joined Feb 18, 2025 · Original

Show 2 of 2 rows

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Committees

S. 619 went before 1 committee: Banking, Housing, and Urban Affairs.

Banking, Housing, and Urban Affairs

Banking, Housing, and Urban Affairs

Referred To · Feb 18, 2025 · 465 Bills

Actions

S. 619 has taken 2 actions since Feb 18, 2025.

Votes

S. 619 has not gone to a roll call.

Titles

S. 619 goes by 3 titles, 1 of them short titles.

• Credit Freeze for Kids Act — Display Title
• Credit Freeze for Kids Act — Short Title(s) as Introduced
• A bill to amend the Fair Credit Reporting Act to address the placement of security freezes for protected consumers, and for other purposes. — Official Title as Introduced

Lobbying

3 clients hired 3 firms and 15 registered lobbyists who named S. 619 in 8 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Housing, Consumer Issues/Safety/Products, Defense, Financial Institutions/Investments/Securities, Taxation/Internal Revenue Code, Budget/Appropriations, Health Issues, Agriculture.

Clients

Who paid to be heard, by how many filings named the bill.

Firms

Registrants who filed on the bill, by filings.

Lobbyists

Named on the filings that cite the bill.

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

Classification

The Congressional Research Service files S. 619 under Finance and Financial Sector, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; S. 619’s is Finance and Financial Sector.

Source: congress.gov · legiscan.com