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S. 824
U.S. Senate•In Senate Committee
Summary
S. 824, the NFIP Extension Act of 2025, was introduced in the Senate on Mar 4, 2025 by Sen. John Kennedy (R) with 1 co-sponsor. It was referred to Banking, Housing, And Urban Affairs, and last saw action on Mar 4, 2025: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Record
Text
S. 824 has 1 co-sponsor.
sb824/introduced-in-senate.txt119 S824 IS: NFIP Extension Act of 2025U.S. Senate2025-03-04text/xmlENPursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.II 119th CONGRESS 1st Session S. 824 IN THE SENATE OF THE UNITED STATES March 4, 2025 Mr. Kennedy (for himself and Mr. Cassidy ) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs A BILLTo reauthorize the National Flood Insurance Program.1.Short titleThis Act may be cited as the NFIP Extension Act of 2025 .2.Reauthorization(a)FinancingSection 1309(a) of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4016(a) ) is amended by striking September 30, 2023 and inserting September 30, 2025 .(b)Program expirationSection 1319 of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4026 ) is amended by striking September 30, 2023 and inserting September 30, 2025 .(c)Retroactive effective dateIf this Act is enacted after March 14, 2025, the amendments made by subsections (a) and (b) shall take effect as if enacted on March 14, 2025.
Tracker
The tracker indicates the progress of this legislation as it moves through the legislative process.
- Introduced2025-03-04
- Passed Senate
- Passed House
- Conference
- To President
- Became Law
A bill to reauthorize the National Flood Insurance Program.
Sponsors
Sen. John Kennedy (R) sponsors S. 824, and 1 member has co-sponsored it from the day it was introduced.
Committees
S. 824 went before 1 committee: Banking, Housing, and Urban Affairs.

Actions
S. 824 has taken 2 actions since Mar 4, 2025.
| Chamber | Action | |||
|---|---|---|---|---|
Mar 4, 2025 | Senate | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.Banking, Housing, and Urban Affairs Committee | ||
Mar 4, 2025 | — | Introduced in Senate |
Votes
S. 824 has not gone to a roll call.
Related bills
1 bill is related to S. 824.
Titles
S. 824 goes by 3 titles, 1 of them short titles.
- NFIP Extension Act of 2025 — Display Title
- NFIP Extension Act of 2025 — Short Title(s) as Introduced
- A bill to reauthorize the National Flood Insurance Program. — Official Title as Introduced
Lobbying
5 clients hired 5 firms and 23 registered lobbyists who named S. 824 in 29 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.
Filed under Insurance, Torts, Taxation/Internal Revenue Code, Financial Institutions/Investments/Securities, Disaster Planning/Emergencies, Budget/Appropriations, Transportation, Agriculture.
Clients
Who paid to be heard, by how many filings named the bill.
| Client | Business | State | Firms | Filings | Reported |
|---|---|---|---|---|---|
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION | — | District of Columbia | 1 | 7 | — |
| REINSURANCE ASSN OF AMERICA | — | District of Columbia | 1 | 7 | — |
| INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA | — | District of Columbia | 1 | 6 | — |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | — | District of Columbia | 1 | 6 | — |
| TENABLE | Network security company | Maryland | 1 | 3 | $90K |
Firms
Registrants who filed on the bill, by filings.
Lobbyists
Named on the filings that cite the bill. The 20 named most often, of 23.
| Lobbyist | Firms | Clients | Filings |
|---|---|---|---|
| BRETT HEWITT | 1 | 1 | 7 |
| DAVID PEARCE | 1 | 1 | 7 |
| DONALD GRIFFIN | 1 | 1 | 7 |
| MONA DOOLEY | 1 | 1 | 7 |
| NICOLE AUSTIN | 1 | 1 | 7 |
| ROBERT GORDON | 1 | 1 | 7 |
| STEF ZIELEZIENSKI | 1 | 1 | 7 |
| THERESA PETTIGREW | 1 | 1 | 7 |
| COREY MILLER | 1 | 1 | 6 |
| JAMES GRANDE | 1 | 1 | 6 |
| KATHERINE DUVENECK | 1 | 1 | 6 |
| NATHAN RIEDEL | 1 | 1 | 6 |
| NICHOLAS BOUKNIGHT | 1 | 1 | 6 |
| RAAED HADDAD | 1 | 1 | 6 |
| ROBERT MCCARTY | 1 | 1 | 6 |
| SAM WHITFIELD | 1 | 1 | 6 |
| ANTHONY COTTO | 1 | 1 | 5 |
| DENA GRAZIANO | 1 | 1 | 3 |
| KATE CAREY | 1 | 1 | 3 |
| CORY MAKS | 1 | 1 | 2 |
Filings
The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.
| Client | Registrant | Period | Reported | Document |
|---|---|---|---|---|
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION | AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA | 2026 second_quarter | $2.1M | 2nd Quarter - Report |
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION | AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA | 2025 second_quarter | $1.7M | 2nd Quarter - Report |
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION | AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA | 2026 first_quarter | $1.4M | 1st Quarter - Report |
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION | AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA | 2025 third_quarter | $1.4M | 3rd Quarter - Amendme… |
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION | AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA | 2025 third_quarter | $1.4M | 3rd Quarter - Report |
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION | AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA | 2025 fourth_quarter | $1.4M | 4th Quarter - Report |
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION | AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA | 2025 first_quarter | $1.3M | 1st Quarter - Report |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | 2026 second_quarter | $540K | 2nd Quarter - Report |
| REINSURANCE ASSN OF AMERICA | REINSURANCE ASSN OF AMERICA | 2026 first_quarter | $520K | 1st Quarter - Report |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | 2026 first_quarter | $506.4K | 1st Quarter - Report |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | 2025 fourth_quarter | $465.8K | 4th Quarter - Report |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | 2025 third_quarter | $442.1K | 3rd Quarter - Report |
| REINSURANCE ASSN OF AMERICA | REINSURANCE ASSN OF AMERICA | 2025 third_quarter | $440K | 3rd Quarter - Report |
| REINSURANCE ASSN OF AMERICA | REINSURANCE ASSN OF AMERICA | 2025 second_quarter | $440K | 2nd Quarter - Report |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | 2025 second_quarter | $435.7K | 2nd Quarter - Report |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | 2025 first_quarter | $424.5K | 1st Quarter - Report |
| REINSURANCE ASSN OF AMERICA | REINSURANCE ASSN OF AMERICA | 2025 fourth_quarter | $390K | 4th Quarter - Report |
| REINSURANCE ASSN OF AMERICA | REINSURANCE ASSN OF AMERICA | 2026 second_quarter | $370K | 2nd Quarter - Amendme… |
| REINSURANCE ASSN OF AMERICA | REINSURANCE ASSN OF AMERICA | 2025 first_quarter | $370K | 1st Quarter - Report |
| REINSURANCE ASSN OF AMERICA | REINSURANCE ASSN OF AMERICA | 2026 second_quarter | $340K | 2nd Quarter - Report |
Classification
The Congressional Research Service files S. 824 under Finance and Financial Sector, one of its 31 policy areas.
CRS Subjects
CRS assigns every bill one policy area from its 31; S. 824’s is Finance and Financial Sector.
s824/policy-areas.txtSource: congress.gov · legiscan.com
