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H.J.Res. 74

U.S. House•In House Committee

Summary

H.J.Res. 74, “Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)"”, was introduced in the House on Mar 6, 2025 by Rep. Ralph Norman (R) with 13 co-sponsors. It was referred to Financial Services, and last saw action on Mar 6, 2025: Referred to the House Committee on Financial Services.

Record

Text

H.J.Res. 74 has 13 co-sponsors.

hjr74/introduced-in-house.txt
119 HJ 74 IH: Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to “Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)”.
 U.S. House of Representatives
 2025-03-06
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 IA
 119th CONGRESS
 1st Session
 H. J. RES. 74
 IN THE HOUSE OF REPRESENTATIVES
 March 6, 2025
  Mr. Norman  (for himself,  Mr. Barr ,  Mr. Donalds ,  Mr. Ogles ,  Mr. Flood ,  Mr. Fitzgerald ,  Mrs. Wagner ,  Mr. Lucas ,  Mr. Huizenga ,  Mr. Loudermilk ,  Mr. Meuser ,  Mr. Williams of Texas ,  Mr. Downing , and  Mr. Moore of North Carolina ) submitted the following joint resolution; which was referred to the  Committee on Financial Services
 JOINT RESOLUTION
Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to  Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) .
That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to  Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)  (90 Fed. Reg. 3276 (January 14, 2025)), and such rule shall have no force or effect.

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

  1. Introduced2025-03-06
  2. Passed House
  3. Passed Senate
  4. Conference
  5. To President
  6. Became Law

CRS Summary

The summaries are the Congressional Research Service’s, one per stage. Read them in full.

Introduced in House Mar 6, 2025

hjr74/introduced-in-house.md

Shown Here:
Introduced in House (03/06/2025)

Sponsors

Rep. Ralph Norman (R) sponsors H.J.Res. 74, and 13 members have co-sponsored it, all of them from the day it was introduced.

Committees

H.J.Res. 74 went before 1 committee: Financial Services.

Financial Services
Financial Services
Referred To · Mar 6, 2025 · 559 Bills

Actions

H.J.Res. 74 has taken 2 actions since Mar 6, 2025.

ChamberAction
Mar 6, 2025
House
Introduced in House
Mar 6, 2025
House
Referred to the House Committee on Financial Services.Financial Services Committee

Votes

H.J.Res. 74 has not gone to a roll call.

1 bill is related to H.J.Res. 74, as Identical bill.

Titles

H.J.Res. 74 goes by 2 titles.

  • Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)". — Official Title as Introduced
  • Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)". — Display Title

Lobbying

11 clients hired 11 firms and 174 registered lobbyists who named H.J.Res. 74 in 34 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Financial Institutions/Investments/Securities, Budget/Appropriations, Banking, Taxation/Internal Revenue Code, Consumer Issues/Safety/Products, Housing, Government Issues, Small Business.

Clients

Who paid to be heard, by how many filings named the bill.

ClientBusinessStateFirmsFilingsReported
ACA INTERNATIONAL—District of Columbia17—
CHAMBER OF COMMERCE OF THE U.S.A.—District of Columbia17—
UNITED STATES CHAMBER OF COMMERCE/CENTER FOR CAPITAL MARKETS COMPETITIVENESSbusiness trade associationDistrict of Columbia14$120K
EQUIFAX INC.Consumer Reporting AgencyGeorgia13$170K
AMERICAN BANKERS ASSOCIATION—District of Columbia13—
EXPERIAN NORTH AMERICA—District of Columbia13—
AMERICANS FOR FINANCIAL REFORM—District of Columbia12—
CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONS—District of Columbia12—
BLOCKCHAIN ASSOCIATIONThe Blockchain Association is a trade association representing the blockchain industryDistrict of Columbia11$50K
EQUIFAX, INC—Georgia11—
TRANS UNION LLC—District of Columbia11—

Firms

Registrants who filed on the bill, by filings.

RegistrantClientsFilingsReported
ACA INTERNATIONAL17—
CHAMBER OF COMMERCE OF THE U.S.A.17—
FEDERAL HALL POLICY ADVISORS, LLC14$120K
AMERICAN BANKERS ASSOCIATION13—
EXPERIAN NORTH AMERICA13—
THORN RUN PARTNERS13$170K
AMERICANS FOR FINANCIAL REFORM12—
CREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS12—
EQUIFAX, INC.11—
GOLDSTEIN POLICY SOLUTIONS LLC11$50K
TRANS UNION LLC11—

Lobbyists

Named on the filings that cite the bill. The 20 named most often, of 174.

LobbyistFirmsClientsFilings
ABELARDO TORRES117
ANDREA PORWOLL117
ASHLEY GUM117
BRADLEY WATTS117
BRINCE MANNING117
BROOKE MILLER117
CASSIA CARVALHO117
CHAD WHITEMAN117
CHANTEL SHEAKS117
CHRISTOPHER CRENSHAW117
CHRISTOPHER EYLER117
CHRISTOPHER GUITH117
CHRISTOPHER ROBERTI117
CLARK JACKSON117
DAN BYERS117
ERIN DELANEY117
ESPERANZA JELALIAN117
FOXHALL PARKER117
GARY LITMAN117
GEORGE PURCELL117

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

ClientRegistrantPeriodReportedDocument
CHAMBER OF COMMERCE OF THE U.S.A.CHAMBER OF COMMERCE OF THE U.S.A.2026 first_quarter$19.8M1st Quarter - Amendme…
CHAMBER OF COMMERCE OF THE U.S.A.CHAMBER OF COMMERCE OF THE U.S.A.2026 first_quarter$19.8M1st Quarter - Report
CHAMBER OF COMMERCE OF THE U.S.A.CHAMBER OF COMMERCE OF THE U.S.A.2025 second_quarter$19.3M2nd Quarter - Report
CHAMBER OF COMMERCE OF THE U.S.A.CHAMBER OF COMMERCE OF THE U.S.A.2025 first_quarter$19.3M1st Quarter - Report
CHAMBER OF COMMERCE OF THE U.S.A.CHAMBER OF COMMERCE OF THE U.S.A.2025 fourth_quarter$18M4th Quarter - Report
CHAMBER OF COMMERCE OF THE U.S.A.CHAMBER OF COMMERCE OF THE U.S.A.2026 second_quarter$17M2nd Quarter - Report
CHAMBER OF COMMERCE OF THE U.S.A.CHAMBER OF COMMERCE OF THE U.S.A.2025 third_quarter$13.7M3rd Quarter - Report
AMERICAN BANKERS ASSOCIATIONAMERICAN BANKERS ASSOCIATION2025 third_quarter$2.2M3rd Quarter - Report
AMERICAN BANKERS ASSOCIATIONAMERICAN BANKERS ASSOCIATION2025 second_quarter$2M2nd Quarter - Report
AMERICAN BANKERS ASSOCIATIONAMERICAN BANKERS ASSOCIATION2025 first_quarter$1.7M1st Quarter - Report
CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONSCREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS2025 first_quarter$1.2M1st Quarter - Report
CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA'S CREDIT UNIONSCREDIT UNION NATIONAL ASSOCIATION. INC. DBA AMERICA'S CREDIT UNIONS2025 second_quarter$1.2M2nd Quarter - Report
TRANS UNION LLCTRANS UNION LLC2025 second_quarter$600K2nd Quarter - Report
EQUIFAX, INCEQUIFAX, INC.2025 first_quarter$380K1st Quarter - Report
EXPERIAN NORTH AMERICAEXPERIAN NORTH AMERICA2025 third_quarter$360K3rd Quarter - Report
EXPERIAN NORTH AMERICAEXPERIAN NORTH AMERICA2025 second_quarter$360K2nd Quarter - Report
EXPERIAN NORTH AMERICAEXPERIAN NORTH AMERICA2025 first_quarter$360K1st Quarter - Report
ACA INTERNATIONALACA INTERNATIONAL2025 third_quarter$220K3rd Quarter - Report
ACA INTERNATIONALACA INTERNATIONAL2025 first_quarter$200K1st Quarter - Amendme…
ACA INTERNATIONALACA INTERNATIONAL2025 first_quarter$200K1st Quarter - Report

Classification

The Congressional Research Service files H.J.Res. 74 under Finance and Financial Sector, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.J.Res. 74’s is Finance and Financial Sector.

hjres74/policy-areas.txt
Finance and Financial SectorAgriculture and FoodAnimalsArmed Forces and National SecurityArts, Culture, ReligionCivil Rights and Liberties, Minority IssuesCommerceCongressCrime and Law EnforcementEconomics and Public FinanceEducationEmergency ManagementEnergyEnvironmental ProtectionFamiliesForeign Trade and International FinanceGovernment Operations and PoliticsHealthHousing and Community DevelopmentImmigrationInternational AffairsLabor and EmploymentLawNative AmericansPublic Lands and Natural ResourcesScience, Technology, CommunicationsSocial WelfareSports and RecreationTaxationTransportation and Public WorksWater Resources Development

Source: congress.gov · legiscan.com