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H.R. 2362

U.S. House•In House Committee

Summary

H.R. 2362, the VA Home Loan Awareness Act of 2025, was introduced in the House on Mar 26, 2025 by Rep. Monica De La Cruz (R) with 25 co-sponsors. It was referred to Financial Services, and last saw action on Mar 26, 2025: Referred to the House Committee on Financial Services.

Record

Text

H.R. 2362 has 25 co-sponsors.

hb2362/introduced-in-house.txt
119 HR 2362 IH: VA Home Loan Awareness Act of 2025
 U.S. House of Representatives
 2025-03-26
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 I  119th CONGRESS  1st Session  H. R. 2362  IN THE HOUSE OF REPRESENTATIVES   March 26, 2025   Ms. De La Cruz  (for herself,  Mr. Green of Texas ,  Mr. Pfluger ,  Mr. Lawler ,  Mr. Gooden ,  Mr. Fitzpatrick ,  Mr. Crenshaw ,  Ms. Pettersen ,  Mrs. Beatty ,  Mr. Gottheimer ,  Mr. Harder of California , and  Ms. Ross ) introduced the following bill; which was referred to the  Committee on Financial Services    A BILL
To require each enterprise to include on the Uniform Residential Loan Application a disclaimer to increase awareness of the direct and guaranteed home loan programs of the Department of Veterans Affairs, and for other purposes.
1.
Short title
This Act may be cited as the   VA Home Loan Awareness Act of 2025  .
2.
Military service question
(a)
In general
Subpart A of part 2 of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 ( 12 U.S.C. 4541 et seq. ) is amended by adding at the end the following:
1329.
Uniform residential loan application
Not later than 6 months after the date of enactment of this section, the Director shall, by regulation or order, require each enterprise to include a disclaimer below the military service question on the form known as the Uniform Residential Loan Application stating,  If yes, you may qualify for a VA Home Loan. Consult your lender regarding eligibility. .
 .
(b)
GAO study
Not later than 18 months after the date of enactment of this Act, the Comptroller General of the United States shall conduct a study and submit to Congress a report on whether or not less than 80 percent of lenders using the Uniform Residential Loan Application have included on that form the disclaimer required under section 1329 of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992, as added by subsection (a).

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

  1. Introduced2025-03-26
  2. Passed House
  3. Passed Senate
  4. Conference
  5. To President
  6. Became Law

To require each enterprise to include on the Uniform Residential Loan Application a disclaimer to increase awareness of the direct and guaranteed home loan programs of the Department of Veterans Affairs, and for other purposes.

Sponsors

Rep. Monica De La Cruz (R) sponsors H.R. 2362, and 25 members have co-sponsored it, 11 of them from the day it was introduced.

Committees

H.R. 2362 went before 1 committee: Financial Services.

Financial Services
Financial Services
Referred To · Mar 26, 2025 · 559 Bills

Actions

H.R. 2362 has taken 2 actions since Mar 26, 2025.

ChamberAction
Mar 26, 2025
House
Introduced in House
Mar 26, 2025
House
Referred to the House Committee on Financial Services.Financial Services Committee

Votes

H.R. 2362 has not gone to a roll call.

1 bill is related to H.R. 2362.

Titles

H.R. 2362 goes by 3 titles, 1 of them short titles.

  • VA Home Loan Awareness Act of 2025 — Display Title
  • VA Home Loan Awareness Act of 2025 — Short Title(s) as Introduced
  • To require each enterprise to include on the Uniform Residential Loan Application a disclaimer to increase awareness of the direct and guaranteed home loan programs of the Department of Veterans Affairs, and for other purposes. — Official Title as Introduced

Lobbying

2 clients hired 3 firms and 12 registered lobbyists who named H.R. 2362 in 12 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Housing, Financial Institutions/Investments/Securities, Veterans, Banking, Government Issues.

Clients

Who paid to be heard, by how many filings named the bill.

ClientBusinessStateFirmsFilingsReported
HOUSING POLICY COUNCILNon-profit advocacy organization for companies in the mortgage & housing industries.District of Columbia27$300K
BROKER ACTION COALITIONA trade association created for independent mortgage brokers.Pennsylvania15$400K

Firms

Registrants who filed on the bill, by filings.

RegistrantClientsFilingsReported
FORBES-TATE15$400K
THE SMITH-FREE GROUP, LLC15$300K
HOUSING POLICY COUNCIL12—

Lobbyists

Named on the filings that cite the bill.

LobbyistFirmsClientsFilings
EDWARD HILL115
JEFFREY STRUNK115
JOHN CHRISTIE115
KATIE ELLIOTT115
KELLEY WILLIAMS115
KEVIN MCGRANN115
MIKE MULLEN115
TREVOR KOLEGO115
JEFFREY BECKER114
JACK DEUSER113
RICK MURPHY113
EDWARD DEMARCO112

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

ClientRegistrantPeriodReportedDocument
HOUSING POLICY COUNCILHOUSING POLICY COUNCIL2026 first_quarter$270K1st Quarter - Report
HOUSING POLICY COUNCILHOUSING POLICY COUNCIL2025 fourth_quarter$170K4th Quarter - Report
BROKER ACTION COALITIONFORBES-TATE2026 second_quarter$80K2nd Quarter - Report
BROKER ACTION COALITIONFORBES-TATE2026 first_quarter$80K1st Quarter - Report
BROKER ACTION COALITIONFORBES-TATE2025 fourth_quarter$80K4th Quarter - Report
BROKER ACTION COALITIONFORBES-TATE2025 third_quarter$80K3rd Quarter - Report
BROKER ACTION COALITIONFORBES-TATE2025 second_quarter$80K2nd Quarter - Report
HOUSING POLICY COUNCILTHE SMITH-FREE GROUP, LLC2026 second_quarter$60K2nd Quarter - Report
HOUSING POLICY COUNCILTHE SMITH-FREE GROUP, LLC2026 first_quarter$60K1st Quarter - Report
HOUSING POLICY COUNCILTHE SMITH-FREE GROUP, LLC2025 fourth_quarter$60K4th Quarter - Report
HOUSING POLICY COUNCILTHE SMITH-FREE GROUP, LLC2025 third_quarter$60K3rd Quarter - Report
HOUSING POLICY COUNCILTHE SMITH-FREE GROUP, LLC2025 second_quarter$60K2nd Quarter - Report

Classification

The Congressional Research Service files H.R. 2362 under Housing and Community Development, one of its 31 policy areas, and gives it 6 legislative subjects.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.R. 2362’s is Housing and Community Development.

hr2362/policy-areas.txt
Housing and Community DevelopmentAgriculture and FoodAnimalsArmed Forces and National SecurityArts, Culture, ReligionCivil Rights and Liberties, Minority IssuesCommerceCongressCrime and Law EnforcementEconomics and Public FinanceEducationEmergency ManagementEnergyEnvironmental ProtectionFamiliesFinance and Financial SectorForeign Trade and International FinanceGovernment Operations and PoliticsHealthImmigrationInternational AffairsLabor and EmploymentLawNative AmericansPublic Lands and Natural ResourcesScience, Technology, CommunicationsSocial WelfareSports and RecreationTaxationTransportation and Public WorksWater Resources Development

Legislative Subjects

H.R. 2362 carries 6 of CRS’s legislative subjects, from Congressional oversight to Veterans' loans, housing, homeless programs.

hr2362/subjects.txt
Congressional oversightDepartment of Veterans AffairsGovernment lending and loan guaranteesGovernment studies and investigationsHousing finance and home ownershipVeterans' loans, housing, homeless programs

Constitutional authority

The clause the sponsor cites as Congress’s power to enact H.R. 2362, as entered in the Congressional Record.

[Congressional Record Volume 171, Number 55 (Wednesday, March 26, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Ms. De La CRUZ:H.R. 2362.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8[Page H1302]

Source: congress.gov · legiscan.com