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H.R. 2760

U.S. House•In House Committee

Summary

H.R. 2760, the Middle Class Mortgage Insurance Premium Act of 2025, was introduced in the House on Apr 9, 2025 by Rep. Vern Buchanan (R) with 12 co-sponsors. It was referred to Ways And Means, and last saw action on Apr 9, 2025: Referred to the House Committee on Ways and Means.

Record

Text

H.R. 2760 has 12 co-sponsors.

hb2760/introduced-in-house.txt
119 HR 2760 IH: Middle Class Mortgage Insurance Premium Act of 2025
 U.S. House of Representatives
 2025-04-09
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 I  119th CONGRESS  1st Session  H. R. 2760  IN THE HOUSE OF REPRESENTATIVES   April 9, 2025   Mr. Buchanan  (for himself,  Mr. Panetta ,  Mr. Carey ,  Mr. Fitzgerald ,  Mr. Steil ,  Ms. DelBene ,  Ms. Moore of Wisconsin ,  Mr. Schneider ,  Mr. Sherman ,  Ms. McBride , and  Ms. Sánchez ) introduced the following bill; which was referred to the  Committee on Ways and Means    A BILL
To amend the Internal Revenue Code of 1986 to increase the income cap for and make permanent the mortgage insurance premium deduction.
1.
Short title
This Act may be cited as the   Middle Class Mortgage Insurance Premium Act of 2025  .
2.
Increasing the income cap for and making permanent the mortgage insurance premium deduction
(a)
In general
(1)  Section 163(h)(3)(E)  of the Internal Revenue Code of 1986 is amended—
(1)
in clause (ii), by striking  $100,000 ($50,000  and inserting  $200,000 ($100,000 , and
(2)
by striking clause (iv).
(b)
Effective date
The amendments made by this Act shall apply to taxable years beginning after December 31, 2025.

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

  1. Introduced2025-04-09
  2. Passed House
  3. Passed Senate
  4. Conference
  5. To President
  6. Became Law

To amend the Internal Revenue Code of 1986 to increase the income cap for and make permanent the mortgage insurance premium deduction.

Sponsors

Rep. Vern Buchanan (R) sponsors H.R. 2760, and 12 members have co-sponsored it, 10 of them from the day it was introduced.

Committees

H.R. 2760 went before 1 committee: Ways and Means.

Ways and Means
Ways and Means
Referred To · Apr 9, 2025 · 1,160 Bills

Actions

H.R. 2760 has taken 2 actions since Apr 9, 2025.

ChamberAction
Apr 9, 2025
House
Introduced in House
Apr 9, 2025
House
Referred to the House Committee on Ways and Means.Ways and Means Committee

Votes

H.R. 2760 has not gone to a roll call.

Titles

H.R. 2760 goes by 3 titles, 1 of them short titles.

  • Middle Class Mortgage Insurance Premium Act of 2025 — Display Title
  • Middle Class Mortgage Insurance Premium Act of 2025 — Short Title(s) as Introduced
  • To amend the Internal Revenue Code of 1986 to increase the income cap for and make permanent the mortgage insurance premium deduction. — Official Title as Introduced

Lobbying

2 clients hired 3 firms and 8 registered lobbyists who named H.R. 2760 in 13 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Banking, Housing, Taxation/Internal Revenue Code, Insurance, Financial Institutions/Investments/Securities.

Clients

Who paid to be heard, by how many filings named the bill.

ClientBusinessStateFirmsFilingsReported
GENWORTH FINANCIAL, INC.Mortgage Insurance ProviderDistrict of Columbia211$150K
MORTGAGE GUARANTY INSURANCE CORPORATION—Wisconsin12—

Firms

Registrants who filed on the bill, by filings.

RegistrantClientsFilingsReported
GENWORTH FINANCIAL, INC.16—
CGCN GROUP, LLC15$150K
MORTGAGE GUARANTY INSURANCE CORPORATION12—

Lobbyists

Named on the filings that cite the bill.

LobbyistFirmsClientsFilings
DUANE DUNCAN116
JOLYN CIKANEK116
JOHN STIPICEVIC115
MIKE NIELSEN115
SAM GEDULDIG115
SCOTT RIPLINGER115
STEVE CLARK115
THOMAS LIEBE112

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

ClientRegistrantPeriodReportedDocument
GENWORTH FINANCIAL, INC.GENWORTH FINANCIAL, INC.2025 second_quarter$479.6K2nd Quarter - Report
GENWORTH FINANCIAL, INC.GENWORTH FINANCIAL, INC.2026 second_quarter$470.3K2nd Quarter - Report
GENWORTH FINANCIAL, INC.GENWORTH FINANCIAL, INC.2026 first_quarter$460.4K1st Quarter - Report
GENWORTH FINANCIAL, INC.GENWORTH FINANCIAL, INC.2025 third_quarter$459.3K3rd Quarter - Report
GENWORTH FINANCIAL, INC.GENWORTH FINANCIAL, INC.2025 fourth_quarter$432.7K4th Quarter - Report
GENWORTH FINANCIAL, INC.GENWORTH FINANCIAL, INC.2025 first_quarter$287.7K1st Quarter - Report
MORTGAGE GUARANTY INSURANCE CORPORATIONMORTGAGE GUARANTY INSURANCE CORPORATION2025 third_quarter$100K3rd Quarter - Report
MORTGAGE GUARANTY INSURANCE CORPORATIONMORTGAGE GUARANTY INSURANCE CORPORATION2025 second_quarter$60K2nd Quarter - Report
GENWORTH FINANCIAL, INC.CGCN GROUP, LLC2026 second_quarter$30K2nd Quarter - Report
GENWORTH FINANCIAL, INC.CGCN GROUP, LLC2026 first_quarter$30K1st Quarter - Report
GENWORTH FINANCIAL, INC.CGCN GROUP, LLC2025 fourth_quarter$30K4th Quarter - Report
GENWORTH FINANCIAL, INC.CGCN GROUP, LLC2025 third_quarter$30K3rd Quarter - Report
GENWORTH FINANCIAL, INC.CGCN GROUP, LLC2025 second_quarter$30K2nd Quarter - Report

Classification

The Congressional Research Service files H.R. 2760 under Taxation, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.R. 2760’s is Taxation.

hr2760/policy-areas.txt
TaxationAgriculture and FoodAnimalsArmed Forces and National SecurityArts, Culture, ReligionCivil Rights and Liberties, Minority IssuesCommerceCongressCrime and Law EnforcementEconomics and Public FinanceEducationEmergency ManagementEnergyEnvironmental ProtectionFamiliesFinance and Financial SectorForeign Trade and International FinanceGovernment Operations and PoliticsHealthHousing and Community DevelopmentImmigrationInternational AffairsLabor and EmploymentLawNative AmericansPublic Lands and Natural ResourcesScience, Technology, CommunicationsSocial WelfareSports and RecreationTransportation and Public WorksWater Resources Development

Source: congress.gov · legiscan.com