LD 1800

APPROVED  CHAPTER
  JUNE 12, 2025  298
  BY GOVERNOR  PUBLIC LAW
  STATE OF MAINE
  _____
  IN THE YEAR OF OUR LORD
  TWO THOUSAND TWENTY-FIVE
  _____
  H.P. 1205 - L.D. 1800
   An Act to Prohibit Health Care Entities Providing Dental Plans from
 Requiring a Dental Provider to Charge Fees for Uncovered Dental Services
Be it enacted by the People of the State of Maine as follows:
    Sec. 1. 24 MRSA §2317-B, sub-§12-I is enacted to read:
    12-I. Title 24-A, sections 2770-A, 2847-X and 4261. Fees for covered dental care
services, Title 24-A, sections 2770-A, 2847-X and 4261;
    Sec. 2. 24-A MRSA §2770-A is enacted to read:
§2770-A. Fees for covered dental services
    1. Definitions. As used in this section, unless the context otherwise indicates, the
following terms have the following meanings.
    A. "Covered dental service" means a dental service for which reimbursement is
    available under an insurance policy or contract or for which reimbursement would be
    available but for the application of contractual limitations such as a deductible,
    copayment, coinsurance, waiting period, annual or lifetime maximum, frequency
    limitation, alternative benefit payment or any other similar limitation.
    B. "Dental provider" means a person licensed under Title 32, chapter 143, subchapter
    3.
    2. Prohibition of required fees for dental services not covered. An insurer that
issues individual dental insurance or that issues health insurance that covers dental services
may not require, directly or indirectly, that a participating dental provider provide dental
services at a fee set by, or subject to the approval of, the insurer for a service that is not a
covered dental service.
    3. Fees for covered dental services. A fee for a covered dental service must be set
by the insurer in good faith and may not be nominal.
    Sec. 3. 24-A MRSA §2847-X is enacted to read:
§2847-X. Fees for covered dental services
  Page 1 - 132LR1705(03)
    1. Definitions. As used in this section, unless the context otherwise indicates, the
following terms have the following meanings.
    A. "Covered dental service" means a dental service for which reimbursement is
    available under an insurance policy or contract or for which reimbursement would be
    available but for the application of contractual limitations such as a deductible,
    copayment, coinsurance, waiting period, annual or lifetime maximum, frequency
    limitation, alternative benefit payment or any other similar limitation.
    B. "Dental provider" means a person licensed under Title 32, chapter 143, subchapter
    3.
    2. Prohibition of required fees for dental services not covered. An insurer that
issues group dental insurance or that issues group health insurance that covers dental
services may not require, directly or indirectly, that a participating dental provider provide
dental services at a fee set by, or subject to the approval of, the insurer for a service that is
not a covered dental service.
    3. Fees for covered dental services. A fee for a covered dental service must be set
by the insurer in good faith and may not be nominal.
    Sec. 4. 24-A MRSA §4261 is enacted to read:
§4261. Fees for covered dental services
    1. Definitions. As used in this section, unless the context otherwise indicates, the
following terms have the following meanings.
    A. "Covered dental service" means a dental service for which reimbursement is
    available under an individual or group contract or for which reimbursement would be
    available but for the application of contractual limitations such as a deductible,
    copayment, coinsurance, waiting period, annual or lifetime maximum, frequency
    limitation, alternative benefit payment or any other similar limitation.
    B. "Dental provider" means a person licensed under Title 32, chapter 143, subchapter
    3.
    2. Prohibition of required fees for dental services not covered. A health
maintenance organization that issues individual or group dental insurance or individual or
group contracts that include coverage for dental services may not require, directly or
indirectly, that a participating dental provider provide dental services at a fee set by, or
subject to the approval of, the health maintenance organization for a service that is not a
covered dental service.
    3. Fees for covered dental services. A fee for a covered dental service must be set
by the health maintenance organization in good faith and may not be nominal.
  Page 2 - 132LR1705(03)