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H.R. 3165
U.S. House•In House Committee
Summary
H.R. 3165, the Student Loan Tax Elimination Act, was introduced in the House on May 1, 2025 by Rep. Lloyd Smucker (R) with 4 co-sponsors. It was referred to Education and Workforce, and last saw action on May 1, 2025: Referred to the House Committee on Education and Workforce.
Record
Text
H.R. 3165 has 4 co-sponsors.
hb3165/introduced-in-house.txt119 HR 3165 IH: Student Loan Tax Elimination ActU.S. House of Representatives2025-05-01text/xmlENPursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.I 119th CONGRESS 1st Session H. R. 3165 IN THE HOUSE OF REPRESENTATIVES May 1, 2025 Mr. Smucker (for himself and Ms. Davids of Kansas ) introduced the following bill; which was referred to the Committee on Education and Workforce A BILLTo amend the Higher Education Act of 1965 to eliminate origination fees on Federal Direct loans.1.Short titleThis Act may be cited as the Student Loan Tax Elimination Act .2.Elimination of origination fees on federal direct loans(a)Repeal of origination feesSubsection (c) of section 455 of the Higher Education Act of 1965 ( 20 U.S.C. 1087e(c) ) is repealed.(b)Effective dateThe amendment made by subsection (a) shall apply with respect to loans made under part D of title IV of the Higher Education Act of 1965 ( 20 U.S.C. 1087a et seq. ) for which the first disbursement of principal is made, or, in the case of a Federal Direct Consolidation Loan, the application is received, on or after July 1 following the enactment of this Act.
Tracker
The tracker indicates the progress of this legislation as it moves through the legislative process.
- Introduced2025-05-01
- Passed House
- Passed Senate
- Conference
- To President
- Became Law
To amend the Higher Education Act of 1965 to eliminate origination fees on Federal Direct loans.
Sponsors
Rep. Lloyd Smucker (R) sponsors H.R. 3165, and 4 members have co-sponsored it, 1 of them from the day it was introduced.

Rep. · R–PA-11 · Sponsor
Introduced May 1, 2025

Rep. · D–KS-3 · Co-sponsor
Joined May 1, 2025 · Original

Rep. · D–NC-1 · Co-sponsor
Joined May 15, 2025

Rep. · D–VA-7 · Co-sponsor
Joined Oct 14, 2025

Rep. · D–DC-0 · Co-sponsor
Joined Feb 11, 2026
Committees
H.R. 3165 went before 1 committee: Education and Workforce.
Actions
H.R. 3165 has taken 2 actions since May 1, 2025.
| Chamber | Action | |||
|---|---|---|---|---|
May 1, 2025 | House | Introduced in House | ||
May 1, 2025 | House | Referred to the House Committee on Education and Workforce.Education and Workforce Committee |
Votes
H.R. 3165 has not gone to a roll call.
Related bills
1 bill is related to H.R. 3165.
Titles
H.R. 3165 goes by 3 titles, 1 of them short titles.
- Student Loan Tax Elimination Act — Display Title
- Student Loan Tax Elimination Act — Short Title(s) as Introduced
- To amend the Higher Education Act of 1965 to eliminate origination fees on Federal Direct loans. — Official Title as Introduced
Lobbying
3 clients hired 3 firms and 20 registered lobbyists who named H.R. 3165 in 3 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.
Filed under Education, Budget/Appropriations, Health Issues, Veterans, Agriculture, Defense, Immigration, Indian/Native American Affairs.
Clients
Who paid to be heard, by how many filings named the bill.
| Client | Business | State | Firms | Filings | Reported |
|---|---|---|---|---|---|
| ACCESSLEX INSTITUTE (FKA ACCESS GROUP, INC.) | — | Pennsylvania | 1 | 1 | — |
| AMERICAN ASSOCIATION OF COLLEGES OF OSTEOPATHIC MEDICINE | — | Maryland | 1 | 1 | — |
| AMERICAN PSYCHOLOGICAL ASSOCIATION SERVICES INC.(FKA AMERICAN PSYCHOLOGICAL ASSN | — | District of Columbia | 1 | 1 | — |
Firms
Registrants who filed on the bill, by filings.
Lobbyists
Named on the filings that cite the bill.
| Lobbyist | Firms | Clients | Filings |
|---|---|---|---|
| ALEXANDRA GINSBERG | 1 | 1 | 1 |
| ANDREW STRICKLAND | 1 | 1 | 1 |
| BENJAMIN VONACHEN | 1 | 1 | 1 |
| DAVID BERGMAN | 1 | 1 | 1 |
| DORIS PARFAITE-CLAUDE | 1 | 1 | 1 |
| JULIE CROCKETT | 1 | 1 | 1 |
| JULIO ABREU | 1 | 1 | 1 |
| KAREN CONWELL SMITH | 1 | 1 | 1 |
| KAREN STUDWELL | 1 | 1 | 1 |
| KATHERINE MCGUIRE | 1 | 1 | 1 |
| KENNETH POLISHCHUK | 1 | 1 | 1 |
| LILLIAN ANDEMICAEL | 1 | 1 | 1 |
| LUCA CELLUCCI | 1 | 1 | 1 |
| MONICA KONATE | 1 | 1 | 1 |
| NANCY CONNEELY | 1 | 1 | 1 |
| SCOTT BARSTOW | 1 | 1 | 1 |
| SERENA DAVILA | 1 | 1 | 1 |
| SHEILA DUFFY | 1 | 1 | 1 |
| STEFANIE REEVES | 1 | 1 | 1 |
| TREY HINES | 1 | 1 | 1 |
Filings
The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.
| Client | Registrant | Period | Reported | Document |
|---|---|---|---|---|
| AMERICAN PSYCHOLOGICAL ASSOCIATION SERVICES INC.(FKA AMERICAN PSYCHOLOGICAL ASSN | AMERICAN PSYCHOLOGICAL ASSOCIATION SERVICES INC.(FKA AMERICAN PSYCHOLOGICAL ASSN | 2025 second_quarter | $400K | 2nd Quarter - Report |
| AMERICAN ASSOCIATION OF COLLEGES OF OSTEOPATHIC MEDICINE | AMERICAN ASSOCIATION OF COLLEGES OF OSTEOPATHIC MEDICINE | 2026 first_quarter | $110K | 1st Quarter - Report |
| ACCESSLEX INSTITUTE (FKA ACCESS GROUP, INC.) | ACCESSLEX INSTITUTE (FKA ACCESS GROUP, INC.) | 2025 second_quarter | — | 2nd Quarter - Report |
Classification
The Congressional Research Service files H.R. 3165 under Education, one of its 31 policy areas.
CRS Subjects
CRS assigns every bill one policy area from its 31; H.R. 3165’s is Education.
hr3165/policy-areas.txtSource: congress.gov · legiscan.com
