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H.R. 5574
U.S. House•In House Committee
Summary
H.R. 5574, to extend the National Flood Insurance Program through November 21, 2025, was introduced in the House on Sep 26, 2025 by Rep. Mike Ezell (R) with 9 co-sponsors. It was referred to Financial Services, and last saw action on Sep 26, 2025: Referred to the House Committee on Financial Services.
Record
Text
H.R. 5574 has 9 co-sponsors.
hb5574/introduced-in-house.txt119 HR 5574 IH: To extend the National Flood Insurance Program through November 21, 2025.U.S. House of Representatives2025-09-26text/xmlENPursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.I 119th CONGRESS 1st Session H. R. 5574 IN THE HOUSE OF REPRESENTATIVES September 26, 2025 Mr. Ezell (for himself, Mr. Carter of Louisiana , Mrs. Fletcher , Mr. Higgins of Louisiana , and Mr. Moore of Alabama ) introduced the following bill; which was referred to the Committee on Financial Services A BILLTo extend the National Flood Insurance Program through November 21, 2025.1.Extension of National Flood Insurance Program(a)FinancingSection 1309(a) of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4016(a) ) is amended, in the first sentence, by striking September 30, 2023 and inserting November 21, 2025 .(b)Program expirationSection 1319 of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4026 ) is amended by striking September 30, 2023 and inserting November 21, 2025 .
Tracker
The tracker indicates the progress of this legislation as it moves through the legislative process.
- Introduced2025-09-26
- Passed House
- Passed Senate
- Conference
- To President
- Became Law
To extend the National Flood Insurance Program through November 21, 2025.
Sponsors
Rep. Mike Ezell (R) sponsors H.R. 5574, and 9 members have co-sponsored it, 4 of them from the day it was introduced.

Rep. · R–MS-4 · Sponsor
Introduced Sep 26, 2025

Rep. · D–LA-2 · Co-sponsor
Joined Sep 26, 2025 · Original

Rep. · D–TX-7 · Co-sponsor
Joined Sep 26, 2025 · Original

Rep. · R–LA-3 · Co-sponsor
Joined Sep 26, 2025 · Original

Rep. · R–AL-1 · Co-sponsor
Joined Sep 26, 2025 · Original

Rep. · D–CA-15 · Co-sponsor
Joined Sep 30, 2025

Rep. · D–NV-1 · Co-sponsor
Joined Sep 30, 2025

Rep. · R–GU-0 · Co-sponsor
Joined Oct 3, 2025

Rep. · R–FL-1 · Co-sponsor
Joined Oct 3, 2025

Rep. · R–TX-14 · Co-sponsor
Joined Oct 24, 2025
Committees
H.R. 5574 went before 1 committee: Financial Services.
Actions
H.R. 5574 has taken 2 actions since Sep 26, 2025.
| Chamber | Action | |||
|---|---|---|---|---|
Sep 26, 2025 | House | Introduced in House | ||
Sep 26, 2025 | House | Referred to the House Committee on Financial Services.Financial Services Committee |
Votes
H.R. 5574 has not gone to a roll call.
Related bills
1 bill is related to H.R. 5574.
Titles
H.R. 5574 goes by 2 titles.
- To extend the National Flood Insurance Program through November 21, 2025. — Official Title as Introduced
- To extend the National Flood Insurance Program through November 21, 2025. — Display Title
Lobbying
3 clients hired 3 firms and 17 registered lobbyists who named H.R. 5574 in 13 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.
Filed under Financial Institutions/Investments/Securities, Insurance, Taxation/Internal Revenue Code, Torts, Automotive Industry, Budget/Appropriations, Consumer Issues/Safety/Products, Disaster Planning/Emergencies.
Clients
Who paid to be heard, by how many filings named the bill.
| Client | Business | State | Firms | Filings | Reported |
|---|---|---|---|---|---|
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION | — | District of Columbia | 1 | 5 | — |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | — | District of Columbia | 1 | 4 | — |
| REINSURANCE ASSN OF AMERICA | — | District of Columbia | 1 | 4 | — |
Firms
Registrants who filed on the bill, by filings.
Lobbyists
Named on the filings that cite the bill.
| Lobbyist | Firms | Clients | Filings |
|---|---|---|---|
| BRETT HEWITT | 1 | 1 | 5 |
| DAVID PEARCE | 1 | 1 | 5 |
| DONALD GRIFFIN | 1 | 1 | 5 |
| MONA DOOLEY | 1 | 1 | 5 |
| ROBERT GORDON | 1 | 1 | 5 |
| SAM WHITFIELD | 1 | 1 | 5 |
| STEF ZIELEZIENSKI | 1 | 1 | 5 |
| THERESA PETTIGREW | 1 | 1 | 5 |
| ANTHONY COTTO | 1 | 1 | 4 |
| JAMES GRANDE | 1 | 1 | 4 |
| KATHERINE DUVENECK | 1 | 1 | 4 |
| NICHOLAS BOUKNIGHT | 1 | 1 | 4 |
| NICOLE AUSTIN | 1 | 1 | 4 |
| ROBERT MCCARTY | 1 | 1 | 4 |
| CORY MAKS | 1 | 1 | 2 |
| WILLIAM SEABROOK | 1 | 1 | 2 |
| KATE CAREY | 1 | 1 | 1 |
Filings
The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.
| Client | Registrant | Period | Reported | Document |
|---|---|---|---|---|
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION | AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA | 2026 second_quarter | $2.1M | 2nd Quarter - Report |
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION | AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA | 2026 first_quarter | $1.4M | 1st Quarter - Report |
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION | AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA | 2025 third_quarter | $1.4M | 3rd Quarter - Amendme… |
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION | AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA | 2025 third_quarter | $1.4M | 3rd Quarter - Report |
| AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION | AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA | 2025 fourth_quarter | $1.4M | 4th Quarter - Report |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | 2026 second_quarter | $540K | 2nd Quarter - Report |
| REINSURANCE ASSN OF AMERICA | REINSURANCE ASSN OF AMERICA | 2026 first_quarter | $520K | 1st Quarter - Report |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | 2026 first_quarter | $506.4K | 1st Quarter - Report |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | 2025 fourth_quarter | $465.8K | 4th Quarter - Report |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | 2025 third_quarter | $442.1K | 3rd Quarter - Report |
| REINSURANCE ASSN OF AMERICA | REINSURANCE ASSN OF AMERICA | 2025 fourth_quarter | $390K | 4th Quarter - Report |
| REINSURANCE ASSN OF AMERICA | REINSURANCE ASSN OF AMERICA | 2026 second_quarter | $370K | 2nd Quarter - Amendme… |
| REINSURANCE ASSN OF AMERICA | REINSURANCE ASSN OF AMERICA | 2026 second_quarter | $340K | 2nd Quarter - Report |
Classification
The Congressional Research Service files H.R. 5574 under Finance and Financial Sector, one of its 31 policy areas.
CRS Subjects
CRS assigns every bill one policy area from its 31; H.R. 5574’s is Finance and Financial Sector.
hr5574/policy-areas.txtSource: congress.gov · legiscan.com