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H.R. 5923

U.S. House•In House Committee

Summary

H.R. 5923, the Servicemember Credit Monitoring Enhancement Act, was introduced in the House on Nov 4, 2025 by Rep. Elise Stefanik (R) with 2 co-sponsors. It was referred to Financial Services, and last saw action on Nov 4, 2025: Referred to the House Committee on Financial Services.

Record

Text

H.R. 5923 has 2 co-sponsors.

hr5923/introduced-in-house.txt
119 HR 5923 IH: Servicemember Credit Monitoring Enhancement Act
 U.S. House of Representatives
 2025-11-04
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 I  119th CONGRESS  1st Session  H. R. 5923  IN THE HOUSE OF REPRESENTATIVES   November 4, 2025   Ms. Stefanik  (for herself and  Ms. Bynum ) introduced the following bill; which was referred to the  Committee on Financial Services    A BILL
To amend the Fair Credit Reporting Act to expand the definition of an active duty military consumer for purposes of certain credit monitoring requirements, and for other purposes.
1.
Short title
This Act may be cited as the   Servicemember Credit Monitoring Enhancement Act  .
2.
Credit monitoring
Section 605A(k) of the Fair Credit Reporting Act ( 15 U.S.C. 1681c–1(k) ) is amended—
(1)
by amending paragraph (1) to read as follows:
(1)
Uniformed services member consumer defined
In this subsection, the term  uniformed services member consumer  means a consumer who is a member of the uniformed services (as such term is defined under section 101(a) of title 10, United States Code).
 ; and
(2)
in paragraph (2)(A), by striking  active duty military consumer  and inserting  uniformed services member consumer .

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

  1. Introduced2025-11-04
  2. Passed House
  3. Passed Senate
  4. Conference
  5. To President
  6. Became Law

To amend the Fair Credit Reporting Act to expand the definition of an active duty military consumer for purposes of certain credit monitoring requirements, and for other purposes.

Sponsors

Rep. Elise Stefanik (R) sponsors H.R. 5923, and 2 members have co-sponsored it, 1 of them from the day it was introduced.

Committees

H.R. 5923 went before 1 committee: Financial Services.

Financial Services
Financial Services
Referred To · Nov 4, 2025 · 559 Bills

Actions

H.R. 5923 has taken 2 actions since Nov 4, 2025.

ChamberAction
Nov 4, 2025
House
Introduced in House
Nov 4, 2025
House
Referred to the House Committee on Financial Services.Financial Services Committee

Votes

H.R. 5923 has not gone to a roll call.

Titles

H.R. 5923 goes by 3 titles, 1 of them short titles.

  • Servicemember Credit Monitoring Enhancement Act — Display Title
  • Servicemember Credit Monitoring Enhancement Act — Short Title(s) as Introduced
  • To amend the Fair Credit Reporting Act to expand the definition of an active duty military consumer for purposes of certain credit monitoring requirements, and for other purposes. — Official Title as Introduced

Classification

The Congressional Research Service files H.R. 5923 under Finance and Financial Sector, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.R. 5923’s is Finance and Financial Sector.

hr5923/policy-areas.txt
Finance and Financial SectorAgriculture and FoodAnimalsArmed Forces and National SecurityArts, Culture, ReligionCivil Rights and Liberties, Minority IssuesCommerceCongressCrime and Law EnforcementEconomics and Public FinanceEducationEmergency ManagementEnergyEnvironmental ProtectionFamiliesForeign Trade and International FinanceGovernment Operations and PoliticsHealthHousing and Community DevelopmentImmigrationInternational AffairsLabor and EmploymentLawNative AmericansPublic Lands and Natural ResourcesScience, Technology, CommunicationsSocial WelfareSports and RecreationTaxationTransportation and Public WorksWater Resources Development

Source: congress.gov · legiscan.com