Search

Search bills, members, committees and pages...

H 657

Florida HouseFailed

Summary

H 657, “Community Associations”, was introduced in the House on Dec 4, 2025 by Rep. Commerce Committee with 15 co-sponsors. It last saw action on Mar 13, 2026: Died in Rules.


Record

Text

H 657 has 15 co-sponsors and 5 roll calls.

h657/engrossed.txt
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
A bill to be entitled
An act relating to community associations; creating s.
712.13, F.S.; providing legislative findings and
intent; providing definitions; providing that the
recorded governing documents of a dissolved
homeowners' association are deemed terminated and
unenforceable; requiring the clerk of the circuit
court to indicate in the county records that a
dissolved association's governing documents are
terminated and inactive; requiring certain exclusive
easements to revert to the servient estate upon
dissolution of a homeowners' association under certain
circumstances; providing for the extinguishment of
such easement; prohibiting an easement held by a
dissolved association from becoming a public right-of-
way, trail, or access route unless the easement is
separately recorded for public use; providing
construction; providing retroactive applicability;
amending s. 718.103, F.S.; defining the term
"habitable"; revising the definition of the term
"video conference"; amending s. 718.104, F.S.;
requiring condominium associations to include a
specified statement in the governing documents or to
hold a meeting by a date certain to vote to amend the
governing documents to include such statement;
Page 1 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
requiring a vote held at such meeting to be approved
by a certain amount of the voting interests; amending
s. 718.111, F.S.; requiring a condominium association
to provide copies of certain records or otherwise make
them available for inspection and copying within a
specified timeframe if the association receives a
subpoena or written request from a law enforcement
agency or prosecuting agency; providing criminal
penalties; amending s. 718.112, F.S.; requiring a
developer to have a turnover inspection report
completed for all buildings on the condominium
property before turning control over to unit owners;
amending s. 718.1255, F.S.; removing presuit mediation
requirements; amending s. 718.128, F.S.; revising the
manner in which certain associations must receive
electronically transmitted ballots; revising the
methods by which unit owners may electronically
transmit ballots; amending s. 719.103, F.S.; defining
the term "habitable"; amending s. 719.106, F.S.;
requiring a developer to have a turnover inspection
report completed for all buildings on the condominium
property before turning control over to unit owners;
amending s. 720.301, F.S.; defining the term
"financial statements"; amending s. 720.302, F.S.;
conforming a provision to changes made by the act;
Page 2 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
amending s. 720.303, F.S.; requiring homeowners'
associations to include a specified statement in the
governing documents or to hold a meeting by a date
certain to vote to amend the governing documents to
include such statement; requiring a vote held at such
meeting to be approved by a certain amount of the
voting interests; removing the authority of an
association to take certain actions relating to the
roof of a building; requiring an association to
provide copies of or otherwise make available certain
records for inspection and copying within a specified
timeframe if the association receives a written
request from a prosecuting agency; providing criminal
penalties; providing that directors, officers, and
committee members of a homeowners' association owe a
duty of loyalty to such association and its members;
requiring a director, an officer, or a committee
member who has a conflict of interest to disclose to
the board such conflict in writing; prohibiting such
director, officer, or member from participating in any
discussion or vote on such matter; authorizing an
association to void a transaction involving a conflict
of interest; providing an exception; providing a
rebuttable presumption; providing construction;
amending s. 720.3035, F.S.; prohibiting an association
Page 3 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
or specified committees of an association from
enforcing or adopting a covenant, rule, or guideline
that requires a specific type of material for building
or rebuilding a roof under certain circumstances;
amending s. 720.306, F.S.; conforming a cross-
reference; amending s. 720.3075, F.S.; prohibiting an
association's documents from precluding a property
owner from using any type of building material to
build or rebuild a roof under certain circumstances;
amending s. 720.311, F.S.; removing presuit mediation
requirements; requiring that specified arbitrators
conduct arbitration proceedings; creating s. 720.319,
F.S.; providing a short title; providing legislative
findings; authorizing a homeowners' association to be
terminated; providing requirements for the termination
of a homeowners' association; providing conditions for
a plan of termination; requiring an approved plan of
termination be submitted to a community association
court program and recorded in the public records of
each county in which the association is located;
providing duties and responsibilities of a termination
trustee; authorizing a member to file a petition with
a community association court program under certain
circumstances; authorizing a community association
court program to take certain actions; providing
Page 4 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
responsibilities of the board after approval of a plan
of termination; providing for the distribution of
assets and paying of lawful debts after an association
is terminated; specifying unlawful actions by an
association or its officers or directors; providing
penalties; creating s. 720.32, F.S.; providing
legislative intent; authorizing circuit courts to
create and administer a community association court
program; providing duties of the chief judge;
providing the jurisdiction of the community
association court program; authorizing the community
association court program to take certain actions;
requiring the chief judge of certain judicial circuits
to submit to the Legislature a specified report
annually by a specified date; providing duties of the
Office of the State Courts Administrator; requiring
that certain costs associated with the community
association court program be funded through specific
appropriations in the General Appropriations Act;
requiring certain funds that remain unencumbered or
undisbursed by specified dates to revert to the
Division of Florida Condominiums, Timeshares, and
Mobile Homes Trust Fund; providing applicability;
amending s. 26.031, F.S.; increasing the number of
circuit judges in certain judicial circuits;
Page 5 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
specifying that the additional circuit court judges
are for the community association court program;
amending s. 34.01, F.S.; conforming a provision to
changes made by the act; amending ss. 336.125,
558.002, 617.0601, 617.0701, 617.0721, 617.0725,
617.0808, 617.1606, 718.116, 718.503, 719.503, and
720.3085, F.S.; conforming cross-references;
reenacting s. 617.0825(9), F.S., relating to board
committees and advisory committees, to incorporate the
amendment made to s. 720.3035, F.S., in a reference
thereto; providing an effective date.
Be It Enacted by the Legislature of the State of Florida:
Section 1. Section 712.13, Florida Statutes, is created to
read:
712.13 Governing documents associated with dissolved
homeowners' associations.—
(1) The Legislature finds that when a homeowners'
association has been dissolved, voluntarily or involuntarily,
the recorded governing documents created solely for the
association's benefit may remain in the county records
indefinitely, imposing an undue burden on private property
owners. It is the intent of the Legislature to restore and
protect private property rights by ensuring that such
Page 6 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
encumbrances are properly extinguished or removed from the
official records of the county when the association ceases to
exist.
(2) As used in this section, the term:
(a) "Dissolved association" means a homeowners'
association that has filed articles of dissolution with the
Department of State under chapter 617 or has otherwise ceased
its legal operation and existence.
(b) "Exclusive easement" means an easement recorded for
the sole benefit or use of a homeowners' association or its
members.
(c) "Governing documents" has the same meaning as in s.
720.301.
(d) "Servient estate" means the real property burdened by
an easement.
(3)(a) Upon the dissolution of a homeowners' association,
the governing documents of the association, which were recorded
in the official records of a county and created solely for the
operation or benefit of the dissolved association or its
members, are deemed terminated and are unenforceable.
(b) The recorded governing documents may not be construed
to create any rights for the general public or for any successor
entity unless expressly provided by law.
(c) The clerk of the circuit court shall, upon receipt of
a certified copy of the association's articles of dissolution,
Page 7 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
mark or otherwise indicate in the county's official records that
the governing documents for the dissolved association are
terminated and inactive.
(4)(a) An exclusive easement created for the benefit of a
homeowners' association or its members must revert to the
servient estate upon dissolution of the association if the owner
of the servient estate has continuously paid his or her ad
valorem taxes on the land encumbered by the easement.
(b) Upon reversion, the exclusive easement is extinguished
and the owner of the servient estate regains full rights of
ownership, possession, and control of the land encumbered by the
easement.
(c) An easement formerly held by a homeowners' association
may not become a public right-of-way, trail, or access route
unless a separate, valid written notice in accordance with s.
712.06 has been recorded to preserve the easement for the
benefit of the public.
(5) This section does not impair or extinguish easements,
covenants, or restrictions benefiting individual property owners
which were separately recorded or preserved under this chapter.
(6) This section applies both prospectively and
retroactively to homeowners' associations dissolved before, on,
or after July 1, 2026.
Section 2. Subsections (19) through (35) of section
718.103, Florida Statutes, are renumbered as subsections (20)
Page 8 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
through (36), respectively, present subsection (33) is amended,
and a new subsection (19) is added to that section, to read:
718.103 Definitions.—As used in this chapter, the term:
(19) "Habitable" means a space in a building for living,
sleeping, eating, or cooking. Garages, carports, and storage or
utility spaces are not considered habitable.
(34)(33) "Video conference" means a real-time audio- and
video-based meeting between two or more people in different
locations using video-enabled and audio-enabled devices. The
notice for any meeting that is open to the unit owners and will
be conducted by video conference must have a hyperlink and call-
in conference telephone number for unit owners to attend the
meeting and must have a physical location where unit owners can
also attend the meeting in person. All meetings conducted by
video conference which are open to the unit owners must be
recorded, and such recording must be maintained as an official
record of the association.
Section 3. Subsection (8) is added to section 718.104,
Florida Statutes, to read:
718.104 Creation of condominiums; contents of
declaration.—Every condominium created in this state shall be
created pursuant to this chapter.
(8)(a) Each association formed on or after July 1, 2026,
must include the following statement in the governing documents:
Page 9 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
This association and the association's governing
documents are governed by the Florida Condominium Act,
as amended from time to time.
(b) By January 1, 2027, each association in existence
before July 1, 2026, must hold a meeting of the members in
accordance with s. 718.112 to vote whether to amend the
governing documents of the association to include the statement
in paragraph (a). The association must obtain the affirmative
approval of two-thirds of the units at a meeting of the
membership at which a quorum has been attained in order to amend
the governing documents under this paragraph.
Section 4. Paragraph (c) of subsection (12) of section
718.111, Florida Statutes, is amended to read:
718.111 The association.—
(12) OFFICIAL RECORDS.—
(c)1.a. The official records of the association are open
to inspection by any association member and any person
authorized by an association member as a representative of such
member at all reasonable times. The right to inspect the records
includes the right to make or obtain copies, at the reasonable
expense, if any, of the member and of the person authorized by
the association member as a representative of such member. A
renter of a unit has a right to inspect and copy only the
declaration of condominium, the association's bylaws and rules,
Page 10 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
and the inspection reports described in ss. 553.899 and
718.301(4)(p). The association may adopt reasonable rules
regarding the frequency, time, location, notice, and manner of
record inspections and copying but may not require a member to
demonstrate any purpose or state any reason for the inspection.
The failure of an association to provide the records within 10
working days after receipt of a written request creates a
rebuttable presumption that the association willfully failed to
comply with this paragraph. A unit owner who is denied access to
official records is entitled to the actual damages or minimum
damages for the association's willful failure to comply. Minimum
damages are $50 per calendar day for up to 10 days, beginning on
the 11th working day after receipt of the written request. The
failure to permit inspection entitles any person prevailing in
an enforcement action to recover reasonable attorney fees from
the person in control of the records who, directly or
indirectly, knowingly denied access to the records. If the
requested records are posted on an association's website, or are
available for download through an application on a mobile
device, the association may fulfill its obligations under this
paragraph by directing to the website or the application all
persons authorized to request access.
b. In response to a written request to inspect records,
the association must simultaneously provide to the requestor a
checklist of all records made available for inspection and
Page 11 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
copying. The checklist must also identify any of the
association's official records that were not made available to
the requestor. An association must maintain a checklist provided
under this sub-subparagraph for 7 years. An association
delivering a checklist pursuant to this sub-subparagraph creates
a rebuttable presumption that the association has complied with
this paragraph.
2. A director or member of the board or association or a
community association manager who willfully and knowingly or
intentionally violates subparagraph 1. commits a misdemeanor of
the second degree, punishable as provided in s. 775.082 or s.
775.083, and must be removed from office and a vacancy declared.
3. A person who willfully and knowingly or intentionally
defaces or destroys accounting records that are required by this
chapter to be maintained during the period for which such
records are required to be maintained, or who willfully and
knowingly or intentionally fails to create or maintain
accounting records that are required to be created or
maintained, with the intent of causing harm to the association
or one or more of its members, commits a misdemeanor of the
first degree, punishable as provided in s. 775.082 or s.
775.083; is personally subject to a civil penalty pursuant to s.
718.501(1)(e); and must be removed from office and a vacancy
declared.
4. A person who willfully and knowingly or intentionally
Page 12 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
refuses to release or otherwise produce association records with
the intent to avoid or escape detection, arrest, trial, or
punishment for the commission of a crime, or to assist another
person with such avoidance or escape, commits a felony of the
third degree, punishable as provided in s. 775.082, s. 775.083,
or s. 775.084, and must be removed from office and a vacancy
declared.
5. The association shall maintain an adequate number of
copies of the declaration, articles of incorporation, bylaws,
and rules, and all amendments to each of the foregoing, as well
as the question and answer sheet as described in s. 718.504 and
the most recent annual financial statement and annual budget
required under this section, on the condominium property to
ensure their availability to unit owners and prospective
purchasers, and may charge its actual costs for preparing and
furnishing these documents to those requesting the documents. An
association shall allow a member or his or her authorized
representative to use a portable device, including a smartphone,
tablet, portable scanner, or any other technology capable of
scanning or taking photographs, to make an electronic copy of
the official records in lieu of the association's providing the
member or his or her authorized representative with a copy of
such records. The association may not charge a member or his or
her authorized representative for the use of a portable device.
Notwithstanding this paragraph, the following records are not
Page 13 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
accessible to unit owners:
a. Any record protected by the lawyer-client privilege as
described in s. 90.502 and any record protected by the work-
product privilege, including a record prepared by an association
attorney or prepared at the attorney's express direction, which
reflects a mental impression, conclusion, litigation strategy,
or legal theory of the attorney or the association, and which
was prepared exclusively for civil or criminal litigation or for
adversarial administrative proceedings, or which was prepared in
anticipation of such litigation or proceedings until the
conclusion of the litigation or proceedings.
b. Information obtained by an association in connection
with the approval of the lease, sale, or other transfer of a
unit.
c. Personnel records of association or management company
employees, including, but not limited to, disciplinary, payroll,
health, and insurance records. For purposes of this sub-
subparagraph, the term "personnel records" does not include
written employment agreements with an association employee or
management company, or budgetary or financial records that
indicate the compensation paid to an association employee.
d. Medical records of unit owners.
e. Social security numbers, driver license numbers, credit
card numbers, e-mail addresses, telephone numbers, facsimile
numbers, emergency contact information, addresses of a unit
Page 14 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
owner other than as provided to fulfill the association's notice
requirements, and other personal identifying information of any
person, excluding the person's name, unit designation, mailing
address, property address, and any address, e-mail address, or
facsimile number provided to the association to fulfill the
association's notice requirements. Notwithstanding the
restrictions in this sub-subparagraph, an association may print
and distribute to unit owners a directory containing the name,
unit address, and all telephone numbers of each unit owner.
However, an owner may exclude his or her telephone numbers from
the directory by so requesting in writing to the association. An
owner may consent in writing to the disclosure of other contact
information described in this sub-subparagraph. The association
is not liable for the inadvertent disclosure of information that
is protected under this sub-subparagraph if the information is
included in an official record of the association and is
voluntarily provided by an owner and not requested by the
association.
f. Electronic security measures that are used by the
association to safeguard data, including passwords.
g. The software and operating system used by the
association which allow the manipulation of data, even if the
owner owns a copy of the same software used by the association.
The data is part of the official records of the association.
h. All affirmative acknowledgments made pursuant to s.
Page 15 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
718.121(4)(c).
6.a. If an association receives a subpoena or written
request for records from a prosecuting agency as defined in s.
112.531 or a law enforcement agency, the association must
provide a copy of such records or otherwise make the records
available for inspection and copying to the prosecuting agency
or law enforcement agency within 5 business days after receipt
of the subpoena or written request, unless otherwise specified
by the law enforcement agency, prosecuting agency, subpoena, or
written request. An association must assist a law enforcement
agency and a prosecting agency in an investigation to the extent
permissible by law.
b. A director or member of the board or association or a
community association manager who willfully and knowingly fails
to provide a copy of records, or otherwise fails to make the
records available for inspection and copying, to a prosecuting
agency or a law enforcement agency as required under sub-
subparagraph a. commits a misdemeanor of the second degree,
punishable as provided in s. 775.082 or s. 775.083.
Section 5. Paragraph (g) of subsection (2) of section
718.112, Florida Statutes, is amended to read:
718.112 Bylaws.—
(2) REQUIRED PROVISIONS.—The bylaws shall provide for the
following and, if they do not do so, shall be deemed to include
the following:
Page 16 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
(g) Structural integrity reserve study.—
1. A residential condominium association must have a
structural integrity reserve study completed at least every 10
years after the condominium's creation for each building on the
condominium property that is three habitable stories or higher
in height, as determined by the Florida Building Code, which
includes, at a minimum, a study of the following items as
related to the structural integrity and safety of the building:
a. Roof.
b. Structure, including load-bearing walls and other
primary structural members and primary structural systems as
those terms are defined in s. 627.706.
c. Fireproofing and fire protection systems.
d. Plumbing.
e. Electrical systems.
f. Waterproofing and exterior painting.
g. Windows and exterior doors.
h. Any other item that has a deferred maintenance expense
or replacement cost that exceeds $25,000 or the inflation-
adjusted amount determined by the division under subparagraph
(f)6., whichever is greater, and the failure to replace or
maintain such item negatively affects the items listed in sub-
subparagraphs a.-g., as determined by the visual inspection
portion of the structural integrity reserve study.
2. A structural integrity reserve study is based on a
Page 17 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
visual inspection of the condominium property.
3.a. A structural integrity reserve study, including the
visual inspection portion of the structural integrity reserve
study, must be performed or verified by an engineer licensed
under chapter 471, an architect licensed under chapter 481, or a
person certified as a reserve specialist or professional reserve
analyst by the Community Associations Institute or the
Association of Professional Reserve Analysts.
b. Any design professional as defined in s. 558.002 or any
contractor licensed under chapter 489 who bids to perform a
structural integrity reserve study must disclose in writing to
the association his or her intent to bid on any services related
to any maintenance, repair, or replacement that may be
recommended by the structural integrity reserve study. Any
design professional as defined in s. 558.002 or contractor
licensed under chapter 489 who submits a bid to the association
for performing any services recommended by the structural
integrity reserve study may not have an interest, directly or
indirectly, in the firm or entity providing the association's
structural integrity reserve study or be a relative of any
person having a direct or indirect interest in such firm, unless
such relationship is disclosed to the association in writing. As
used in this section, the term "relative" means a relative
within the third degree of consanguinity by blood or marriage. A
contract for services is voidable and terminates upon the
Page 18 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
association filing a written notice terminating the contract if
the design professional or licensed contractor failed to provide
the written disclosure of the interests or relationships
required under this paragraph. A design professional or licensed
contractor may be subject to discipline under the applicable
practice act for his or her profession for failure to provide
the written disclosure of the interests or relationships
required under this paragraph.
4.a. At a minimum, a structural integrity reserve study
must identify each item of the condominium property being
visually inspected, state the estimated remaining useful life
and the estimated replacement cost or deferred maintenance
expense of each item of the condominium property being visually
inspected, and provide a reserve funding plan or schedule with a
recommended annual reserve amount that achieves the estimated
replacement cost or deferred maintenance expense of each item of
condominium property being visually inspected by the end of the
estimated remaining useful life of the item. At a minimum, the
structural integrity reserve study must include a recommendation
for a reserve funding schedule based on a baseline funding plan
that provides a reserve funding goal in which the reserve
funding for each budget year is sufficient to maintain the
reserve cash balance above zero. The study may recommend other
types of reserve funding schedules, provided that each
recommended schedule is sufficient to meet the association's
Page 19 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
maintenance obligation.
b. The structural integrity reserve study may recommend
that reserves do not need to be maintained for any item for
which an estimate of useful life and an estimate of replacement
cost cannot be determined, or the study may recommend a deferred
maintenance expense amount for such item. The structural
integrity reserve study may recommend that reserves for
replacement costs do not need to be maintained for any item with
an estimated remaining useful life of greater than 25 years, but
the study may recommend a deferred maintenance expense amount
for such item. If the structural integrity reserve study
recommends reserves for any item for which reserves are not
required under this paragraph, the amount of the recommended
reserves for such item must be separately identified in the
structural integrity reserve study as an item for which reserves
are not required under this paragraph.
c. The structural integrity reserve study must take into
consideration the funding method or methods used by the
association to fund its maintenance and reserve funding
obligations through regular assessments, special assessments,
lines of credit, or loans. If the structural integrity reserve
study is performed before the association has approved a special
assessment or secured a line of credit or a loan, the structural
integrity reserve study must be updated to reflect the funding
method selected by the association and its effect on the reserve
Page 20 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
funding schedule, including any anticipated change in the amount
of regular assessments. The structural integrity reserve study
may be updated to reflect any changes to the useful life of the
reserve items after such items are repaired or replaced and the
effect such repair or replacement will have on the reserve
funding schedule. The association must obtain an updated
structural integrity reserve study before adopting any budget in
which the reserve funding from regular assessments, special
assessments, lines of credit, or loans does not align with the
funding plan from the most recent version of the structural
integrity reserve study.
5. This paragraph does not apply to buildings less than
three habitable stories in height; single-family, two-family,
three-family, or four-family dwellings with three or fewer
habitable stories above ground; any portion or component of a
building that has not been submitted to the condominium form of
ownership; or any portion or component of a building that is
maintained by a party other than the association.
6. Before a developer turns over control of an association
to unit owners other than the developer, the developer must have
a turnover inspection report in compliance with s. 718.301(4)(p)
and (q) for each building on the condominium property that is
three stories or higher in height.
7. Associations existing on or before July 1, 2022, which
are controlled by unit owners other than the developer, must
Page 21 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
have a structural integrity reserve study completed by December
31, 2025, for each building on the condominium property that is
three habitable stories or higher in height. An association that
is required to complete a milestone inspection in accordance
with s. 553.899 on or before December 31, 2026, may complete the
structural integrity reserve study simultaneously with the
milestone inspection. In no event may the structural integrity
reserve study be completed after December 31, 2026.
8. If the milestone inspection required by s. 553.899, or
an inspection completed for a similar local requirement, was
performed within the past 5 years and meets the requirements of
this paragraph, such inspection may be used in place of the
visual inspection portion of the structural integrity reserve
study.
9. If the association completes a milestone inspection
required by s. 553.899, or an inspection completed for a similar
local requirement, the association may delay performance of a
required structural integrity reserve study for no more than the
2 consecutive budget years immediately following the milestone
inspection in order to allow the association to focus its
financial resources on completing the repair and maintenance
recommendations of the milestone inspection.
10. If the officers or directors of an association
willfully and knowingly fail to complete a structural integrity
reserve study pursuant to this paragraph, such failure is a
Page 22 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
breach of an officer's or a director's fiduciary relationship to
the unit owners under s. 718.111(1). An officer or a director of
an association must sign an affidavit acknowledging receipt of
the completed structural integrity reserve study.
11. Within 45 days after receiving the structural
integrity reserve study, the association must distribute a copy
of the study to each unit owner or deliver to each unit owner a
notice that the completed study is available for inspection and
copying upon a written request. Distribution of a copy of the
study or notice must be made by United States mail or personal
delivery to the mailing address, property address, or any other
address of the owner provided to fulfill the association's
notice requirements under this chapter, or by electronic
transmission to the e-mail address or facsimile number provided
to fulfill the association's notice requirements to unit owners
who previously consented to receive notice by electronic
transmission.
12. Within 45 days after receiving the structural
integrity reserve study, the association must provide the
division with a statement indicating that the study was
completed and that the association provided or made available
such study to each unit owner in accordance with this section.
The statement must be provided to the division in the manner
established by the division using a form posted on the
division's website.
Page 23 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
13. The division shall adopt by rule the form for the
structural integrity reserve study in coordination with the
Florida Building Commission.
Section 6. Subsections (6) and (7) of section 718.1255,
Florida Statutes, are renumbered as subsections (5) and (6),
respectively, and paragraphs (a), (h), (k), and (m) of
subsection (4) and present subsection (5) of that section are
amended, to read:
718.1255 Alternative dispute resolution; mediation;
nonbinding arbitration; applicability.—
(4) NONBINDING ARBITRATION AND MEDIATION OF DISPUTES.—The
Division of Florida Condominiums, Timeshares, and Mobile Homes
of the Department of Business and Professional Regulation may
employ full-time attorneys to act as arbitrators to conduct the
arbitration hearings provided by this chapter. The division may
also certify attorneys who are not employed by the division to
act as arbitrators to conduct the arbitration hearings provided
by this chapter. A person may not be employed by the department
as a full-time arbitrator unless he or she is a member in good
standing of The Florida Bar. A person may only be certified by
the division to act as an arbitrator if he or she has been a
member in good standing of The Florida Bar for at least 5 years
and has mediated or arbitrated at least 10 disputes involving
condominiums in this state during the 3 years immediately
preceding the date of application, mediated or arbitrated at
Page 24 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
least 30 disputes in any subject area in this state during the 3
years immediately preceding the date of application, or attained
board certification in real estate law or condominium and
planned development law from The Florida Bar. Arbitrator
certification is valid for 1 year. An arbitrator who does not
maintain the minimum qualifications for initial certification
may not have his or her certification renewed. The department
may not enter into a legal services contract for an arbitration
hearing under this chapter with an attorney who is not a
certified arbitrator unless a certified arbitrator is not
available within 50 miles of the dispute. The department shall
adopt rules of procedure to govern such arbitration hearings
including mediation incident thereto. The decision of an
arbitrator is final; however, a decision is not deemed final
agency action. Nothing in this provision shall be construed to
foreclose parties from proceeding in a trial de novo unless the
parties have agreed that the arbitration is binding. If judicial
proceedings are initiated, the final decision of the arbitrator
is admissible in evidence in the trial de novo.
(a) Before the institution of court litigation, a party to
a dispute, other than an election or recall dispute, must shall
either petition the division for nonbinding arbitration or
request that the case be referred to mediation initiate presuit
mediation as provided in subsection (5). Arbitration is binding
on the parties if all parties in arbitration agree to be bound
Page 25 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
in a writing filed in arbitration. The petition must be
accompanied by a filing fee in the amount of $50. Filing fees
collected under this section must be used to defray the expenses
of the alternative dispute resolution program.
(h) Mediation proceedings must generally be conducted in
accordance with the Florida Rules of Civil Procedure, and these
proceedings are privileged and confidential to the same extent
as court-ordered mediation. Persons who are not parties to the
dispute are not allowed to attend the mediation conference
without the consent of all parties, with the exception of
counsel for the parties and corporate representatives designated
to appear for a party. If the mediator declares an impasse after
a mediation conference has been held, the arbitration proceeding
terminates, unless all parties agree in writing to continue the
arbitration proceeding, in which case the arbitrator's decision
shall be binding or nonbinding, as agreed upon by the parties;
in the arbitration proceeding, the arbitrator shall not consider
any evidence relating to the unsuccessful mediation except in a
proceeding to impose sanctions for failure to appear at the
mediation conference. If the parties do not agree to continue
arbitration, the arbitrator shall enter an order of dismissal,
and either party may institute a suit in a community association
court program under s. 720.32 or a court of competent
jurisdiction. The parties may seek to recover any costs and
attorney fees incurred in connection with arbitration and
Page 26 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
mediation proceedings under this section as part of the costs
and fees that may be recovered by the prevailing party in any
subsequent litigation.
(k) The arbitration decision shall be rendered within 30
days after the hearing and presented to the parties in writing.
An arbitration decision is final in those disputes in which the
parties have agreed to be bound. An arbitration decision is also
final if a complaint for a trial de novo is not filed in a
community association court program under s. 720.32 or a court
of competent jurisdiction in which the condominium is located
within 30 days. The right to file for a trial de novo entitles
the parties to file a complaint in the appropriate trial court
for a judicial resolution of the dispute. The prevailing party
in an arbitration proceeding shall be awarded the costs of the
arbitration and reasonable attorney fees in an amount determined
by the arbitrator. Such an award shall include the costs and
reasonable attorney fees incurred in the arbitration proceeding
as well as the costs and reasonable attorney fees incurred in
preparing for and attending any scheduled mediation. An
arbitrator's failure to render a written decision within 30 days
after the hearing may result in the cancellation of his or her
arbitration certification.
(m) Any party to an arbitration proceeding may enforce an
arbitration award by filing a petition in a community
association court program under s. 720.32 or a court of
Page 27 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
competent jurisdiction in which the condominium is located. A
petition may not be granted unless the time for appeal by the
filing of a complaint for trial de novo has expired. If a
complaint for a trial de novo has been filed, a petition may not
be granted with respect to an arbitration award that has been
stayed. If the petition for enforcement is granted, the
petitioner shall recover reasonable attorney fees and costs
incurred in enforcing the arbitration award. A mediation
settlement may also be enforced through the county or circuit
court or a community association court program, as applicable,
and any costs and fees incurred in the enforcement of a
settlement agreement reached at mediation must be awarded to the
prevailing party in any enforcement action.
(5) PRESUIT MEDIATION.—In lieu of the initiation of
nonbinding arbitration as provided in subsections (1)-(4), a
party may submit a dispute to presuit mediation in accordance
with s. 720.311; however, election and recall disputes are not
eligible for mediation and such disputes must be arbitrated by
the division or filed in a court of competent jurisdiction.
Section 7. Subsection (7) of section 718.128, Florida
Statutes, is amended to read:
718.128 Electronic voting.—The association may conduct
elections and other unit owner votes through an Internet-based
online voting system if a unit owner consents, electronically or
in writing, to online voting and if the following requirements
Page 28 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
are met:
(7)(a) Unless the association has adopted electronic
voting in accordance with subsections (1)-(6), the association
must designate an e-mail address, independent website,
application, or Internet web portal for receipt of
electronically transmitted ballots. Electronically transmitted
ballots must meet all the requirements of this subsection.
(b) A unit owner may electronically transmit a ballot to
the e-mail address, independent website, application, or
Internet web portal designated by the association without
complying with s. 718.112(2)(d)3. s. 718.112(2)(d)4. or the
rules providing for the secrecy of ballots adopted by the
division. The association must count completed ballots that are
electronically transmitted to the designated e-mail address,
independent website, application, or Internet web portal,
provided the completed ballots comply with the requirements of
this subsection.
(c) A ballot that is electronically transmitted to the
association must include all of the following:
1. A space for the unit owner to type in his or her unit
number.
2. A space for the unit owner to type in his or her first
and last name, which also functions as the signature of the unit
owner for purposes of signing the ballot.
3. The following statement in capitalized letters and in a
Page 29 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
font size larger than any other font size used in the electronic
transmission e-mail from the association to the unit owner:
WAIVING THE SECRECY OF YOUR BALLOT IS YOUR CHOICE. YOU
DO NOT HAVE TO WAIVE THE SECRECY OF YOUR BALLOT IN
ORDER TO VOTE. BY TRANSMITTING YOUR COMPLETED BALLOT
THROUGH ELECTRONIC MEANS E-MAIL TO THE ASSOCIATION,
YOU WAIVE THE SECRECY OF YOUR COMPLETED BALLOT. IF YOU
DO NOT WISH TO WAIVE YOUR SECRECY BUT WISH TO
PARTICIPATE IN THE VOTE THAT IS THE SUBJECT OF THIS
BALLOT, PLEASE ATTEND THE IN-PERSON MEETING DURING
WHICH THE MATTER WILL BE VOTED ON.
(d) A unit owner must transmit his or her completed ballot
to the e-mail address, independent website, application, or
Internet web portal designated by the association no later than
the scheduled date and time of the meeting during which the
matter is being voted on.
(e) There is a rebuttable presumption that an association
has reviewed all folders associated with the e-mail address,
independent website, application, or Internet web portal
designated by the association to receive ballots if a board
member, an officer, or an agent of the association, or a manager
licensed under part VIII of chapter 468, provides a sworn
affidavit attesting to such review.
Page 30 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
Section 8. Subsections (19) through (29) of section
719.103, Florida Statutes, are renumbered as subsections (20)
through (30), respectively, and a new subsection (19) is added
to that section to read:
719.103 Definitions.—As used in this chapter:
(19) "Habitable" means a space in a building for living,
sleeping, eating, or cooking. Garages, carports, and storage or
utility spaces are not considered habitable.
Section 9. Paragraph (k) of subsection (1) of section
719.106, Florida Statutes, is amended to read:
719.106 Bylaws; cooperative ownership.—
(1) MANDATORY PROVISIONS.—The bylaws or other cooperative
documents shall provide for the following, and if they do not,
they shall be deemed to include the following:
(k) Structural integrity reserve study.—
1. A residential cooperative association must have a
structural integrity reserve study completed at least every 10
years for each building on the cooperative property that is
three habitable stories or higher in height, as determined by
the Florida Building Code, that includes, at a minimum, a study
of the following items as related to the structural integrity
and safety of the building:
a. Roof.
b. Structure, including load-bearing walls and other
primary structural members and primary structural systems as
Page 31 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
those terms are defined in s. 627.706.
c. Fireproofing and fire protection systems.
d. Plumbing.
e. Electrical systems.
f. Waterproofing and exterior painting.
g. Windows and exterior doors.
h. Any other item that has a deferred maintenance expense
or replacement cost that exceeds $25,000 or the inflation-
adjusted amount determined by the division under subparagraph
(j)6., whichever is greater, and the failure to replace or
maintain such item negatively affects the items listed in sub-
subparagraphs a.-g., as determined by the visual inspection
portion of the structural integrity reserve study.
2. A structural integrity reserve study is based on a
visual inspection of the cooperative property.
3.a. A structural integrity reserve study, including the
visual inspection portion of the structural integrity reserve
study, must be performed or verified by an engineer licensed
under chapter 471, an architect licensed under chapter 481, or a
person certified as a reserve specialist or professional reserve
analyst by the Community Associations Institute or the
Association of Professional Reserve Analysts.
b. Any design professional as defined in s. 558.002(7) or
contractor licensed under chapter 489 who bids to perform a
structural integrity reserve study must disclose in writing to
Page 32 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
the association his or her intent to bid on any services related
to any maintenance, repair, or replacement that may be
recommended by the structural integrity reserve study. Any
design professional as defined in s. 558.002 or contractor
licensed under chapter 489 who submits a bid to the association
for performing any services recommended by the structural
integrity reserve study may not have an interest, directly or
indirectly, in the firm or entity providing the association's
structural integrity reserve study or be a relative of any
person having a direct or indirect interest in such firm, unless
such relationship is disclosed to the association in writing. As
used in this section, the term "relative" means a relative
within the third degree of consanguinity by blood or marriage. A
contract for services is voidable and terminates upon the
association filing a written notice terminating the contract if
the design professional or licensed contractor failed to provide
the written disclosure of the relationship required under this
paragraph. A design professional or licensed contractor may be
subject to discipline under the applicable practice act for his
or her profession for failure to provide the written disclosure
of the relationship required under this subparagraph.
4.a. At a minimum, a structural integrity reserve study
must identify each item of the cooperative property being
visually inspected, state the estimated remaining useful life
and the estimated replacement cost or deferred maintenance
Page 33 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
expense of each item of the cooperative property being visually
inspected, and provide a reserve funding schedule with a
recommended annual reserve amount that achieves the estimated
replacement cost or deferred maintenance expense of each item of
cooperative property being visually inspected by the end of the
estimated remaining useful life of the item. The structural
integrity reserve study may recommend that reserves do not need
to be maintained for any item for which an estimate of useful
life and an estimate of replacement cost cannot be determined,
or the study may recommend a deferred maintenance expense amount
for such item. At a minimum, the structural integrity reserve
study must include a recommendation for a reserve funding
schedule based on a baseline funding plan that provides a
reserve funding goal in which the reserve funding for each
budget year is sufficient to maintain the reserve cash balance
above zero. The study may recommend other types of reserve
funding schedules, provided that each recommended schedule is
sufficient to meet the association's maintenance obligation.
b. The structural integrity reserve study may recommend
that reserves for replacement costs do not need to be maintained
for any item with an estimated remaining useful life of greater
than 25 years, but the study may recommend a deferred
maintenance expense amount for such item. If the structural
integrity reserve study recommends reserves for any item for
which reserves are not required under this paragraph, the amount
Page 34 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
of the recommended reserves for such item must be separately
identified in the structural integrity reserve study as an item
for which reserves are not required under this paragraph.
c. The structural integrity reserve study must take into
consideration the funding method or methods used by the
association to fund its maintenance and reserve funding
obligations through regular assessments, special assessments,
lines of credit, or loans. If the structural integrity reserve
study is performed before the association has approved a special
assessment or secured a line of credit or a loan, the structural
integrity reserve study must be updated to reflect the funding
method selected by the association and its effect on the reserve
funding schedule, including any anticipated change in the amount
of regular assessments. The structural integrity reserve study
may be updated to reflect any changes to the useful life of the
reserve items after such items are repaired or replaced, and the
effect such repair or replacement will have on the reserve
funding schedule. The association must obtain an updated
structural integrity reserve study before adopting any budget in
which the reserve funding from regular assessments, special
assessments, lines of credit, or loans does not align with the
funding plan from the most recent version of the structural
integrity reserve study.
5. This paragraph does not apply to buildings less than
three habitable stories in height; single-family, two-family,
Page 35 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
three-family, or four-family dwellings with three or fewer
habitable stories above ground; any portion or component of a
building that has not been submitted to the cooperative form of
ownership; or any portion or component of a building that is
maintained by a party other than the association.
6. Before a developer turns over control of an association
to unit owners other than the developer, the developer must have
a turnover inspection report in compliance with s. 719.301(4)(p)
and (q) for each building on the cooperative property that is
three stories or higher in height.
7. Associations existing on or before July 1, 2022, which
are controlled by unit owners other than the developer, must
have a structural integrity reserve study completed by December
31, 2024, for each building on the cooperative property that is
three habitable stories or higher in height. An association that
is required to complete a milestone inspection on or before
December 31, 2026, in accordance with s. 553.899 may complete
the structural integrity reserve study simultaneously with the
milestone inspection. In no event may the structural integrity
reserve study be completed after December 31, 2026.
8. If the milestone inspection required by s. 553.899, or
an inspection completed for a similar local requirement, was
performed within the past 5 years and meets the requirements of
this paragraph, such inspection may be used in place of the
visual inspection portion of the structural integrity reserve
Page 36 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
study.
9. If the association completes a milestone inspection
required by s. 553.899, or an inspection completed for a similar
local requirement, the association may delay performance of a
required structural integrity reserve study for no more than the
2 consecutive budget years immediately following the milestone
inspection in order to allow the association to focus its
financial resources on completing the repair and maintenance
recommendations of the milestone inspection.
10. If the officers or directors of an association
willfully and knowingly fail to complete a structural integrity
reserve study pursuant to this paragraph, such failure is a
breach of an officer's and director's fiduciary relationship to
the unit owners under s. 719.104(9). An officer or a director of
the association must sign an affidavit acknowledging receipt of
the completed structural integrity reserve study.
11. Within 45 days after receiving the structural
integrity reserve study, the association must distribute a copy
of the study to each unit owner or deliver to each unit owner a
notice that the completed study is available for inspection and
copying upon a written request. Distribution of a copy of the
study or notice must be made by United States mail or personal
delivery at the mailing address, property address, or any other
address of the owner provided to fulfill the association's
notice requirements under this chapter, or by electronic
Page 37 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
transmission to the e-mail address or facsimile number provided
to fulfill the association's notice requirements to unit owners
who previously consented to receive notice by electronic
transmission.
12. Within 45 days after receiving the structural
integrity reserve study, the association must provide the
division with a statement indicating that the study was
completed and that the association provided or made available
such study to each unit owner in accordance with this section.
Such statement must be provided to the division in the manner
established by the division using a form posted on the
division's website.
13. The division shall adopt by rule the form for the
structural integrity reserve study in coordination with the
Florida Building Commission.
Section 10. Subsections (8) through (13) of section
720.301, Florida Statutes, are renumbered as subsections (9)
through (14), respectively, and a new subsection (8) is added to
that section, to read:
720.301 Definitions.—As used in this chapter, the term:
(8) "Financial statements" means a comprehensive report
prepared in accordance with generally accepted accounting
principles which accurately reflects the financial condition and
operation of a homeowners' association for a specified reporting
period. This report must include, at a minimum, a balance sheet;
Page 38 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
an income and expense statement; a budget comparison; and a
complete set of bank statements, including copies of check
images for all disbursements the association made during the
reporting period, for each bank account belonging to the
association.
Section 11. Subsection (2) of section 720.302, Florida
Statutes, is amended to read:
720.302 Purposes, scope, and application.—
(2) The Legislature recognizes that it is not in the best
interest of homeowners' associations or the individual
association members thereof to create or impose a bureau or
other agency of state government to regulate the affairs of
homeowners' associations. However, in accordance with s.
720.311, the Legislature finds that homeowners' associations and
their individual members will benefit from an expedited
alternative process for resolution of election and recall
disputes and presuit mediation of other disputes involving
covenant enforcement and authorizes the department to hear,
administer, and determine these disputes as more fully set forth
in this chapter. Further, the Legislature recognizes that
certain contract rights have been created for the benefit of
homeowners' associations and members thereof before the
effective date of this act and that ss. 720.301-720.407 are not
intended to impair such contract rights, including, but not
limited to, the rights of the developer to complete the
Page 39 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
community as initially contemplated.
Section 12. Subsections (11) through (15) of section
720.303, Florida Statutes, are renumbered as subsections (12)
through (16), respectively, subsection (1) and paragraph (i) of
subsection (5) are amended, and a new subsection (11) is added
to that section, to read:
720.303 Association powers and duties; meetings of board;
official records; budgets; financial reporting; association
funds; recalls.—
(1) POWERS AND DUTIES.—
(a) An association that operates a community as defined in
s. 720.301 must be operated by an association that is a Florida
corporation. After October 1, 1995, the association must be
incorporated and the initial governing documents must be
recorded in the official records of the county in which the
community is located. An association may operate more than one
community.
(b) The officers and directors of an association are
subject to s. 617.0830 and have a fiduciary relationship to the
members who are served by the association.
(c) The powers and duties of an association include those
set forth in this chapter and, except as expressly limited or
restricted in this chapter, those set forth in the governing
documents.
1000 1. Each association formed on or after July 1, 2026, must
Page 40 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1001 include the following statement in the governing documents:
1002
1003 This association and the association's governing
1004 documents are governed by the Florida Homeowners'
1005 Association Act, as amended from time to time.
1006
1007 2. By January 1, 2027, each association in existence
1008 before July 1, 2026, must hold a meeting of the members in
1009 accordance with s. 720.306 to vote whether to amend the
1010 governing documents of the association to include the statement
1011 in subparagraph 1. The association must obtain the affirmative
1012 approval of two-thirds of the voting interests of the
1013 association at a meeting of the membership at which a quorum has
1014 been attained in order to amend the governing documents under
1015 this subparagraph.
1016 (d) After control of the association is obtained by
1017 members other than the developer, the association may institute,
1018 maintain, settle, or appeal actions or hearings in its name on
1019 behalf of all members concerning matters of common interest to
1020 the members, including, but not limited to, the common areas;
1021 roof or structural components of a building, or other
1022 improvements for which the association is responsible;
1023 mechanical, electrical, or plumbing elements serving an
1024 improvement or building for which the association is
1025 responsible; representations of the developer pertaining to any
Page 41 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1026 existing or proposed commonly used facility; and protest of ad
1027 valorem taxes on commonly used facilities. The association may
1028 defend actions in eminent domain or bring inverse condemnation
1029 actions. Before commencing litigation against any party in the
1030 name of the association involving amounts in controversy in
1031 excess of $100,000, the association must obtain the affirmative
1032 approval of a majority of the voting interests at a meeting of
1033 the membership at which a quorum has been attained. This
1034 paragraph subsection does not limit any statutory or common-law
1035 right of any individual member or class of members to bring any
1036 action without participation by the association.
1037 (e) A member does not have authority to act for the
1038 association by virtue of being a member. An association may have
1039 more than one class of members and may issue membership
1040 certificates.
1041 (f) An association of 15 or fewer parcel owners may
1042 enforce only the requirements of those deed restrictions
1043 established prior to the purchase of each parcel upon an
1044 affected parcel owner or owners.
1045 (5) INSPECTION AND COPYING OF RECORDS.—
1046 (i)1. If an association receives a subpoena or written
1047 request for records from a prosecuting agency as defined in s.
1048 112.531 or a law enforcement agency, the association must
1049 provide a copy of such records or otherwise make the records
1050 available for inspection and copying to a law enforcement agency
Page 42 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1051 or prosecuting agency within 5 business days after receipt of
1052 the subpoena or written request, unless otherwise specified by
1053 the law enforcement agency, prosecuting agency, or subpoena, or
1054 written request. An association must assist a law enforcement
1055 agency in its investigation to the extent permissible by law.
1056 2. A director or member of the board or association or a
1057 community association manager who willfully and knowingly fails
1058 to provide a copy of records, or otherwise fails to make the
1059 records available for inspection and copying, to a law
1060 enforcement agency or prosecuting agency as required under
1061 subparagraph 1. commits a misdemeanor of the second degree,
1062 punishable as provided in s. 775.082 or s. 775.083.
1063 (11) CONFLICTS OF INTEREST.—
1064 (a) A director, an officer, or a committee member of an
1065 association owes a duty of loyalty to the association and its
1066 members.
1067 (b) A conflict of interest exists when a director, an
1068 officer, or a committee member has a direct or an indirect
1069 financial interest in a transaction, contract, or decision under
1070 consideration by the association.
1071 (c) The director, officer, or committee member with a
1072 conflict of interest must disclose the nature and extent of the
1073 conflict in writing to the board before any discussion or vote
1074 occurs on the matter.
1075 (d) After disclosure of the conflict of interest, the
Page 43 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1076 conflicted director, officer, or committee member may not
1077 participate in any discussion or vote on the matter.
1078 (e) A transaction involving a conflict of interest is
1079 voidable by the association unless the transaction was approved
1080 by a majority of the voting interests of the association after
1081 full disclosure by the conflicted director, officer, or
1082 committee member has occurred.
1083 (f) Compensating or contracting with a director, an
1084 officer, or a committee member of the association, or an
1085 immediate family member thereof, creates a rebuttable
1086 presumption that a conflict of interest exists.
1087 (g) This subsection may not be waived or limited by the
1088 governing documents of the association.
1089 Section 13. Paragraph (b) of subsection (1) of section
1090 720.3035, Florida Statutes, is amended to read:
1091 720.3035 Architectural control covenants; parcel owner
1092 improvements; rights and privileges.—
1093 (1)
1094 (b) An association or any architectural, construction
1095 improvement, or other such similar committee of an association
1096 may not enforce or adopt a covenant, rule, or guideline that:
1097 1. Limits or places requirements on the interior of a
1098 structure that is not visible from the parcel's frontage or an
1099 adjacent parcel, an adjacent common area, or a community golf
1100 course.
Page 44 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1101 2. Requires the review and approval of plans and
1102 specifications for a central air-conditioning, refrigeration,
1103 heating, or ventilating system by the association or any
1104 architectural, construction improvement, or other such similar
1105 committee of an association, if such system is not visible from
1106 the parcel's frontage, an adjacent parcel, an adjacent common
1107 area, or a community golf course and is substantially similar to
1108 a system that is approved or recommended by the association or a
1109 committee thereof.
1110 3. Requires that a specific type of material be used on
1111 the building or rebuilding of a roof, provided the built or
1112 rebuilt roof appears to be substantially identical in shape and
1113 color to the roofing requirements created by the association or
1114 any architectural, construction improvement, or other similar
1115 committee of the association and that such roofing materials
1116 adhere to the roof systems recognized by the Florida Building
1117 Code which meet ASCE 7-22 standards pursuant to paragraph
1118 (6)(c).
1119 Section 14. Paragraph (h) of subsection (1) of section
1120 720.306, Florida Statutes, is amended to read:
1121 720.306 Meetings of members; voting and election
1122 procedures; amendments.—
1123 (1) QUORUM; AMENDMENTS.—
1124 (h)1. Except as otherwise provided in this paragraph, any
1125 governing document, or amendment to a governing document, that
Page 45 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1126 is enacted after July 1, 2021, and that prohibits or regulates
1127 rental agreements applies only to a parcel owner who acquires
1128 title to the parcel after the effective date of the governing
1129 document or amendment, or to a parcel owner who consents,
1130 individually or through a representative, to the governing
1131 document or amendment.
1132 2. Notwithstanding subparagraph 1., an association may
1133 amend its governing documents to prohibit or regulate rental
1134 agreements for a term of less than 6 months and may prohibit the
1135 rental of a parcel for more than three times in a calendar year,
1136 and such amendments shall apply to all parcel owners.
1137 3. This paragraph does not affect the amendment
1138 restrictions for associations of 15 or fewer parcel owners under
1139 s. 720.303(1)(f) s. 720.303(1).
1140 4. For purposes of this paragraph, a change of ownership
1141 does not occur when a parcel owner conveys the parcel to an
1142 affiliated entity, when beneficial ownership of the parcel does
1143 not change, or when an heir becomes the parcel owner. For
1144 purposes of this subparagraph, the term "affiliated entity"
1145 means an entity that controls, is controlled by, or is under
1146 common control with the parcel owner or that becomes a parent or
1147 successor entity by reason of transfer, merger, consolidation,
1148 public offering, reorganization, dissolution or sale of stock,
1149 or transfer of membership partnership interests. For a
1150 conveyance to be recognized as one made to an affiliated entity,
Page 46 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1151 the entity must furnish to the association a document certifying
1152 that this subparagraph applies and provide any organizational
1153 documents for the parcel owner and the affiliated entity which
1154 support the representations in the certificate, as requested by
1155 the association.
1156 5. For purposes of this paragraph, a change of ownership
1157 does occur when, with respect to a parcel owner that is a
1158 business entity, every person that owned an interest in the real
1159 property at the time of the enactment of the amendment or rule
1160 conveys their interest in the real property to an unaffiliated
1161 entity.
1162 Section 15. Paragraph (g) is added to subsection (3) of
1163 section 720.3075, Florida Statutes, to read:
1164 720.3075 Prohibited clauses in association documents.—
1165 (3) Homeowners' association documents, including
1166 declarations of covenants, articles of incorporation, or bylaws,
1167 may not preclude:
1168 (g) A property owner from using any type of building
1169 material to build or rebuild his or her roof, provided the built
1170 or rebuilt roof appears to be substantially identical in shape
1171 and color to the roofing requirements created by the association
1172 or any architectural, construction improvement, or other similar
1173 committee of the association and that such roofing materials
1174 adhere to the roof systems recognized by the Florida Building
1175 Code which meet ASCE 7-22 standards pursuant to paragraph
Page 47 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1176 (6)(c).
1177 Section 16. Section 720.311, Florida Statutes, is amended
1178 to read:
1179 720.311 Dispute resolution.—
1180 (1) The Legislature finds that alternative dispute
1181 resolution has made progress in reducing court dockets and
1182 trials and in offering a more efficient, cost-effective option
1183 to litigation. The filing of any petition for arbitration tolls
1184 or the serving of a demand for presuit mediation as provided for
1185 in this section shall toll the applicable statute of
1186 limitations. Any recall dispute filed with the department under
1187 s. 720.303(10) must shall be conducted by the department in
1188 accordance with the provisions of ss. 718.112(2)(l) and 718.1255
1189 and the rules adopted by the division. In addition, the
1190 department shall conduct binding arbitration of election
1191 disputes between a member and an association in accordance with
1192 s. 718.1255 and rules adopted by the division. Election disputes
1193 and recall disputes are not eligible for presuit mediation;
1194 these disputes must be arbitrated by the department or filed in
1195 a court of competent jurisdiction. The arbitration proceeding
1196 must be conducted by a department arbitrator or by a private
1197 arbitrator certified by the department. At the conclusion of an
1198 arbitration proceeding, the department shall charge the parties
1199 a fee in an amount adequate to cover all costs and expenses
1200 incurred by the department in conducting the proceeding.
Page 48 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1201 Initially, the petitioner shall remit a filing fee of at least
1202 $200 to the department. The fees paid to the department shall
1203 become a recoverable cost in the arbitration proceeding, and the
1204 prevailing party in an arbitration proceeding shall recover its
1205 reasonable costs and attorney fees in an amount found reasonable
1206 by the arbitrator. The department shall adopt rules to
1207 effectuate the purposes of this section.
1208 (2)(a) Disputes between an association and a parcel owner
1209 regarding use of or changes to the parcel or the common areas
1210 and other covenant enforcement disputes, disputes regarding
1211 amendments to the association documents, disputes regarding
1212 meetings of the board and committees appointed by the board,
1213 membership meetings not including election meetings, and access
1214 to the official records of the association shall be the subject
1215 of a demand for presuit mediation served by an aggrieved party
1216 before the dispute is filed in court. Presuit mediation
1217 proceedings must be conducted in accordance with the applicable
1218 Florida Rules of Civil Procedure, and these proceedings are
1219 privileged and confidential to the same extent as court-ordered
1220 mediation. Disputes subject to presuit mediation under this
1221 section shall not include the collection of any assessment,
1222 fine, or other financial obligation, including attorney's fees
1223 and costs, claimed to be due or any action to enforce a prior
1224 mediation settlement agreement between the parties. Also, in any
1225 dispute subject to presuit mediation under this section where
Page 49 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1226 emergency relief is required, a motion for temporary injunctive
1227 relief may be filed with the court without first complying with
1228 the presuit mediation requirements of this section. After any
1229 issues regarding emergency or temporary relief are resolved, the
1230 court may either refer the parties to a mediation program
1231 administered by the courts or require mediation under this
1232 section. An arbitrator or judge may not consider any information
1233 or evidence arising from the presuit mediation proceeding except
1234 in a proceeding to impose sanctions for failure to attend a
1235 presuit mediation session or to enforce a mediated settlement
1236 agreement. Persons who are not parties to the dispute may not
1237 attend the presuit mediation conference without the consent of
1238 all parties, except for counsel for the parties and a corporate
1239 representative designated by the association. When mediation is
1240 attended by a quorum of the board, such mediation is not a board
1241 meeting for purposes of notice and participation set forth in s.
1242 720.303. An aggrieved party shall serve on the responding party
1243 a written demand to participate in presuit mediation in
1244 substantially the following form:
1245 STATUTORY OFFER TO PARTICIPATE
1246 IN PRESUIT MEDIATION
1247 The alleged aggrieved party, ................, hereby
1248 demands that ................, as the responding
1249 party, engage in mandatory presuit mediation in
1250 connection with the following disputes, which by
Page 50 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1251 statute are of a type that are subject to presuit
1252 mediation:
1253 (List specific nature of the dispute or disputes to be
1254 mediated and the authority supporting a finding of a
1255 violation as to each dispute.)
1256 Pursuant to section 720.311, Florida Statutes, this
1257 demand to resolve the dispute through presuit
1258 mediation is required before a lawsuit can be filed
1259 concerning the dispute. Pursuant to the statute, the
1260 parties are required to engage in presuit mediation
1261 with a neutral third-party mediator in order to
1262 attempt to resolve this dispute without court action,
1263 and the aggrieved party demands that you likewise
1264 agree to this process. If you fail to participate in
1265 the mediation process, suit may be brought against you
1266 without further warning.
1267 The process of mediation involves a supervised
1268 negotiation process in which a trained, neutral third-
1269 party mediator meets with both parties and assists
1270 them in exploring possible opportunities for resolving
1271 part or all of the dispute. By agreeing to participate
1272 in presuit mediation, you are not bound in any way to
1273 change your position. Furthermore, the mediator has no
1274 authority to make any decisions in this matter or to
1275 determine who is right or wrong and merely acts as a
Page 51 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1276 facilitator to ensure that each party understands the
1277 position of the other party and that all options for
1278 reasonable settlement are fully explored.
1279 If an agreement is reached, it shall be reduced to
1280 writing and becomes a binding and enforceable
1281 commitment of the parties. A resolution of one or more
1282 disputes in this fashion avoids the need to litigate
1283 these issues in court. The failure to reach an
1284 agreement, or the failure of a party to participate in
1285 the process, results in the mediator declaring an
1286 impasse in the mediation, after which the aggrieved
1287 party may proceed to court on all outstanding,
1288 unsettled disputes. If you have failed or refused to
1289 participate in the entire mediation process, you will
1290 not be entitled to recover attorney's fees, even if
1291 you prevail.
1292 The aggrieved party has selected and hereby lists five
1293 certified mediators who we believe to be neutral and
1294 qualified to mediate the dispute. You have the right
1295 to select any one of these mediators. The fact that
1296 one party may be familiar with one or more of the
1297 listed mediators does not mean that the mediator
1298 cannot act as a neutral and impartial facilitator. Any
1299 mediator who cannot act in this capacity is required
1300 ethically to decline to accept engagement. The
Page 52 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1301 mediators that we suggest, and their current hourly
1302 rates, are as follows:
1303 (List the names, addresses, telephone numbers, and
1304 hourly rates of the mediators. Other pertinent
1305 information about the background of the mediators may
1306 be included as an attachment.)
1307 You may contact the offices of these mediators to
1308 confirm that the listed mediators will be neutral and
1309 will not show any favoritism toward either party. The
1310 Florida Supreme Court can provide you a list of
1311 certified mediators.
1312 Unless otherwise agreed by the parties, section
1313 720.311(2)(b), Florida Statutes, requires that the
1314 parties share the costs of presuit mediation equally,
1315 including the fee charged by the mediator. An average
1316 mediation may require three to four hours of the
1317 mediator's time, including some preparation time, and
1318 the parties would need to share equally the mediator's
1319 fees as well as their own attorney's fees if they
1320 choose to employ an attorney in connection with the
1321 mediation. However, use of an attorney is not required
1322 and is at the option of each party. The mediators may
1323 require the advance payment of some or all of the
1324 anticipated fees. The aggrieved party hereby agrees to
1325 pay or prepay one-half of the mediator's estimated
Page 53 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1326 fees and to forward this amount or such other
1327 reasonable advance deposits as the mediator requires
1328 for this purpose. Any funds deposited will be returned
1329 to you if these are in excess of your share of the
1330 fees incurred.
1331 To begin your participation in presuit mediation to
1332 try to resolve the dispute and avoid further legal
1333 action, please sign below and clearly indicate which
1334 mediator is acceptable to you. We will then ask the
1335 mediator to schedule a mutually convenient time and
1336 place for the mediation conference to be held. The
1337 mediation conference must be held within ninety (90)
1338 days of this date, unless extended by mutual written
1339 agreement. In the event that you fail to respond
1340 within 20 days from the date of this letter, or if you
1341 fail to agree to at least one of the mediators that we
1342 have suggested or to pay or prepay to the mediator
1343 one-half of the costs involved, the aggrieved party
1344 will be authorized to proceed with the filing of a
1345 lawsuit against you without further notice and may
1346 seek an award of attorney's fees or costs incurred in
1347 attempting to obtain mediation.
1348 Therefore, please give this matter your immediate
1349 attention. By law, your response must be mailed by
1350 certified mail, return receipt requested, and by
Page 54 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1351 first-class mail to the address shown on this demand.
1352 ........................
1353 ........................
1354 RESPONDING PARTY: YOUR SIGNATURE INDICATES YOUR
1355 AGREEMENT TO THAT CHOICE.
1356 AGREEMENT TO MEDIATE
1357 The undersigned hereby agrees to participate in
1358 presuit mediation and agrees to attend a mediation
1359 conducted by the following mediator or mediators who
1360 are listed above as someone who would be acceptable to
1361 mediate this dispute:
1362 (List acceptable mediator or mediators.)
1363 I/we further agree to pay or prepay one-half of the
1364 mediator's fees and to forward such advance deposits
1365 as the mediator may require for this purpose.
1366 ........................
1367 Signature of responding party #1
1368 ........................
1369 Telephone contact information
1370 ........................
1371 Signature and telephone contact information of
1372 responding party #2 (if applicable)(if property is
1373 owned by more than one person, all owners must sign)
1374 (b) Service of the statutory demand to participate in
1375 presuit mediation shall be effected by sending a letter in
Page 55 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1376 substantial conformity with the above form by certified mail,
1377 return receipt requested, with an additional copy being sent by
1378 regular first-class mail, to the address of the responding party
1379 as it last appears on the books and records of the association.
1380 The responding party has 20 days from the date of the mailing of
1381 the statutory demand to serve a response to the aggrieved party
1382 in writing. The response shall be served by certified mail,
1383 return receipt requested, with an additional copy being sent by
1384 regular first-class mail, to the address shown on the statutory
1385 demand. Notwithstanding the foregoing, once the parties have
1386 agreed on a mediator, the mediator may reschedule the mediation
1387 for a date and time mutually convenient to the parties. The
1388 parties shall share the costs of presuit mediation equally,
1389 including the fee charged by the mediator, if any, unless the
1390 parties agree otherwise, and the mediator may require advance
1391 payment of its reasonable fees and costs. The failure of any
1392 party to respond to a demand or response, to agree upon a
1393 mediator, to make payment of fees and costs within the time
1394 established by the mediator, or to appear for a scheduled
1395 mediation session without the approval of the mediator, shall
1396 constitute the failure or refusal to participate in the
1397 mediation process and shall operate as an impasse in the presuit
1398 mediation by such party, entitling the other party to proceed in
1399 court and to seek an award of the costs and fees associated with
1400 the mediation. Additionally, notwithstanding the provisions of
Page 56 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1401 any other law or document, persons who fail or refuse to
1402 participate in the entire mediation process may not recover
1403 attorney's fees and costs in subsequent litigation relating to
1404 the dispute. If any presuit mediation session cannot be
1405 scheduled and conducted within 90 days after the offer to
1406 participate in mediation was filed, an impasse shall be deemed
1407 to have occurred unless both parties agree to extend this
1408 deadline.
1409 (2)(c) In If presuit mediation as described in paragraph
1410 (a) is not successful in resolving all issues between the
1411 parties, the parties may file the unresolved dispute in a court
1412 of competent jurisdiction or elect to enter into binding or
1413 nonbinding arbitration pursuant to the procedures set forth in
1414 s. 718.1255 and rules adopted by the division, with the
1415 arbitration proceeding to be conducted by a department
1416 arbitrator or by a private arbitrator certified by the
1417 department. If all parties do not agree to arbitration
1418 proceedings following an unsuccessful presuit mediation, any
1419 party may file the dispute in court. A final order resulting
1420 from nonbinding arbitration is final and enforceable in the
1421 courts if a complaint for trial de novo is not filed in a court
1422 of competent jurisdiction within 30 days after entry of the
1423 order. As to any issue or dispute that is not resolved at
1424 arbitration presuit mediation, and as to any issue that is
1425 settled at arbitration presuit mediation but is thereafter
Page 57 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1426 subject to an action seeking enforcement of the mediation
1427 settlement, the prevailing party in any subsequent arbitration
1428 or litigation proceeding may shall be entitled to seek recovery
1429 of all costs and attorney attorney's fees incurred in the
1430 arbitration presuit mediation process.
1431 (3)(d) An A mediator or arbitrator is shall be authorized
1432 to conduct mediation or arbitration under this section only if
1433 he or she has been certified as a circuit court civil mediator
1434 or arbitrator, respectively, pursuant to the requirements
1435 established by the Florida Supreme Court. Settlement agreements
1436 resulting from mediation shall not have precedential value in
1437 proceedings involving parties other than those participating in
1438 the mediation to support either a claim or defense in other
1439 disputes.
1440 (e) The presuit mediation procedures provided by this
1441 subsection may be used by a Florida corporation responsible for
1442 the operation of a community in which the voting members are
1443 parcel owners or their representatives, in which membership in
1444 the corporation is not a mandatory condition of parcel
1445 ownership, or which is not authorized to impose an assessment
1446 that may become a lien on the parcel.
1447 Section 17. Section 720.319, Florida Statutes, is created
1448 to read:
1449 720.319 Dissolution of homeowners' association.—
1450 (1) This section may be cited as the "Homeowners'
Page 58 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1451 Association Dissolution and Accountability Act."
1452 (2) The Legislature finds that:
1453 (a) Homeowners' associations are created as authorized by
1454 general law and are subject to covenants that encumber the land
1455 and restrict the use of real property.
1456 (b) In some circumstances, the continued enforcement of
1457 those covenants may no longer serve the homeowners' or
1458 community's interest and it is the public policy of this state
1459 to provide by general law a method to preserve the value of the
1460 property interests and the rights of alienation thereof that
1461 homeowners have in their parcels before and after termination.
1462 (c) It is contrary to the public policy of this state to
1463 require the continued operation of a homeowners' association
1464 when such continuation is made impossible by law or regulation.
1465 (d) It is in the best interest of this state to provide
1466 for termination of the declaration of covenants in certain
1467 circumstances in order to:
1468 1. Prevent covenants from impairing the continued
1469 productive use of the property.
1470 2. Provide fair treatment and just compensation for parcel
1471 owners and preserve property values and the local property tax
1472 base.
1473 3. Preserve the state's long history of protecting
1474 homestead property rights by ensuring that such protection is
1475 extended to parcel owners whose parcel is their homestead in the
Page 59 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1476 context of a termination of a declaration of covenants for an
1477 association.
1478 (3) A homeowners' association may be terminated by a plan
1479 of termination that meets the requirements of this section and
1480 is approved by a community association court program under s.
1481 720.32.
1482 (4) A plan of termination is subject to the following
1483 conditions:
1484 (a) The total voting interests of the association must
1485 include all voting interests for the purpose of considering a
1486 plan of termination. A voting interest of the association may
1487 not be suspended for any reason when voting on termination under
1488 this section.
1489 (b) If the members reject a plan of termination, a
1490 subsequent plan of termination under this section may not be
1491 considered for at least 18 months after the date of the
1492 rejection.
1493 (c) A plan of termination must be approved by at least
1494 two-thirds of the total voting interests of the association.
1495 (d) A parcel owner desiring to reject a plan of
1496 termination must do so by either voting in person or by proxy to
1497 reject the plan or by delivering a written objection to the
1498 association before or at the meeting called under subsection
1499 (5).
1500 (5)(a) A parcel owner who wishes to terminate a
Page 60 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1501 homeowners' association in which he or she is a member must
1502 provide to the board of administration a petition for a plan of
1503 termination that is signed by at least 50 percent of the voting
1504 members of the association. The board must notify the city in
1505 which the homeowners' association is located in writing,
1506 including, but not limited to, through e-mail, that a plan of
1507 termination has begun and hold a meeting of the members within
1508 60 days after receipt of the signed petition. A voting interest
1509 of the association may not be suspended for any reason for
1510 purposes of signing the petition or determining whether the 50
1511 percent threshold for such petition has been met under this
1512 paragraph.
1513 (b) Notice of such meeting must be made in accordance with
1514 s. 720.303(2) and include the following information:
1515 1. A copy of the proposed plan of dissolution.
1516 2. An explanation of how the common areas and the assets
1517 of the association will be managed or transferred.
1518 3. The manner in which voting will take place.
1519 (c) If the board fails to call a meeting within the 60-day
1520 time period, any member may petition a community association
1521 court program under s. 720.32 or, if a community association
1522 court program does not exist in the judicial circuit in which
1523 the association is located, another court of competent
1524 jurisdiction for an order compelling compliance with this
1525 section.
Page 61 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1526 (6) If a plan of termination is approved, the board must
1527 submit such plan to the community association court program in
1528 the judicial circuit in which the association is located or, if
1529 a community association court program does not exist, another
1530 court of competent jurisdiction. The court shall examine the
1531 plan of termination and determine its procedural sufficiency
1532 and, within 45 days after receipt of the plan, notify the
1533 association by mail of any procedural deficiencies or that the
1534 plan is accepted. If notice is not provided within the 45-day
1535 time period, the plan of termination is deemed accepted. If the
1536 court determines that the conditions required by this section
1537 have been met and that the plan of termination complies with the
1538 procedural requirements of this section, the court must
1539 authorize the termination and the termination may proceed as
1540 authorized in this section.
1541 (7)(a) A plan of termination and the consents or joinders
1542 of parcel owners must be recorded in the public records of each
1543 county in which any portion of the association is located. The
1544 plan is effective only upon recordation or at a later date
1545 specified in the plan.
1546 (b) Upon recordation or at a later date specified in the
1547 plan of termination, title to the association property vests in
1548 a termination trustee. The board serves as such trustee unless
1549 another person is appointed in the plan of termination. If the
1550 board is not the termination trustee, the board must transfer
Page 62 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1551 any association property to such trustee. The termination
1552 trustee is vested with the powers given by the declaration and
1553 bylaws of the association and subsection (9). If the board is
1554 unable, unwilling, or fails to act as termination trustee, a
1555 parcel owner may petition the community association court
1556 program to appoint a termination trustee.
1557 (8) If the board fails to hold the meeting under
1558 subsection (5), obstructs the termination process, or refuses to
1559 record the decision of the members to terminate, a member may
1560 file a petition with the community association court program in
1561 the judicial circuit in which the association is located or, if
1562 a community association court program does not exist, another
1563 court of competent jurisdiction. A community association court
1564 program may do all of the following:
1565 (a) Verify compliance with the procedural requirements of
1566 this section and all statutory voting requirements.
1567 (b) Order the Department of State to dissolve the
1568 homeowners' association.
1569 (c) Appoint a termination trustee to manage the
1570 distribution of assets and resolution of liabilities.
1571 (9) The approval of the plan of termination does not
1572 terminate the board of administration, which shall continue in
1573 existence following approval of the plan of termination with all
1574 powers and duties such board had before approval of the plan.
1575 Notwithstanding any provision to the contrary in the declaration
Page 63 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1576 or bylaws, after approval of the plan of termination the board
1577 must:
1578 (a) Employ directors, agents, attorneys, and other
1579 professionals to liquidate or conclude the board's affairs.
1580 (b) Conduct the affairs of the association as necessary
1581 for the liquidation or termination.
1582 (c) Carry out contracts and collect, pay, and settle debts
1583 and claims for and against the association.
1584 (d) Defend suits brought against the association.
1585 (e) Sue in the name of the association for all sums due or
1586 owed to the association or to recover any association property.
1587 (f) Perform any act necessary to maintain, repair, or
1588 demolish unsafe or uninhabitable improvements or other
1589 association property in compliance with applicable codes.
1590 (g) Sell at public or private sale or exchange, convey, or
1591 otherwise dispose of assets of the association for an amount
1592 deemed to be in the best interests of the association, and
1593 execute bills of sale and deeds of conveyance in the name of the
1594 association.
1595 (h) Collect and receive rents, profits, accounts
1596 receivable, income, maintenance fees, special assessments, or
1597 insurance proceeds for the association.
1598 (i) Contract and do anything in the name of the
1599 association which is proper or convenient to terminate the
1600 affairs of the association.
Page 64 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1601 (10)(a) All remaining association assets after the payment
1602 of any lawful debts must be distributed equally among members or
1603 as otherwise provided in the plan of termination.
1604 (b) A member may not be subject to personal liability for
1605 unpaid obligations beyond the member's regular assessments or
1606 special assessments that existed before the vote for
1607 termination.
1608 (11)(a) The following actions by an association or the
1609 officers or directors thereof are unlawful:
1610 1. Failing to call or notice a meeting after receipt of a
1611 valid petition for a plan of termination.
1612 2. Spending association funds to campaign for or against
1613 the plan of termination.
1614 3. Concealing any financial or property records relevant
1615 to the plan of termination.
1616 (b) An officer or a director who violates paragraph (a) is
1617 subject to any of the following:
1618 1. A civil penalty of up to $5,000 per violation.
1619 2. Removal from office by court order.
1620 3. Personal liability for legal fees incurred by the
1621 petitioners.
1622 Section 18. Section 720.32, Florida Statutes, is created
1623 to read:
1624 720.32 Community association court program.—
1625 (1) It is the intent of the Legislature to encourage and
Page 65 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1626 support the judicial circuits of the state to create and
1627 maintain a community association court program in each judicial
1628 circuit. The purpose of a community association court program is
1629 to provide an optional, voluntary process for community
1630 associations and the members thereof to address disputes as an
1631 alternative to entering into mediation or arbitration. It is the
1632 intent of the Legislature that this section provide a detailed
1633 statewide standard for the creation, operation, and procedures
1634 for community association court programs.
1635 (2) A circuit court may create and administer a community
1636 association court program. The chief judge shall designate at
1637 least one judge to preside over the community association court
1638 program. The chief judge may issue administrative orders
1639 concerning the community association court program.
1640 (3) The community association court program has
1641 jurisdiction over disputes, including any related termination or
1642 enforcement proceedings, arising under any of the following:
1643 (a) Chapter 718, the Condominium Act.
1644 (b) Chapter 719, the Cooperative Act.
1645 (c) Chapter 720, the Homeowners' Association Act.
1646 (4) The community association court program may do all of
1647 the following:
1648 (a) Enforce all statutory rights of unit owners and parcel
1649 owners.
1650 (b) Verify and compel compliance with all statutory
Page 66 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1651 requirements by community associations, boards of
1652 administration, and officers or directors of such boards.
1653 (c) Order the Department of State to dissolve a community
1654 association.
1655 (d) Appoint a termination trustee to manage the
1656 distribution of association assets and resolution of
1657 liabilities.
1658 (e) Impose civil penalties for violations of statutory
1659 rights.
1660 (f) Issue injunctive relief as appropriate.
1661 (g) Award reasonable attorney fees and costs as
1662 appropriate.
1663 (5) By January 1 of each year, the chief judge in each
1664 judicial circuit in which a community association court program
1665 is created shall submit to the President of the Senate and the
1666 Speaker of the House of Representatives a report that summarizes
1667 the caseload of each community association court program and the
1668 outcomes of such caseload.
1669 (6) The Office of the State Courts Administrator shall
1670 establish procedure, staffing, and reporting requirements for
1671 the operation of the community association court program.
1672 (7) The costs associated with the creation, operation, and
1673 compliance and enforcement duties of the community association
1674 court program shall be funded as authorized by and consistent
1675 with funding appropriated in the General Appropriations Act.
Page 67 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1676 (8) Funds specifically appropriated by an operating
1677 appropriation or a nonoperating transfer from the Division of
1678 Florida Condominiums, Timeshares, and Mobile Homes Trust Fund to
1679 the state court system to support judicial functions relating to
1680 community associations which remain unencumbered as of June 30
1681 or undisbursed as of September 30 each year shall revert to the
1682 Division of Florida Condominiums, Timeshares, and Mobile Homes
1683 Trust Fund.
1684 (9) This section does not apply to timeshare condominium
1685 associations or timeshare cooperative associations unless the
1686 facilities of such associations include homestead condominium
1687 units or homestead cooperative units.
1688 Section 19. Subsections (11), (13), and (17) of section
1689 26.031, Florida Statutes, are amended to read:
1690 26.031 Judicial circuits; number of judges.—The number of
1691 circuit judges in each circuit shall be as follows:
1692 JUDICIAL CIRCUIT TOTAL
1693 (11) Eleventh..........................................8583
1694 (13) Thirteenth........................................4645
1695 (17) Seventeenth.......................................5958
1696 Section 20. The amendments made by this act to s. 26.031,
1697 Florida Statutes, are for the purpose of authorizing additional
1698 judgeships specifically for the community association court
1699 program created in s. 720.32, Florida Statutes, by this act.
1700 Section 21. Paragraph (d) of subsection (1) of section
Page 68 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1701 34.01, Florida Statutes, is amended to read:
1702 34.01 Jurisdiction of county court.—
1703 (1) County courts shall have original jurisdiction:
1704 (d) Of disputes occurring in the homeowners' associations
1705 as described in s. 720.311(2)(a), which shall be concurrent with
1706 jurisdiction of the circuit courts.
1707 Section 22. Paragraph (a) of subsection (1) of section
1708 336.125, Florida Statutes, is amended to read:
1709 336.125 Closing and abandonment of roads; optional
1710 conveyance to homeowners' association; traffic control
1711 jurisdiction.—
1712 (1)(a) In addition to the authority provided in s. 336.12,
1713 the governing body of the county may abandon the roads and
1714 rights-of-way dedicated in a recorded residential subdivision
1715 plat and simultaneously convey the county's interest in such
1716 roads, rights-of-way, and appurtenant drainage facilities to a
1717 homeowners' association for the subdivision, if the following
1718 conditions have been met:
1719 1. The homeowners' association has requested the
1720 abandonment and conveyance in writing for the purpose of
1721 converting the subdivision to a gated neighborhood with
1722 restricted public access.
1723 2. No fewer than four-fifths of the owners of record of
1724 property located in the subdivision have consented in writing to
1725 the abandonment and simultaneous conveyance to the homeowners'
Page 69 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1726 association.
1727 3. The homeowners' association is both a corporation not
1728 for profit organized and in good standing under chapter 617, and
1729 a "homeowners' association" as defined in s. 720.301 s.
1730 720.301(9) with the power to levy and collect assessments for
1731 routine and periodic major maintenance and operation of street
1732 lighting, drainage, sidewalks, and pavement in the subdivision.
1733 4. The homeowners' association has entered into and
1734 executed such agreements, covenants, warranties, and other
1735 instruments; has provided, or has provided assurance of, such
1736 funds, reserve funds, and funding sources; and has satisfied
1737 such other requirements and conditions as may be established or
1738 imposed by the county with respect to the ongoing operation,
1739 maintenance, and repair and the periodic reconstruction or
1740 replacement of the roads, drainage, street lighting, and
1741 sidewalks in the subdivision after the abandonment by the
1742 county.
1743 Section 23. Subsection (2) of section 558.002, Florida
1744 Statutes, is amended to read:
1745 558.002 Definitions.—As used in this chapter, the term:
1746 (2) "Association" has the same meaning as in s. 718.103,
1747 s. 719.103(2), s. 720.301(10) s. 720.301(9), or s. 723.075.
1748 Section 24. Subsection (6) of section 617.0601, Florida
1749 Statutes, is amended to read:
1750 617.0601 Members, generally.—
Page 70 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1751 (6) Subsections (1), (2), (3), and (4) do not apply to a
1752 corporation that is an association as defined in s. 720.301(10)
1753 s. 720.301.
1754 Section 25. Subsection (6) of section 617.0701, Florida
1755 Statutes, is amended to read:
1756 617.0701 Meetings of members, generally; failure to hold
1757 annual meeting; special meeting; consent to corporate actions
1758 without meetings; waiver of notice of meetings.—
1759 (6) Subsections (1) and (3) do not apply to any
1760 corporation that is an association as defined in s. 720.301(10)
1761 s. 720.301; a corporation regulated by chapter 718, chapter 719,
1762 chapter 720, chapter 721, or chapter 723; or a corporation where
1763 membership in such corporation is required pursuant to a
1764 document recorded in the county property records.
1765 Section 26. Subsection (7) of section 617.0721, Florida
1766 Statutes, is amended to read:
1767 617.0721 Voting by members.—
1768 (7) Subsections (1), (5), and (6) do not apply to a
1769 corporation that is an association, as defined in s. 720.301(10)
1770 s. 720.301, or a corporation regulated by chapter 718 or chapter
1771 719.
1772 Section 27. Section 617.0725, Florida Statutes, is amended
1773 to read:
1774 617.0725 Quorum.—An amendment to the articles of
1775 incorporation or the bylaws which adds, changes, or deletes a
Page 71 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1776 greater or lesser quorum or voting requirement must meet the
1777 same quorum or voting requirement and be adopted by the same
1778 vote and voting groups required to take action under the quorum
1779 and voting requirements then in effect or proposed to be
1780 adopted, whichever is greater. This section does not apply to
1781 any corporation that is an association, as defined in s.
1782 720.301(10) s. 720.301(9), or any corporation regulated under
1783 chapter 718 or chapter 719.
1784 Section 28. Subsection (3) of section 617.0808, Florida
1785 Statutes, is amended to read:
1786 617.0808 Removal of directors.—
1787 (3) This section does not apply to any corporation that is
1788 an association, as defined in s. 720.301(10) s. 720.301, or a
1789 corporation regulated under chapter 718 or chapter 719.
1790 Section 29. Section 617.1606, Florida Statutes, is amended
1791 to read:
1792 617.1606 Access to records.—Sections 617.1601-617.1605 do
1793 not apply to a corporation that is an association, as defined in
1794 s. 720.301(10) s. 720.301, or a corporation regulated under
1795 chapter 718 or chapter 719.
1796 Section 30. Paragraph (b) of subsection (1) of section
1797 718.116, Florida Statutes, is amended to read:
1798 718.116 Assessments; liability; lien and priority;
1799 interest; collection.—
1800 (1)
Page 72 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1801 (b)1. The liability of a first mortgagee or its successor
1802 or assignees who acquire title to a unit by foreclosure or by
1803 deed in lieu of foreclosure for the unpaid assessments that
1804 became due before the mortgagee's acquisition of title is
1805 limited to the lesser of:
1806 a. The unit's unpaid common expenses and regular periodic
1807 assessments which accrued or came due during the 12 months
1808 immediately preceding the acquisition of title and for which
1809 payment in full has not been received by the association; or
1810 b. One percent of the original mortgage debt. The
1811 provisions of this paragraph apply only if the first mortgagee
1812 joined the association as a defendant in the foreclosure action.
1813 Joinder of the association is not required if, on the date the
1814 complaint is filed, the association was dissolved or did not
1815 maintain an office or agent for service of process at a location
1816 which was known to or reasonably discoverable by the mortgagee.
1817 2. An association, or its successor or assignee, that
1818 acquires title to a unit through the foreclosure of its lien for
1819 assessments is not liable for any unpaid assessments, late fees,
1820 interest, or reasonable attorney's fees and costs that came due
1821 before the association's acquisition of title in favor of any
1822 other association, as defined in s. 718.103 or s. 720.301(10) s.
1823 720.301(9), which holds a superior lien interest on the unit.
1824 This subparagraph is intended to clarify existing law.
1825 Section 31. Paragraph (d) of subsection (1) and paragraph
Page 73 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1826 (e) of subsection (2) of section 718.503, Florida Statutes, are
1827 amended to read:
1828 718.503 Developer disclosure prior to sale; nondeveloper
1829 unit owner disclosure prior to sale; voidability.—
1830 (1) DEVELOPER DISCLOSURE.—
1831 (d) Milestone inspection, turnover inspection report, or
1832 structural integrity reserve study.—If the association is
1833 required to have completed a milestone inspection as described
1834 in s. 553.899, a turnover inspection report for a turnover
1835 inspection performed on or after July 1, 2023, or a structural
1836 integrity reserve study, and the association has not completed
1837 the milestone inspection, the turnover inspection report, or the
1838 structural integrity reserve study, each contract entered into
1839 after December 31, 2024, for the sale of a residential unit
1840 shall contain in conspicuous type a statement indicating that
1841 the association is required to have a milestone inspection, a
1842 turnover inspection report, or a structural integrity reserve
1843 study and has not completed such inspection, report, or study,
1844 as appropriate. If the association is not required to have a
1845 milestone inspection as described in s. 553.899 or a structural
1846 integrity reserve study, each contract entered into after
1847 December 31, 2024, for the sale of a residential unit shall
1848 contain in conspicuous type a statement indicating that the
1849 association is not required to have a milestone inspection or a
1850 structural integrity reserve study, as appropriate. If the
Page 74 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1851 association has completed a milestone inspection as described in
1852 s. 553.899, a turnover inspection report for a turnover
1853 inspection performed on or after July 1, 2023, or a structural
1854 integrity reserve study, each contract entered into after
1855 December 31, 2024, for the sale of a residential unit shall
1856 contain in conspicuous type:
1857 1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
1858 THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE INSPECTOR-
1859 PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
1860 IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
1861 THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
1862 718.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
1863 COPY OF THE ASSOCIATION'S MOST RECENT STRUCTURAL INTEGRITY
1864 RESERVE STUDY DESCRIBED IN SECTIONS 718.103(29) 718.103(26) AND
1865 718.112(2)(g), FLORIDA STATUTES, IF APPLICABLE, MORE THAN 15
1866 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
1867 EXECUTION OF THIS CONTRACT; and
1868 2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
1869 BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER'S INTENTION TO
1870 CANCEL WITHIN 15 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
1871 HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
1872 BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE INSPECTOR-
1873 PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
1874 IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
1875 THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
Page 75 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1876 718.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
1877 COPY OF THE ASSOCIATION'S MOST RECENT STRUCTURAL INTEGRITY
1878 RESERVE STUDY DESCRIBED IN SECTIONS 718.103(29) 718.103(26) AND
1879 718.112(2)(g), FLORIDA STATUTES, IF APPLICABLE. ANY PURPORTED
1880 WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
1881 MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 15
1882 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
1883 THE BUYER RECEIVES A CURRENT COPY OF THE INSPECTOR-PREPARED
1884 SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED IN
1885 SECTION 553.899, FLORIDA STATUTES; A COPY OF THE TURNOVER
1886 INSPECTION REPORT DESCRIBED IN SECTION 718.301(4)(p) AND (q),
1887 FLORIDA STATUTES; OR A COPY OF THE ASSOCIATION'S MOST RECENT
1888 STRUCTURAL INTEGRITY RESERVE STUDY DESCRIBED IN SECTIONS
1889 718.103(29) 718.103(26) AND 718.112(2)(g), FLORIDA STATUTES, IF
1890 REQUESTED IN WRITING. BUYER'S RIGHT TO VOID THIS AGREEMENT SHALL
1891 TERMINATE AT CLOSING.
1892
1893 A contract that does not conform to the requirements of this
1894 paragraph is voidable at the option of the purchaser before
1895 closing.
1896 (2) NONDEVELOPER DISCLOSURE.—
1897 (e) If the association is required to have completed a
1898 milestone inspection as described in s. 553.899, a turnover
1899 inspection report for a turnover inspection performed on or
1900 after July 1, 2023, or a structural integrity reserve study, and
Page 76 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1901 the association has not completed the milestone inspection, the
1902 turnover inspection report, or the structural integrity reserve
1903 study, each contract entered into after December 31, 2024, for
1904 the sale of a residential unit shall contain in conspicuous type
1905 a statement indicating that the association is required to have
1906 a milestone inspection, a turnover inspection report, or a
1907 structural integrity reserve study and has not completed such
1908 inspection, report, or study, as appropriate. If the association
1909 is not required to have a milestone inspection as described in
1910 s. 553.899 or a structural integrity reserve study, each
1911 contract entered into after December 31, 2024, for the sale of a
1912 residential unit shall contain in conspicuous type a statement
1913 indicating that the association is not required to have a
1914 milestone inspection or a structural integrity reserve study, as
1915 appropriate. If the association has completed a milestone
1916 inspection as described in s. 553.899, a turnover inspection
1917 report for a turnover inspection performed on or after July 1,
1918 2023, or a structural integrity reserve study, each contract
1919 entered into after December 31, 2024, for the resale of a
1920 residential unit shall contain in conspicuous type:
1921 1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
1922 THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE INSPECTOR-
1923 PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
1924 IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
1925 THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
Page 77 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1926 718.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
1927 COPY OF THE ASSOCIATION'S MOST RECENT STRUCTURAL INTEGRITY
1928 RESERVE STUDY DESCRIBED IN SECTIONS 718.103(29) 718.103(26) AND
1929 718.112(2)(g), FLORIDA STATUTES, IF APPLICABLE, MORE THAN 7
1930 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
1931 EXECUTION OF THIS CONTRACT; and
1932 2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
1933 BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER'S INTENTION TO
1934 CANCEL WITHIN 7 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
1935 HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
1936 BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE INSPECTOR-
1937 PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
1938 IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
1939 THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
1940 718.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
1941 COPY OF THE ASSOCIATION'S MOST RECENT STRUCTURAL INTEGRITY
1942 RESERVE STUDY DESCRIBED IN SECTIONS 718.103(29) 718.103(26) AND
1943 718.112(2)(g), FLORIDA STATUTES, IF APPLICABLE. ANY PURPORTED
1944 WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
1945 MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 7
1946 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
1947 THE BUYER RECEIVES A CURRENT COPY OF THE INSPECTOR-PREPARED
1948 SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED IN
1949 SECTION 553.899, FLORIDA STATUTES; A COPY OF THE TURNOVER
1950 INSPECTION REPORT DESCRIBED IN SECTION 718.301(4)(p) AND (q),
Page 78 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1951 FLORIDA STATUTES; OR A COPY OF THE ASSOCIATION'S MOST RECENT
1952 STRUCTURAL INTEGRITY RESERVE STUDY DESCRIBED IN SECTIONS
1953 718.103(29) 718.103(26) AND 718.112(2)(g), FLORIDA STATUTES, IF
1954 REQUESTED IN WRITING. BUYER'S RIGHT TO VOID THIS AGREEMENT SHALL
1955 TERMINATE AT CLOSING.
1956
1957 A contract that does not conform to the requirements of this
1958 paragraph is voidable at the option of the purchaser before
1959 closing.
1960 Section 32. Paragraph (d) of subsection (1) and paragraph
1961 (d) of subsection (2) of section 719.503, Florida Statutes, are
1962 amended to read:
1963 719.503 Disclosure prior to sale.—
1964 (1) DEVELOPER DISCLOSURE.—
1965 (d) Milestone inspection, turnover inspection report, or
1966 structural integrity reserve study.—If the association is
1967 required to have completed a milestone inspection as described
1968 in s. 553.899, a turnover inspection report for a turnover
1969 inspection performed on or after July 1, 2023, or a structural
1970 integrity reserve study, and the association has not completed
1971 the milestone inspection, the turnover inspection report, or the
1972 structural integrity reserve study, each contract entered into
1973 after December 31, 2024, for the sale of a residential unit
1974 shall contain in conspicuous type a statement indicating that
1975 the association is required to have a milestone inspection, a
Page 79 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
1976 turnover inspection report, or a structural integrity reserve
1977 study and has not completed such inspection, report, or study,
1978 as appropriate. If the association is not required to have a
1979 milestone inspection as described in s. 553.899 or a structural
1980 integrity reserve study, each contract entered into after
1981 December 31, 2024, for the sale of a residential unit shall
1982 contain in conspicuous type a statement indicating that the
1983 association is not required to have a milestone inspection or a
1984 structural integrity reserve study, as appropriate. If the
1985 association has completed a milestone inspection as described in
1986 s. 553.899, a turnover inspection report for a turnover
1987 inspection performed on or after July 1, 2023, or a structural
1988 integrity reserve study, each contract entered into after
1989 December 31, 2024, for the sale of a residential unit shall
1990 contain in conspicuous type:
1991 1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
1992 THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE INSPECTOR-
1993 PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
1994 IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
1995 THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
1996 719.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
1997 COPY OF THE ASSOCIATION'S MOST RECENT STRUCTURAL INTEGRITY
1998 RESERVE STUDY DESCRIBED IN SECTIONS 719.103(25) 719.103(24) AND
1999 719.106(1)(k), FLORIDA STATUTES, IF APPLICABLE, MORE THAN 15
2000 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
Page 80 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
2001 EXECUTION OF THIS CONTRACT; and
2002 2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
2003 BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER'S INTENTION TO
2004 CANCEL WITHIN 15 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
2005 HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
2006 BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE INSPECTOR-
2007 PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
2008 IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
2009 THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
2010 719.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
2011 COPY OF THE ASSOCIATION'S MOST RECENT STRUCTURAL INTEGRITY
2012 RESERVE STUDY DESCRIBED IN SECTIONS 719.103(25) 719.103(24) AND
2013 719.106(1)(k), FLORIDA STATUTES, IF APPLICABLE. ANY PURPORTED
2014 WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
2015 MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 15
2016 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
2017 THE BUYER RECEIVES A CURRENT COPY OF THE INSPECTOR-PREPARED
2018 SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED IN
2019 SECTION 553.899, FLORIDA STATUTES; A COPY OF THE TURNOVER
2020 INSPECTION REPORT DESCRIBED IN SECTION 719.301(4)(p) AND (q),
2021 FLORIDA STATUTES; OR A COPY OF THE ASSOCIATION'S MOST RECENT
2022 STRUCTURAL INTEGRITY RESERVE STUDY DESCRIBED IN SECTIONS
2023 719.103(25) 719.103(24) AND 719.106(1)(k), FLORIDA STATUTES, IF
2024 REQUESTED IN WRITING. BUYER'S RIGHT TO VOID THIS AGREEMENT SHALL
2025 TERMINATE AT CLOSING.
Page 81 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
2026
2027 A contract that does not conform to the requirements of this
2028 paragraph is voidable at the option of the purchaser before
2029 closing.
2030 (2) NONDEVELOPER DISCLOSURE.—
2031 (d) If the association is required to have completed a
2032 milestone inspection as described in s. 553.899, a turnover
2033 inspection report for a turnover inspection performed on or
2034 after July 1, 2023, or a structural integrity reserve study, and
2035 the association has not completed the milestone inspection, the
2036 turnover inspection report, or the structural integrity reserve
2037 study, each contract entered into after December 31, 2024, for
2038 the sale of a residential unit shall contain in conspicuous type
2039 a statement indicating that the association is required to have
2040 a milestone inspection, a turnover inspection report, or a
2041 structural integrity reserve study and has not completed such
2042 inspection, report, or study, as appropriate. If the association
2043 is not required to have a milestone inspection as described in
2044 s. 553.899 or a structural integrity reserve study, each
2045 contract entered into after December 31, 2024, for the sale of a
2046 residential unit shall contain in conspicuous type a statement
2047 indicating that the association is not required to have a
2048 milestone inspection or a structural integrity reserve study, as
2049 appropriate. If the association has completed a milestone
2050 inspection as described in s. 553.899, a turnover inspection
Page 82 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
2051 report for a turnover inspection performed on or after July 1,
2052 2023, or a structural integrity reserve study, each contract
2053 entered into after December 31, 2024, for the resale of a
2054 residential unit shall contain in conspicuous type:
2055 1. A clause which states: THE BUYER HEREBY ACKNOWLEDGES
2056 THAT BUYER HAS BEEN PROVIDED A CURRENT COPY OF THE INSPECTOR-
2057 PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
2058 IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
2059 THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
2060 719.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
2061 COPY OF THE ASSOCIATION'S MOST RECENT STRUCTURAL INTEGRITY
2062 RESERVE STUDY DESCRIBED IN SECTIONS 719.103(25) 719.103(24) AND
2063 719.106(1)(k), FLORIDA STATUTES, IF APPLICABLE, MORE THAN 7
2064 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, BEFORE
2065 EXECUTION OF THIS CONTRACT; and
2066 2. A clause which states: THIS AGREEMENT IS VOIDABLE BY
2067 BUYER BY DELIVERING WRITTEN NOTICE OF THE BUYER'S INTENTION TO
2068 CANCEL WITHIN 7 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL
2069 HOLIDAYS, AFTER THE DATE OF EXECUTION OF THIS AGREEMENT BY THE
2070 BUYER AND RECEIPT BY BUYER OF A CURRENT COPY OF THE INSPECTOR-
2071 PREPARED SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED
2072 IN SECTION 553.899, FLORIDA STATUTES, IF APPLICABLE; A COPY OF
2073 THE TURNOVER INSPECTION REPORT DESCRIBED IN SECTION
2074 719.301(4)(p) AND (q), FLORIDA STATUTES, IF APPLICABLE; AND A
2075 COPY OF THE ASSOCIATION'S MOST RECENT STRUCTURAL INTEGRITY
Page 83 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
2076 RESERVE STUDY DESCRIBED IN SECTIONS 719.103(25) 719.103(24) AND
2077 719.106(1)(k), FLORIDA STATUTES, IF APPLICABLE. ANY PURPORTED
2078 WAIVER OF THESE VOIDABILITY RIGHTS SHALL BE OF NO EFFECT. BUYER
2079 MAY EXTEND THE TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 7
2080 DAYS, EXCLUDING SATURDAYS, SUNDAYS, AND LEGAL HOLIDAYS, AFTER
2081 THE BUYER RECEIVES A CURRENT COPY OF THE INSPECTOR-PREPARED
2082 SUMMARY OF THE MILESTONE INSPECTION REPORT AS DESCRIBED IN
2083 SECTION 553.899, FLORIDA STATUTES; A COPY OF THE TURNOVER
2084 INSPECTION REPORT DESCRIBED IN SECTION 719.301(4)(p) AND (q),
2085 FLORIDA STATUTES; OR A COPY OF THE ASSOCIATION'S MOST RECENT
2086 STRUCTURAL INTEGRITY RESERVE STUDY DESCRIBED IN SECTIONS
2087 719.103(25) 719.103(24) AND 719.106(1)(k), FLORIDA STATUTES, IF
2088 REQUESTED IN WRITING. BUYER'S RIGHT TO VOID THIS AGREEMENT SHALL
2089 TERMINATE AT CLOSING.
2090
2091 A contract that does not conform to the requirements of this
2092 paragraph is voidable at the option of the purchaser before
2093 closing.
2094 Section 33. Paragraph (d) of subsection (2) of section
2095 720.3085, Florida Statutes, is amended to read:
2096 720.3085 Payment for assessments; lien claims.—
2097 (2)
2098 (d) An association, or its successor or assignee, that
2099 acquires title to a parcel through the foreclosure of its lien
2100 for assessments is not liable for any unpaid assessments, late
Page 84 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
CS/CS/CS/CS/HB 657, Engrossed 1 2026
2101 fees, interest, or reasonable attorney's fees and costs that
2102 came due before the association's acquisition of title in favor
2103 of any other association, as defined in s. 718.103 or s.
2104 720.301(10) s. 720.301(9), which holds a superior lien interest
2105 on the parcel. This paragraph is intended to clarify existing
2106 law.
2107 Section 34. For the purpose of incorporating the amendment
2108 made by this act to section 720.3035, Florida Statutes, in a
2109 reference thereto, subsection (9) of section 617.0825, Florida
2110 Statutes, is reenacted to read:
2111 617.0825 Board committees and advisory committees.—
2112 (9) This section does not apply to a committee established
2113 under chapter 718, chapter 719, or chapter 720 to perform the
2114 functions set forth in s. 718.303(3), s. 719.303(3), s.
2115 720.3035(1), s. 720.305(2), or s. 720.405, respectively.
2116 Section 35. This act shall take effect July 1, 2026.
Page 85 of 85
CODING: Words stricken are deletions; words underlined are additions.
hb657 -05-e1

Provides requirements for terminating dissolved HOA governing documents; provides requirements relating to easements of dissolved HOA; provides retroactive applicability; requires condominium & homeowners' associations to include specified statement in their governing documents or to hold meeting by date certain to vote to amend governing documents to include such statement; revises provisions relating to official records, electronic ballots, turnover inspection reports, & roofs; provides disclosure requirements for conflicts of interest; removes presuit mediation requirements; requires that specified arbitrators conduct arbitration proceedings; authorizes HOA's to be terminated; provides requirements for termination of HOA; provides duties & responsibilities of HOA board, & termination trustee; provides for distribution of HOA assets & paying lawful debts after termination; authorizes circuit court to create & administer community association court program; provides duties of chief judge; provides jurisdiction of community association court program; authorizes community association court program to take certain actions; requires each judicial circuit to submit to Legislature specified report annually by specified date; provides duties of OSCA; provides for funding & additional judges.

Sponsors

Rep. Commerce Committee sponsors H 657, and 15 members have co-sponsored it.

Committees

H 657 went before 4 committees: Housing, Agriculture & Tourism Subcommittee, Civil Justice and Claims Subcommittee, Budget Committee and Commerce Committee.

Housing, Agriculture & Tourism Subcommittee
Housing, Agriculture & Tourism Subcommittee
Referred to · Dec 16, 2025
Civil Justice and Claims Subcommittee
Civil Justice and Claims Subcommittee
Referred to · Jan 26, 2026
Budget Committee
Budget Committee
Referred to · Feb 6, 2026
Commerce Committee
Commerce Committee
Referred to · Feb 18, 2026

History

H 657 has taken 51 actions since Dec 4, 2025, the latest on Mar 13, 2026.

ChamberAction
Mar 13, 2026
Senate
Died in Rules
Mar 5, 2026
House
Read 2nd time
Mar 5, 2026
House
Amendment 909233 adopted
Mar 5, 2026
House
Added to Third Reading Calendar
Mar 5, 2026
House
Read 3rd time

Votes

H 657 went to 5 roll calls in the House, the latest on Mar 5, 2026 at 1082.

ChamberQuestion
Yea
Nay
Mar 5, 2026
House
House: Third Reading RCS#706
108
2
Feb 26, 2026
House
House Commerce Committee
23
0
Feb 16, 2026
House
House Budget Committee
24
0
Feb 3, 2026
House
House Civil Justice & Claims Subcommittee
14
1
Jan 21, 2026
House
House Housing, Agriculture & Tourism Subcommittee
16
0

Source: flsenate.gov · legiscan.com