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H.R. 6421

U.S. House•In House Committee

Summary

H.R. 6421, the IMPACT Act of 2025, was introduced in the House on Dec 4, 2025 by Rep. Max Miller (R) with 1 co-sponsor. It was referred to Energy And Commerce, and last saw action on Dec 4, 2025: Referred to the House Committee on Energy and Commerce.

Record

Text

H.R. 6421 has 1 co-sponsor.

hb6421/introduced-in-house.txt
119 HR 6421 IH: Improved Medical Patients Affordable Care Today Act of 2025
 U.S. House of Representatives
 2025-12-04
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 I  119th CONGRESS  1st Session  H. R. 6421  IN THE HOUSE OF REPRESENTATIVES   December 4, 2025   Mr. Miller of Ohio  (for himself and  Mr. Smucker ) introduced the following bill; which was referred to the  Committee on Energy and Commerce    A BILL
To amend the Patient Protection and Affordable Care Act to expand eligibility for catastrophic plans.
1.
Short title
This Act may be cited as the   Improved Medical Patients Affordable Care Today Act of 2025   or the   IMPACT Act of 2025  .
2.
Findings
Congress finds the following:
(1)
Accessing affordable quality health care is paramount to the citizens of our Nation, including the ability to obtain critical medical services while maintaining lower premium structures designed for financial accessibility.
(2)
Addressing major affordability issues impacting access to care in a landscape of increasing healthcare costs is of utmost importance, including stabilizing insurance markets countering the cycle of rising premiums.
(3)
Enhancing provider stability by reducing uncompensated care resulting from uninsured patients is critical to the continued strength of our Nation’s health care systems.
3.
Expanding eligibility for catastrophic plans
(a)
In general
Section 1302(e)(2) of the Patient Protection and Affordable Care Act ( 42 U.S.C. 18022(e)(2) ) is amended—
(1)
in subparagraph (B)(ii), by striking the period at the end and inserting  ; or ; and
(2)
by adding at the end the following new subparagraph:
(C)
with respect to the plan year involved, is determined to be ineligible (or reasonably expects to be ineligible) for the premium tax credit under  section 36B  of the Internal Revenue Code of 1986 or for reduced cost-sharing under section 1402 on the basis of the individual’s household income for such year.
 .
(b)
Effective date
The amendments made by this section shall apply with respect to plan years beginning on or after six months of enactment.

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

  1. Introduced2025-12-04
  2. Passed House
  3. Passed Senate
  4. Conference
  5. To President
  6. Became Law

To amend the Patient Protection and Affordable Care Act to expand eligibility for catastrophic plans.

Sponsors

Rep. Max Miller (R) sponsors H.R. 6421, and 1 member has co-sponsored it from the day it was introduced.

Committees

H.R. 6421 went before 1 committee: Energy and Commerce.

Energy and Commerce
Energy and Commerce
Referred To · Dec 4, 2025 · 1,636 Bills

Actions

H.R. 6421 has taken 2 actions since Dec 4, 2025.

ChamberAction
Dec 4, 2025
House
Introduced in House
Dec 4, 2025
House
Referred to the House Committee on Energy and Commerce.Energy and Commerce Committee

Votes

H.R. 6421 has not gone to a roll call.

Titles

H.R. 6421 goes by 4 titles, 2 of them short titles.

  • IMPACT Act of 2025 — Display Title
  • IMPACT Act of 2025 — Short Title(s) as Introduced
  • Improved Medical Patients Affordable Care Today Act of 2025 — Short Title(s) as Introduced
  • To amend the Patient Protection and Affordable Care Act to expand eligibility for catastrophic plans. — Official Title as Introduced

Classification

The Congressional Research Service files H.R. 6421 under Health, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.R. 6421’s is Health.

hr6421/policy-areas.txt
HealthAgriculture and FoodAnimalsArmed Forces and National SecurityArts, Culture, ReligionCivil Rights and Liberties, Minority IssuesCommerceCongressCrime and Law EnforcementEconomics and Public FinanceEducationEmergency ManagementEnergyEnvironmental ProtectionFamiliesFinance and Financial SectorForeign Trade and International FinanceGovernment Operations and PoliticsHousing and Community DevelopmentImmigrationInternational AffairsLabor and EmploymentLawNative AmericansPublic Lands and Natural ResourcesScience, Technology, CommunicationsSocial WelfareSports and RecreationTaxationTransportation and Public WorksWater Resources Development

Constitutional authority

The clause the sponsor cites as Congress’s power to enact H.R. 6421, as entered in the Congressional Record.

[Congressional Record Volume 171, Number 203 (Thursday, December 4, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. MILLER of Ohio:H.R. 6421.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, clause 3 (Commerce Clause)[Page H5051]

Source: congress.gov · legiscan.com