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H.R. 6574
U.S. House•In House Committee
Summary
H.R. 6574, the Loan Equity for Advanced Professionals Act, was introduced in the House on Dec 10, 2025 by Rep. Timothy Kennedy (D) with 76 co-sponsors. It was referred to Education and Workforce, and last saw action on Dec 10, 2025: Referred to the House Committee on Education and Workforce.
Record
Text
H.R. 6574 has 76 co-sponsors.
hb6574/introduced-in-house.txt119 HR 6574 IH: Loan Equity for Advanced Professionals ActU.S. House of Representatives2025-12-10text/xmlENPursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.I 119th CONGRESS 1st Session H. R. 6574 IN THE HOUSE OF REPRESENTATIVES December 10, 2025 Mr. Kennedy of New York (for himself, Ms. Tokuda , and Mr. Figures ) introduced the following bill; which was referred to the Committee on Education and Workforce A BILLTo amend the Higher Education Act of 1965 to ensure that graduate and professional students have the same annual and aggregate limits for Federal Direct Unsubsidized Loans.1.Short titleThis Act may be cited as the Loan Equity for Advanced Professionals Act .2.Annual and aggregate loan limits for graduate and professional studentsSection 455(a)(4) of the Higher Education Act of 1965 ( 20 U.S.C. 1087e(a) ) is amended—(1)by amending subparagraph (A) to read as follows:(A)Annual limits beginning July 1, 2026Subject to paragraphs (7)(A) and (8), beginning on July 1, 2026, the maximum annual amount of Federal Direct Unsubsidized Stafford loans, that a graduate student or professional student may borrow in any academic year or its equivalent, shall be $50,000.; and(2)by amending subparagraph (B) to read as follows:(B)Aggregate limitsSubject to paragraphs (6), (7)(A), and (8), beginning on July 1, 2026, the maximum aggregate amount of Federal Direct Unsubsidized Stafford loans, in addition to the amount borrowed for undergraduate education, that a graduate student or professional student may borrow for any program of study described in clause (i) or (ii) of subparagraph (C) shall be $200,000..
Tracker
The tracker indicates the progress of this legislation as it moves through the legislative process.
- Introduced2025-12-10
- Passed House
- Passed Senate
- Conference
- To President
- Became Law
To amend the Higher Education Act of 1965 to ensure that graduate and professional students have the same annual and aggregate limits for Federal Direct Unsubsidized Loans.
Sponsors
Rep. Timothy Kennedy (D) sponsors H.R. 6574, and 76 members have co-sponsored it, 2 of them from the day it was introduced.

Rep. · D–NY-26 · Sponsor
Introduced Dec 10, 2025

Rep. · D–AL-2 · Co-sponsor
Joined Dec 10, 2025 · Original

Rep. · D–HI-2 · Co-sponsor
Joined Dec 10, 2025 · Original

Rep. · D–DC-0 · Co-sponsor
Joined Dec 11, 2025

Rep. · D–LA-6 · Co-sponsor
Joined Dec 11, 2025

Rep. · D–OH-1 · Co-sponsor
Joined Dec 11, 2025

Rep. · D–MI-13 · Co-sponsor
Joined Dec 11, 2025

Rep. · D–MI-12 · Co-sponsor
Joined Dec 11, 2025

Rep. · D–NY-16 · Co-sponsor
Joined Dec 15, 2025

Rep. · D–NJ-10 · Co-sponsor
Joined Dec 15, 2025
Committees
H.R. 6574 went before 1 committee: Education and Workforce.
Actions
H.R. 6574 has taken 2 actions since Dec 10, 2025.
| Chamber | Action | |||
|---|---|---|---|---|
Dec 10, 2025 | House | Introduced in House | ||
Dec 10, 2025 | House | Referred to the House Committee on Education and Workforce.Education and Workforce Committee |
Votes
H.R. 6574 has not gone to a roll call.
Titles
H.R. 6574 goes by 3 titles, 1 of them short titles.
- Loan Equity for Advanced Professionals Act — Display Title
- To amend the Higher Education Act of 1965 to ensure that graduate and professional students have the same annual and aggregate limits for Federal Direct Unsubsidized Loans. — Official Title as Introduced
- Loan Equity for Advanced Professionals Act — Short Title(s) as Introduced
Lobbying
22 clients hired 21 firms and 93 registered lobbyists who named H.R. 6574 in 56 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.
Filed under Education, Budget/Appropriations, Health Issues, Medicare/Medicaid, Taxation/Internal Revenue Code, Defense, Veterans, Immigration.
Clients
Who paid to be heard, by how many filings named the bill. The 20 that filed most often, of 22.
| Client | Business | State | Firms | Filings | Reported |
|---|---|---|---|---|---|
| NATIONAL ASSOCIATION OF SOCIAL WORKERS | Promote, develop and protect the social work profession & to advance sound social policies | District of Columbia | 2 | 5 | $140K |
| AMERICAN COUNCIL ON EDUCATION | — | District of Columbia | 1 | 4 | — |
| AMERICAN PHYSICAL THERAPY ASSOCIATION | healthcare association | Virginia | 1 | 4 | — |
| NATIONAL ASSN OF INDEPENDENT COLLEGES & UNIVERSITIES | — | District of Columbia | 1 | 4 | — |
| COUNCIL ON SOCIAL WORK EDUCATION | Association of individuals and undergrad and graduate professional social work programs | Virginia | 1 | 3 | $120K |
| NATIONAL LEAGUE FOR NURSING | National health care association | District of Columbia | 1 | 3 | $86.4K |
| NATIONAL ASSOCIATION OF PEDIATRIC NURSE PRACTITIONERS | National professional association for pediatric nurse practitioners | New Jersey | 1 | 3 | $72K |
| AMERICAN FEDERATION OF TEACHERS | — | District of Columbia | 1 | 3 | — |
| AMERICAN SPEECH-LANGUAGE-HEARING ASSOCIATION | — | Maryland | 1 | 3 | — |
| ASSOCIATION OF SCHOOLS AND PROGRAMS OF PUBLIC HEALTH (OLD: ASSOCIATION OF SCHOOL | — | District of Columbia | 1 | 3 | — |
| CORNELL UNIVERSITY | — | New York | 1 | 3 | — |
| NATIONAL COUNCIL FOR BEHAVIORAL HEALTH | — | District of Columbia | 1 | 3 | — |
| THE AMERICAN OCCUPATIONAL THERAPY ASSOCIATION, INC. (AOTA) | — | Maryland | 1 | 3 | — |
| TOURO UNIVERSITY | Private institution of higher education | New York | 1 | 2 | $80K |
| AMERICAN ASSOCIATION OF COLLEGES OF NURSING | — | District of Columbia | 1 | 2 | — |
| AMERICAN FEDERATION OF STATE COUNTY AND MUNICIPAL EMPLOYEES | — | District of Columbia | 1 | 2 | — |
| UNIVERSITY OF DENVER | Research University - Higher Education | Colorado | 1 | 1 | $50K |
| THE COUNCIL FOR AUTISM SERVICE PROVIDERS (CASP) | Autism services | South Carolina | 1 | 1 | $30K |
| HARVARD UNIVERSITY--PRESIDENT AND FELLOWS OF HARVARD COLLEGE | — | Massachusetts | 1 | 1 | — |
| NATIONAL EDUCATION ASSOCIATION | — | District of Columbia | 1 | 1 | — |
Firms
Registrants who filed on the bill, by filings.
Lobbyists
Named on the filings that cite the bill. The 20 named most often, of 93.
| Lobbyist | Firms | Clients | Filings |
|---|---|---|---|
| GLEN MASON | 1 | 2 | 6 |
| AARON BISHOP | 1 | 1 | 4 |
| ANDREW AMARI | 1 | 1 | 4 |
| BRIAN ALLEN | 1 | 1 | 4 |
| ELIZA GONZALEZ | 1 | 1 | 4 |
| EMMANUAL GUILLORY | 1 | 1 | 4 |
| JODY FEDER | 1 | 1 | 4 |
| JONATHAN FANSMITH | 1 | 1 | 4 |
| JUSTIN ELLIOTT | 1 | 1 | 4 |
| JUSTIN MONK | 1 | 1 | 4 |
| JUSTIN MOORE | 1 | 1 | 4 |
| KARIN JOHNS | 1 | 1 | 4 |
| LINDSEY TEPE | 1 | 1 | 4 |
| MADISON LAMBERT | 1 | 2 | 4 |
| MICHAEL MATLACK | 1 | 1 | 4 |
| RACHEL MILLER | 1 | 1 | 4 |
| SARAH SPREITZER | 1 | 1 | 4 |
| STEPHANIE GIESECKE | 1 | 1 | 4 |
| STEPHEN LAMB | 1 | 1 | 4 |
| STEVE KLINE | 1 | 1 | 4 |
Filings
The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.
| Client | Registrant | Period | Reported | Document |
|---|---|---|---|---|
| NATIONAL EDUCATION ASSOCIATION | NATIONAL EDUCATION ASSOCIATION | 2026 first_quarter | $670K | 1st Quarter - Report |
| AMERICAN FEDERATION OF STATE COUNTY AND MUNICIPAL EMPLOYEES | AMERICAN FEDERATION OF STATE, COUNTY AND MUNICIPAL EMPLOYEES | 2026 second_quarter | $630K | 2nd Quarter - Report |
| AMERICAN FEDERATION OF STATE COUNTY AND MUNICIPAL EMPLOYEES | AMERICAN FEDERATION OF STATE, COUNTY AND MUNICIPAL EMPLOYEES | 2026 first_quarter | $600K | 1st Quarter - Report |
| AMERICAN FEDERATION OF TEACHERS | AMERICAN FEDERATION OF TEACHERS | 2026 first_quarter | $490K | 1st Quarter - Report |
| AMERICAN FEDERATION OF TEACHERS | AMERICAN FEDERATION OF TEACHERS | 2025 fourth_quarter | $450K | 4th Quarter - Report |
| AMERICAN FEDERATION OF TEACHERS | AMERICAN FEDERATION OF TEACHERS | 2026 second_quarter | $410K | 2nd Quarter - Report |
| AMERICAN SPEECH-LANGUAGE-HEARING ASSOCIATION | AMERICAN SPEECH-LANGUAGE-HEARING ASSOCIATION | 2025 fourth_quarter | $400K | 4th Quarter - Report |
| CORNELL UNIVERSITY | CORNELL UNIVERSITY | 2026 second_quarter | $360K | 2nd Quarter - Report |
| AMERICAN SPEECH-LANGUAGE-HEARING ASSOCIATION | AMERICAN SPEECH-LANGUAGE-HEARING ASSOCIATION | 2026 first_quarter | $360K | 1st Quarter - Report |
| AMERICAN PHYSICAL THERAPY ASSOCIATION | AMERICAN PHYSICAL THERAPY ASSOCIATION | 2026 second_quarter | $312.7K | 2nd Quarter - Report |
| AMERICAN PHYSICAL THERAPY ASSOCIATION | AMERICAN PHYSICAL THERAPY ASSOCIATION | 2026 first_quarter | $312.7K | 1st Quarter - Amendme… |
| AMERICAN PHYSICAL THERAPY ASSOCIATION | AMERICAN PHYSICAL THERAPY ASSOCIATION | 2026 first_quarter | $301.4K | 1st Quarter - Report |
| AMERICAN PHYSICAL THERAPY ASSOCIATION | AMERICAN PHYSICAL THERAPY ASSOCIATION | 2025 fourth_quarter | $301.4K | 4th Quarter - Report |
| VANDERBILT UNIVERSITY | VANDERBILT UNIVERSITY | 2026 first_quarter | $290K | 1st Quarter - Report |
| AMERICAN SPEECH-LANGUAGE-HEARING ASSOCIATION | AMERICAN SPEECH-LANGUAGE-HEARING ASSOCIATION | 2026 second_quarter | $280K | 2nd Quarter - Report |
| HARVARD UNIVERSITY--PRESIDENT AND FELLOWS OF HARVARD COLLEGE | HARVARD UNIVERSITY--PRESIDENT AND FELLOWS OF HARVARD COLLEGE | 2025 fourth_quarter | $230K | 4th Quarter - Report |
| NATIONAL COUNCIL FOR BEHAVIORAL HEALTH | NATIONAL COUNCIL FOR BEHAVIORAL HEALTH | 2026 first_quarter | $226.2K | 1st Quarter - Report |
| THE AMERICAN OCCUPATIONAL THERAPY ASSOCIATION, INC. (AOTA) | THE AMERICAN OCCUPATIONAL THERAPY ASSOCIATION, INC. (AOTA) | 2026 second_quarter | $189K | 2nd Quarter - Report |
| THE AMERICAN OCCUPATIONAL THERAPY ASSOCIATION, INC. (AOTA) | THE AMERICAN OCCUPATIONAL THERAPY ASSOCIATION, INC. (AOTA) | 2026 first_quarter | $189K | 1st Quarter - Report |
| THE AMERICAN OCCUPATIONAL THERAPY ASSOCIATION, INC. (AOTA) | THE AMERICAN OCCUPATIONAL THERAPY ASSOCIATION, INC. (AOTA) | 2025 fourth_quarter | $189K | 4th Quarter - Report |
Classification
The Congressional Research Service files H.R. 6574 under Education, one of its 31 policy areas.
CRS Subjects
CRS assigns every bill one policy area from its 31; H.R. 6574’s is Education.
hr6574/policy-areas.txtConstitutional authority
The clause the sponsor cites as Congress’s power to enact H.R. 6574, as entered in the Congressional Record.
[Congressional Record Volume 171, Number 208 (Wednesday, December 10, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. KENNEDY of New York:H.R. 6574.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8 of the U.S. Constitution[Page H5562]
Source: congress.gov · legiscan.com