HB 4330

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Full Text of HB4330
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	HB4330 - 104th General Assembly
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104TH GENERAL ASSEMBLY
State of Illinois
2025 and 2026
HB4330
Introduced 1/14/2026, by Rep. Martha Deuter
SYNOPSIS AS INTRODUCED:
215 ILCS 5/363
Amends the Illinois Insurance Code. Provides that an issuer of a Medicare supplement policy shall not deny coverage to an applicant who voluntarily switches from a Medicare Advantage plan to a Medicare plan under Parts A, B, or D, or any combination of those plans, so long as the application for a Medicare supplement policy is submitted within 30 calendar days after the first effective day of the new plan. Provides that when such an application for a Medicare supplement policy is submitted, the issuer of the Medicare supplement policy may not charge a higher cost than what is normally offered to applicants who have become newly eligible for Medicare, nor raise costs or deny coverage for a preexisting condition.
LRB104 16228 BAB 29612 b
A BILL FOR
		HB4330		LRB104 16228 BAB 29612 b
1    AN ACT concerning regulation.
2    Be it enacted by the People of the State of Illinois,
3represented in the General Assembly:
4    Section 5. The Illinois Insurance Code is amended by
5changing Section 363 as follows:
6    (215 ILCS 5/363)
7    (Text of Section before amendment by P.A. 103-747)
8    Sec. 363. Medicare supplement policies; minimum standards.
9    (1) Except as otherwise specifically provided therein,
10this Section and Section 363a of this Code shall apply to:
11        (a) all Medicare supplement policies and subscriber
12    contracts delivered or issued for delivery in this State
13    on and after January 1, 1989; and
14        (b) all certificates issued under group Medicare
15    supplement policies or subscriber contracts, which
16    certificates are issued or issued for delivery in this
17    State on and after January 1, 1989.
18    This Section shall not apply to "Accident Only" or
19"Specified Disease" types of policies. The provisions of this
20Section are not intended to prohibit or apply to policies or
21health care benefit plans, including group conversion
22policies, provided to Medicare eligible persons, which
23policies or plans are not marketed or purported or held to be
		HB4330	- 2 -	LRB104 16228 BAB 29612 b
1Medicare supplement policies or benefit plans.
2    (2) For the purposes of this Section and Section 363a, the
3following terms have the following meanings:
4        (a) "Applicant" means:
5            (i) in the case of individual Medicare supplement
6        policy, the person who seeks to contract for insurance
7        benefits, and
8            (ii) in the case of a group Medicare policy or
9        subscriber contract, the proposed certificate holder.
10        (b) "Certificate" means any certificate delivered or
11    issued for delivery in this State under a group Medicare
12    supplement policy.
13        (c) "Medicare supplement policy" means an individual
14    policy of accident and health insurance, as defined in
15    paragraph (a) of subsection (2) of Section 355a of this
16    Code, or a group policy or certificate delivered or issued
17    for delivery in this State by an insurer, fraternal
18    benefit society, voluntary health service plan, or health
19    maintenance organization, other than a policy issued
20    pursuant to a contract under Section 1876 of the federal
21    Social Security Act (42 U.S.C. Section 1395 et seq.) or a
22    policy issued under a demonstration project specified in
23    42 U.S.C. Section 1395ss(g)(1), or any similar
24    organization, that is advertised, marketed, or designed
25    primarily as a supplement to reimbursements under Medicare
26    for the hospital, medical, or surgical expenses of persons
		HB4330	- 3 -	LRB104 16228 BAB 29612 b
1    eligible for Medicare.
2        (d) "Issuer" includes insurance companies, fraternal
3    benefit societies, voluntary health service plans, health
4    maintenance organizations, or any other entity providing
5    Medicare supplement insurance, unless the context clearly
6    indicates otherwise.
7        (e) "Medicare" means the Health Insurance for the Aged
8    Act, Title XVIII of the Social Security Amendments of
9    1965.
10    (3) No Medicare supplement insurance policy, contract, or
11certificate, that provides benefits that duplicate benefits
12provided by Medicare, shall be issued or issued for delivery
13in this State after December 31, 1988. No such policy,
14contract, or certificate shall provide lesser benefits than
15those required under this Section or the existing Medicare
16Supplement Minimum Standards Regulation, except where
17duplication of Medicare benefits would result.
18    (4) Medicare supplement policies or certificates shall
19have a notice prominently printed on the first page of the
20policy or attached thereto stating in substance that the
21policyholder or certificate holder shall have the right to
22return the policy or certificate within 30 days of its
23delivery and to have the premium refunded directly to him or
24her in a timely manner if, after examination of the policy or
25certificate, the insured person is not satisfied for any
26reason.
		HB4330	- 4 -	LRB104 16228 BAB 29612 b
1    (5) A Medicare supplement policy or certificate may not
2deny a claim for losses incurred more than 6 months from the
3effective date of coverage for a preexisting condition. The
4policy may not define a preexisting condition more
5restrictively than a condition for which medical advice was
6given or treatment was recommended by or received from a
7physician within 6 months before the effective date of
8coverage.
9    (6) An issuer of a Medicare supplement policy shall:
10        (a) not deny coverage to an applicant under 65 years
11    of age who meets any of the following criteria:
12            (i) becomes eligible for Medicare by reason of
13        disability if the person makes application for a
14        Medicare supplement policy within 6 months of the
15        first day on which the person enrolls for benefits
16        under Medicare Part B; for a person who is
17        retroactively enrolled in Medicare Part B due to a
18        retroactive eligibility decision made by the Social
19        Security Administration, the application must be
20        submitted within a 6-month period beginning with the
21        month in which the person received notice of
22        retroactive eligibility to enroll;
23            (ii) has Medicare and an employer group health
24        plan (either primary or secondary to Medicare) that
25        terminates or ceases to provide all such supplemental
26        health benefits;
		HB4330	- 5 -	LRB104 16228 BAB 29612 b
1            (iii) is insured by a Medicare Advantage plan that
2        includes a Health Maintenance Organization, a
3        Preferred Provider Organization, and a Private
4        Fee-For-Service or Medicare Select plan and the
5        applicant moves out of the plan's service area; the
6        insurer goes out of business, withdraws from the
7        market, or has its Medicare contract terminated; or
8        the plan violates its contract provisions or is
9        misrepresented in its marketing; or
10            (iv) is insured by a Medicare supplement policy
11        and the insurer goes out of business, withdraws from
12        the market, or the insurance company or agents
13        misrepresent the plan and the applicant is without
14        coverage;
15        (a-5) not deny coverage if the applicant voluntarily 
16    switches from a Medicare Advantage plan to a Medicare plan 
17    under Part A, B, or D, or any combination of those plans, 
18    so long as the application for a Medicare supplement 
19    policy is submitted within 30 calendar days after the 
20    first effective day of the new plan. When such an 
21    application for a Medicare supplement policy is submitted, 
22    the issuer of the Medicare supplement policy may not 
23    charge a higher cost than what is normally offered to 
24    applicants who have become newly eligible for Medicare, 
25    nor raise costs or deny coverage for a preexisting 
26    condition. As used in this paragraph (a-5), "preexisting 
		HB4330	- 6 -	LRB104 16228 BAB 29612 b
1    condition" has the meaning given to that term in Section 
2    351A-5 of this Code;
3        (b) make available to persons eligible for Medicare by
4    reason of disability each type of Medicare supplement
5    policy the issuer makes available to persons eligible for
6    Medicare by reason of age;
7        (c) not charge individuals who become eligible for
8    Medicare by reason of disability and who are under the age
9    of 65 premium rates for any medical supplemental insurance
10    benefit plan offered by the issuer that exceed the
11    issuer's highest rate on the current rate schedule filed
12    with the Department of Insurance for that plan to
13    individuals who are age 65 or older; and
14        (d) provide the rights granted by items (a) through
15    (d), for 6 months after June 1, 2008 (the effective date of
16    Public Act 95-436), to any person who had enrolled for
17    benefits under Medicare Part B prior to Public Act 95-436
18    and who otherwise would have been eligible for coverage
19    under item (a).
20    (7) The Director shall issue reasonable rules and
21regulations for the following purposes:
22        (a) To establish specific standards for policy
23    provisions of Medicare policies and certificates. The
24    standards shall be in accordance with the requirements of
25    this Code. No requirement of this Code relating to minimum
26    required policy benefits, other than the minimum standards
		HB4330	- 7 -	LRB104 16228 BAB 29612 b
1    contained in this Section and Section 363a, shall apply to
2    Medicare supplement policies and certificates. The
3    standards may cover, but are not limited to the following:
4            (A) Terms of renewability.
5            (B) Initial and subsequent terms of eligibility.
6            (C) Non-duplication of coverage.
7            (D) Probationary and elimination periods.
8            (E) Benefit limitations, exceptions and
9        reductions.
10            (F) Requirements for replacement.
11            (G) Recurrent conditions.
12            (H) Definition of terms.
13            (I) Requirements for issuing rebates or credits to
14        policyholders if the policy's loss ratio does not
15        comply with subsection (7) of Section 363a.
16            (J) Uniform methodology for the calculating and
17        reporting of loss ratio information.
18            (K) Assuring public access to loss ratio
19        information of an issuer of Medicare supplement
20        insurance.
21            (L) Establishing a process for approving or
22        disapproving proposed premium increases.
23            (M) Establishing a policy for holding public
24        hearings prior to approval of premium increases.
25            (N) Establishing standards for Medicare Select
26        policies.
		HB4330	- 8 -	LRB104 16228 BAB 29612 b
1            (O) Prohibited policy provisions not otherwise
2        specifically authorized by statute that, in the
3        opinion of the Director, are unjust, unfair, or
4        unfairly discriminatory to any person insured or
5        proposed for coverage under a Medicare supplement
6        policy or certificate.
7        (b) To establish minimum standards for benefits and
8    claims payments, marketing practices, compensation
9    arrangements, and reporting practices for Medicare
10    supplement policies.
11        (c) To implement transitional requirements of Medicare
12    supplement insurance benefits and premiums of Medicare
13    supplement policies and certificates to conform to
14    Medicare program revisions.
15    (8) If an individual is at least 65 years of age but no
16more than 75 years of age and has an existing Medicare
17supplement policy, the individual is entitled to an annual
18open enrollment period lasting 45 days, commencing with the
19individual's birthday, and the individual may purchase any
20Medicare supplement policy with the same issuer that offers
21benefits equal to or lesser than those provided by the
22previous coverage. During this open enrollment period, an
23issuer of a Medicare supplement policy shall not deny or
24condition the issuance or effectiveness of Medicare
25supplemental coverage, nor discriminate in the pricing of
26coverage, because of health status, claims experience, receipt
		HB4330	- 9 -	LRB104 16228 BAB 29612 b
1of health care, or a medical condition of the individual. An
2issuer shall provide notice of this annual open enrollment
3period for eligible Medicare supplement policyholders at the
4time that the application is made for a Medicare supplement
5policy or certificate. The notice shall be in a form that may
6be prescribed by the Department.
7    (9) Without limiting an individual's eligibility under
8Department rules implementing 42 U.S.C. 1395ss(s)(2)(A), for
9at least 63 days after the later of the applicant's loss of
10benefits or the notice of termination of benefits, including a
11notice of claim denial due to termination of benefits, under
12the State's medical assistance program under Article V of the
13Illinois Public Aid Code, an issuer shall not deny or
14condition the issuance or effectiveness of any Medicare
15supplement policy or certificate that is offered and is
16available for issuance to new enrollees by the issuer; shall
17not discriminate in the pricing of such a Medicare supplement
18policy because of health status, claims experience, receipt of
19health care, or medical condition; and shall not include a
20policy provision that imposes an exclusion of benefits based
21on a preexisting condition under such a Medicare supplement
22policy if the individual:
23        (a) is enrolled for Medicare Part B;
24        (b) was enrolled in the State's medical assistance
25    program during the COVID-19 Public Health Emergency
26    described in Section 5-1.5 of the Illinois Public Aid
		HB4330	- 10 -	LRB104 16228 BAB 29612 b
1    Code;
2        (c) was terminated or disenrolled from the State's
3    medical assistance program after the COVID-19 Public
4    Health Emergency and the later of the date of termination
5    of benefits or the date of the notice of termination,
6    including a notice of a claim denial due to termination,
7    occurred on, after, or no more than 63 days before the end
8    of either, as applicable:
9            (A) the individual's Medicare supplement open
10        enrollment period described in Department rules
11        implementing 42 U.S.C. 1395ss(s)(2)(A); or
12            (B) the 6-month period described in Section
13        363(6)(a)(i) of this Code; and
14        (d) submits evidence of the date of termination of
15    benefits or notice of termination under the State's
16    medical assistance program with the application for a
17    Medicare supplement policy or certificate.
18    (10) Each Medicare supplement policy and certificate
19available from an insurer on and after June 16, 2023 (the
20effective date of Public Act 103-102) shall be made available
21to all applicants who qualify under subparagraph (i) of
22paragraph (a) of subsection (6) or Department rules
23implementing 42 U.S.C. 1395ss(s)(2)(A) without regard to age
24or applicability of a Medicare Part B late enrollment penalty.
25(Source: P.A. 102-142, eff. 1-1-22; 103-102, eff. 6-16-23;
26104-417, eff. 8-15-25.)
		HB4330	- 11 -	LRB104 16228 BAB 29612 b
1    (Text of Section after amendment by P.A. 103-747)
2    Sec. 363. Medicare supplement policies; minimum standards.
3    (1) Except as otherwise specifically provided therein,
4this Section and Section 363a of this Code shall apply to:
5        (a) all Medicare supplement policies and subscriber
6    contracts delivered or issued for delivery in this State
7    on and after January 1, 1989; and
8        (b) all certificates issued under group Medicare
9    supplement policies or subscriber contracts, which
10    certificates are issued or issued for delivery in this
11    State on and after January 1, 1989.
12    This Section shall not apply to "Accident Only" or
13"Specified Disease" types of policies. The provisions of this
14Section are not intended to prohibit or apply to policies or
15health care benefit plans, including group conversion
16policies, provided to Medicare eligible persons, which
17policies or plans are not marketed or purported or held to be
18Medicare supplement policies or benefit plans.
19    (2) For the purposes of this Section and Section 363a, the
20following terms have the following meanings:
21        (a) "Applicant" means:
22            (i) in the case of individual Medicare supplement
23        policy, the person who seeks to contract for insurance
24        benefits, and
25            (ii) in the case of a group Medicare policy or
		HB4330	- 12 -	LRB104 16228 BAB 29612 b
1        subscriber contract, the proposed certificate holder.
2        (b) "Certificate" means any certificate delivered or
3    issued for delivery in this State under a group Medicare
4    supplement policy.
5        (c) "Medicare supplement policy" means an individual
6    policy of accident and health insurance, as defined in
7    paragraph (a) of subsection (2) of Section 355a of this
8    Code, or a group policy or certificate delivered or issued
9    for delivery in this State by an insurer, fraternal
10    benefit society, voluntary health service plan, or health
11    maintenance organization, other than a policy issued
12    pursuant to a contract under Section 1876 of the federal
13    Social Security Act (42 U.S.C. Section 1395 et seq.) or a
14    policy issued under a demonstration project specified in
15    42 U.S.C. Section 1395ss(g)(1), or any similar
16    organization, that is advertised, marketed, or designed
17    primarily as a supplement to reimbursements under Medicare
18    for the hospital, medical, or surgical expenses of persons
19    eligible for Medicare.
20        (d) "Issuer" includes insurance companies, fraternal
21    benefit societies, voluntary health service plans, health
22    maintenance organizations, or any other entity providing
23    Medicare supplement insurance, unless the context clearly
24    indicates otherwise.
25        (e) "Medicare" means the Health Insurance for the Aged
26    Act, Title XVIII of the Social Security Amendments of
		HB4330	- 13 -	LRB104 16228 BAB 29612 b
1    1965.
2    (3) No Medicare supplement insurance policy, contract, or
3certificate, that provides benefits that duplicate benefits
4provided by Medicare, shall be issued or issued for delivery
5in this State after December 31, 1988. No such policy,
6contract, or certificate shall provide lesser benefits than
7those required under this Section or the existing Medicare
8Supplement Minimum Standards Regulation, except where
9duplication of Medicare benefits would result.
10    (4) Medicare supplement policies or certificates shall
11have a notice prominently printed on the first page of the
12policy or attached thereto stating in substance that the
13policyholder or certificate holder shall have the right to
14return the policy or certificate within 30 days of its
15delivery and to have the premium refunded directly to him or
16her in a timely manner if, after examination of the policy or
17certificate, the insured person is not satisfied for any
18reason.
19    (5) A Medicare supplement policy or certificate may not
20deny a claim for losses incurred more than 6 months from the
21effective date of coverage for a preexisting condition. The
22policy may not define a preexisting condition more
23restrictively than a condition for which medical advice was
24given or treatment was recommended by or received from a
25physician within 6 months before the effective date of
26coverage.
		HB4330	- 14 -	LRB104 16228 BAB 29612 b
1    (6) An issuer of a Medicare supplement policy shall:
2        (a) not deny coverage to an applicant under 65 years
3    of age who meets any of the following criteria:
4            (i) becomes eligible for Medicare by reason of
5        disability if the person makes application for a
6        Medicare supplement policy within 6 months of the
7        first day on which the person enrolls for benefits
8        under Medicare Part B; for a person who is
9        retroactively enrolled in Medicare Part B due to a
10        retroactive eligibility decision made by the Social
11        Security Administration, the application must be
12        submitted within a 6-month period beginning with the
13        month in which the person received notice of
14        retroactive eligibility to enroll;
15            (ii) has Medicare and an employer group health
16        plan (either primary or secondary to Medicare) that
17        terminates or ceases to provide all such supplemental
18        health benefits;
19            (iii) is insured by a Medicare Advantage plan that
20        includes a Health Maintenance Organization, a
21        Preferred Provider Organization, and a Private
22        Fee-For-Service or Medicare Select plan and the
23        applicant moves out of the plan's service area; the
24        insurer goes out of business, withdraws from the
25        market, or has its Medicare contract terminated; or
26        the plan violates its contract provisions or is
		HB4330	- 15 -	LRB104 16228 BAB 29612 b
1        misrepresented in its marketing; or
2            (iv) is insured by a Medicare supplement policy
3        and the insurer goes out of business, withdraws from
4        the market, or the insurance company or agents
5        misrepresent the plan and the applicant is without
6        coverage;
7        (a-5) not deny coverage if the applicant voluntarily 
8    switches from a Medicare Advantage plan to a Medicare plan 
9    under Part A, B, or D, or any combination of those plans, 
10    so long as the application for a Medicare supplement 
11    policy is submitted within 30 calendar days after the 
12    first effective day of the new plan. When such an 
13    application for a Medicare supplement policy is submitted, 
14    the issuer of the Medicare supplement policy may not 
15    charge a higher cost than what is normally offered to 
16    applicants who have become newly eligible for Medicare, 
17    nor raise costs or deny coverage for a preexisting 
18    condition. As used in this paragraph (a-5), "preexisting 
19    condition" has the meaning given to that term in Section 
20    351A-5 of this Code;
21        (b) make available to persons eligible for Medicare by
22    reason of disability each type of Medicare supplement
23    policy the issuer makes available to persons eligible for
24    Medicare by reason of age;
25        (c) not charge individuals who become eligible for
26    Medicare by reason of disability and who are under the age
		HB4330	- 16 -	LRB104 16228 BAB 29612 b
1    of 65 premium rates for any medical supplemental insurance
2    benefit plan offered by the issuer that exceed the
3    issuer's highest rate on the current rate schedule filed
4    with the Department of Insurance for that plan to
5    individuals who are age 65 or older; and
6        (d) provide the rights granted by items (a) through
7    (d), for 6 months after June 1, 2008 (the effective date of
8    Public Act 95-436), to any person who had enrolled for
9    benefits under Medicare Part B prior to Public Act 95-436
10    and who otherwise would have been eligible for coverage
11    under item (a).
12    (7) The Director shall issue reasonable rules and
13regulations for the following purposes:
14        (a) To establish specific standards for policy
15    provisions of Medicare policies and certificates. The
16    standards shall be in accordance with the requirements of
17    this Code. No requirement of this Code relating to minimum
18    required policy benefits, other than the minimum standards
19    contained in this Section and Section 363a, shall apply to
20    Medicare supplement policies and certificates. The
21    standards may cover, but are not limited to the following:
22            (A) Terms of renewability.
23            (B) Initial and subsequent terms of eligibility.
24            (C) Non-duplication of coverage.
25            (D) Probationary and elimination periods.
26            (E) Benefit limitations, exceptions and
		HB4330	- 17 -	LRB104 16228 BAB 29612 b
1        reductions.
2            (F) Requirements for replacement.
3            (G) Recurrent conditions.
4            (H) Definition of terms.
5            (I) Requirements for issuing rebates or credits to
6        policyholders if the policy's loss ratio does not
7        comply with subsection (7) of Section 363a.
8            (J) Uniform methodology for the calculating and
9        reporting of loss ratio information.
10            (K) Assuring public access to loss ratio
11        information of an issuer of Medicare supplement
12        insurance.
13            (L) Establishing a process for approving or
14        disapproving proposed premium increases.
15            (M) Establishing a policy for holding public
16        hearings prior to approval of premium increases.
17            (N) Establishing standards for Medicare Select
18        policies.
19            (O) Prohibited policy provisions not otherwise
20        specifically authorized by statute that, in the
21        opinion of the Director, are unjust, unfair, or
22        unfairly discriminatory to any person insured or
23        proposed for coverage under a Medicare supplement
24        policy or certificate.
25        (b) To establish minimum standards for benefits and
26    claims payments, marketing practices, compensation
		HB4330	- 18 -	LRB104 16228 BAB 29612 b
1    arrangements, and reporting practices for Medicare
2    supplement policies.
3        (c) To implement transitional requirements of Medicare
4    supplement insurance benefits and premiums of Medicare
5    supplement policies and certificates to conform to
6    Medicare program revisions.
7    (8) If an individual is at least 65 years of age but no
8more than 75 years of age and has an existing Medicare
9supplement policy, the individual is entitled to an annual
10open enrollment period lasting 45 days, commencing with the
11individual's birthday, and the individual may purchase any
12Medicare supplement policy with the same issuer or any
13affiliate authorized to transact business in this State that
14offers benefits equal to or lesser than those provided by the
15previous coverage. During this open enrollment period, an
16issuer of a Medicare supplement policy shall not deny or
17condition the issuance or effectiveness of Medicare
18supplemental coverage, nor discriminate in the pricing of
19coverage, because of health status, claims experience, receipt
20of health care, or a medical condition of the individual. An
21issuer shall provide notice of this annual open enrollment
22period for eligible Medicare supplement policyholders at the
23time that the application is made for a Medicare supplement
24policy or certificate. The notice shall be in a form that may
25be prescribed by the Department.
26    (9) Without limiting an individual's eligibility under
		HB4330	- 19 -	LRB104 16228 BAB 29612 b
1Department rules implementing 42 U.S.C. 1395ss(s)(2)(A), for
2at least 63 days after the later of the applicant's loss of
3benefits or the notice of termination of benefits, including a
4notice of claim denial due to termination of benefits, under
5the State's medical assistance program under Article V of the
6Illinois Public Aid Code, an issuer shall not deny or
7condition the issuance or effectiveness of any Medicare
8supplement policy or certificate that is offered and is
9available for issuance to new enrollees by the issuer; shall
10not discriminate in the pricing of such a Medicare supplement
11policy because of health status, claims experience, receipt of
12health care, or medical condition; and shall not include a
13policy provision that imposes an exclusion of benefits based
14on a preexisting condition under such a Medicare supplement
15policy if the individual:
16        (a) is enrolled for Medicare Part B;
17        (b) was enrolled in the State's medical assistance
18    program during the COVID-19 Public Health Emergency
19    described in Section 5-1.5 of the Illinois Public Aid
20    Code;
21        (c) was terminated or disenrolled from the State's
22    medical assistance program after the COVID-19 Public
23    Health Emergency and the later of the date of termination
24    of benefits or the date of the notice of termination,
25    including a notice of a claim denial due to termination,
26    occurred on, after, or no more than 63 days before the end
		HB4330	- 20 -	LRB104 16228 BAB 29612 b
1    of either, as applicable:
2            (A) the individual's Medicare supplement open
3        enrollment period described in Department rules
4        implementing 42 U.S.C. 1395ss(s)(2)(A); or
5            (B) the 6-month period described in Section
6        363(6)(a)(i) of this Code; and
7        (d) submits evidence of the date of termination of
8    benefits or notice of termination under the State's
9    medical assistance program with the application for a
10    Medicare supplement policy or certificate.
11    (10) Each Medicare supplement policy and certificate
12available from an insurer on and after June 16, 2023 (the
13effective date of Public Act 103-102) shall be made available
14to all applicants who qualify under subparagraph (i) of
15paragraph (a) of subsection (6) or Department rules
16implementing 42 U.S.C. 1395ss(s)(2)(A) without regard to age
17or applicability of a Medicare Part B late enrollment penalty.
18(Source: P.A. 103-102, eff. 6-16-23; 103-747, eff. 1-1-26;
19104-417, eff. 8-15-25.)
20    Section 95. No acceleration or delay. Where this Act makes
21changes in a statute that is represented in this Act by text
22that is not yet or no longer in effect (for example, a Section
23represented by multiple versions), the use of that text does
24not accelerate or delay the taking effect of (i) the changes
25made by this Act or (ii) provisions derived from any other
		HB4330	- 21 -	LRB104 16228 BAB 29612 b
1Public Act.