HB 1101

26.340.10  101st Legislative Session  1101
                                     2026 South Dakota Legislature
                                              House Bill 1101
                                                    ENROLLED
                                              AN ACT
ENTITLED An Act to prohibit an insurer from declining or limiting life, disability, or
         long-term care insurance policies based solely on an individual's status as a
         living organ donor.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF SOUTH DAKOTA:
Section 1. That a NEW SECTION be added to chapter 58-1:
            An insurer may not:
   (1)      Decline or limit coverage of an individual under any life, disability, or long-term
            care insurance policy solely due to the status of the individual as a living organ
            donor;
   (2)      Condition the continuation of a life, disability, or long-term care insurance policy
            on an insured individual not becoming a living organ donor; or
   (3)      Otherwise discriminate in the offering, issuance, cancellation, amount of coverage,
            price, or any other condition of a life, disability, or long-term care insurance policy
            based solely, and without any additional actuarial risk, upon the status of an
            individual as a living organ donor.
            For purposes of this section, "living organ donor" means an individual who has
   donated all or part of an organ and is not deceased.
26.340.10  2  1101
An Act to prohibit an insurer from declining or limiting life, disability, or long-term care
insurance policies based solely on an individual's status as a living organ donor.
                                                     Received at this Executive Office
 I certify that the attached Act originated in       this _____ day of _____________,
 the:
                                                     2026 at ____________M.
 House as Bill No. 1101
                                                     By
                     Chief Clerk of the House  for the Governor
                                                                      The attached Act is hereby
                                                                  approved this ________ day of
                          Speaker of the House  ______________, A.D., 2026
 Attest:
                                                                                        Governor
                     Chief Clerk of the House
                                                     STATE OF SOUTH DAKOTA,
                                                                                               ss.
                                                     Office of the Secretary of State
                       President of the Senate
                                                                    Filed ____________, 2026
 Attest:  at _________ o'clock __M.
                       Secretary of the Senate  Secretary of State
 House Bill No. 1101  By
 File No. ____  Asst. Secretary of State
 Chapter No. ______
HB1101 ENROLLED