- H.R. 10171August 27, 2026
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HB 678
Ohio House•In House Committee
Summary
HB 678, “Modify the financial responsibility laws and verification process”, was introduced in the House on Feb 4, 2026 by Rep. Cindy Abrams (R) with 17 co-sponsors. It was referred to Transportation, and last saw action on Feb 18, 2026: Referred to committee: Transportation.
Record
Text
HB 678 has 17 co-sponsors.
hb678/introduced.txtAs Introduced136th General AssemblyRegular Session H. B. No. 6782025-2026Representatives Abrams, DanielsCosponsors: Representatives Lorenz, Willis, John, Miller, K., Ghanbari, Plummer,White, A., Hall, T., Kishman, Bird, Ray, Johnson, Robb Blasdel, Schmidt, Moore,LaReTo amend sections 4503.10, 4503.102, 4503.20, 14507.212, 4509.101, 4509.66, 4509.67, 4509.69, 2and 4509.77 and to enact sections 4503.48, 34509.43, 4509.431, 4509.432, 4509.433, and 44509.434 of the Revised Code to implement an 5online financial responsibility verification 6system and to modify the financial 7responsibility laws. 8BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF OHIO:Section 1. That sections 4503.10, 4503.102, 4503.20, 94507.212, 4509.101, 4509.66, 4509.67, 4509.69, and 4509.77 be 10amended and sections 4503.48, 4509.43, 4509.431, 4509.432, 114509.433, and 4509.434 of the Revised Code be enacted to read as 12follows: 13Sec. 4503.10. (A) The owner of every snowmobile, off- 14highway motorcycle, and all-purpose vehicle required to be 15registered under section 4519.02 of the Revised Code shall file 16an application for registration under section 4519.03 of the 17Revised Code. The owner of a motor vehicle, other than a 18H. B. No. 678 Page 2As Introducedsnowmobile, off-highway motorcycle, or all-purpose vehicle, that 19is not designed and constructed by the manufacturer for 20operation on a street or highway may not register it under this 21chapter except upon certification of inspection pursuant to 22section 4513.02 of the Revised Code by the sheriff, or the chief 23of police of the municipal corporation or township, with 24jurisdiction over the political subdivision in which the owner 25of the motor vehicle resides. Except as provided in sections 264503.103 and 4503.107 of the Revised Code, every owner of every 27other motor vehicle not previously described in this section and 28every person mentioned as owner in the last certificate of title 29of a motor vehicle that is operated or driven upon the public 30roads or highways shall cause to be filed each year, by mail or 31otherwise, in the office of the registrar of motor vehicles or a 32deputy registrar, a written or electronic application or a 33preprinted registration renewal notice issued under section 344503.102 of the Revised Code, the form of which shall be 35prescribed by the registrar, for registration for the following 36registration year, which shall begin on the first day of January 37of every calendar year and end on the thirty-first day of 38December in the same year. Applications for registration and 39registration renewal notices shall be filed at the times 40established by the registrar pursuant to section 4503.101 of the 41Revised Code. A motor vehicle owner also may elect to apply for 42or renew a motor vehicle registration by electronic means using 43electronic signature in accordance with rules adopted by the 44registrar. Except as provided in division (J) of this section, 45applications for registration shall be made on blanks furnished 46by the registrar for that purpose, containing the following 47information: 48(1) A brief description of the motor vehicle to be 49H. B. No. 678 Page 3As Introducedregistered, including the year, make, model, and vehicle 50identification number, and, in the case of commercial cars, the 51gross weight of the vehicle fully equipped computed in the 52manner prescribed in section 4503.08 of the Revised Code; 53(2) The name and residence address of the owner, and the 54township and municipal corporation in which the owner resides; 55(3) The district of registration, which shall be 56determined as follows: 57(a) In case the motor vehicle to be registered is used for 58hire or principally in connection with any established business 59or branch business, conducted at a particular place, the 60district of registration is the municipal corporation in which 61that place is located or, if not located in any municipal 62corporation, the county and township in which that place is 63located. 64(b) In case the vehicle is not so used, the district of 65registration is the municipal corporation or county in which the 66owner resides at the time of making the application. 67(4) Whether the motor vehicle is a new or used motor 68vehicle; 69(5) The date of purchase of the motor vehicle; 70(6) Whether the fees required to be paid for the 71registration or transfer of the motor vehicle, during the 72preceding registration year and during the preceding period of 73the current registration year, have been paid. Each application 74for registration shall be signed by the owner, either manually 75or by electronic signature, or pursuant to obtaining a limited 76power of attorney authorized by the registrar for registration, 77or other document authorizing such signature. If the owner 78H. B. No. 678 Page 4As Introducedelects to apply for or renew the motor vehicle registration with 79the registrar by electronic means, the owner's manual signature 80is not required. 81(7) The owner's social security number, driver's license 82number, or state identification number, or, where a motor 83vehicle to be registered is used for hire or principally in 84connection with any established business, the owner's federal 85taxpayer identification number. The bureau of motor vehicles 86shall retain in its records all social security numbers provided 87under this section, but the bureau shall not place social 88security numbers on motor vehicle certificates of registration. 89(8) Whether the applicant wishes to certify willingness to 90make an anatomical gift if an applicant has not so certified 91under section 2108.05 of the Revised Code. The applicant's 92response shall not be considered in the decision of whether to 93approve the application for registration. 94(B)(1) When an applicant first registers a motor vehicle 95in the applicant's name, the applicant shall provide proof of 96ownership of that motor vehicle. Proof of ownership may include 97any of the following: 98(a) The applicant may present for inspection a physical 99certificate of title or memorandum certificate showing title to 100the motor vehicle to be registered in the name of the applicant. 101(b) The applicant may present for inspection an electronic 102certificate of title for the applicant's motor vehicle in a 103manner prescribed by rules adopted by the registrar. 104(c) The registrar or deputy registrar may electronically 105confirm the applicant's ownership of the motor vehicle. 106An applicant is not required to present a certificate of 107H. B. No. 678 Page 5As Introducedtitle to an electronic motor vehicle dealer acting as a limited 108authority deputy registrar in accordance with rules adopted by 109the registrar. 110(2) When a motor vehicle inspection and maintenance 111program is in effect under section 3704.14 of the Revised Code 112and rules adopted under it, each application for registration 113for a vehicle required to be inspected under that section and 114those rules shall be accompanied by an inspection certificate or 115alternative emissions certificate for the motor vehicle issued 116in accordance with that section. 117(3) An application for registration shall be refused if 118any of the following applies: 119(a) The application is not in proper form. 120(b) The application is prohibited from being accepted by 121division (D) of section 2935.27, division (A) of section 1224503.13, division (B) of section 4510.22, division (D) of 123section 4503.234, division (B)(1) of section 4521.10, or 124division (B) of section 5537.041 of the Revised Code. 125(c) Proof of ownership is required but is not presented or 126confirmed in accordance with division (B)(1) of this section. 127(d) All registration and transfer fees for the motor 128vehicle, for the preceding year or the preceding period of the 129current registration year, have not been paid. 130(e) The owner or lessee does not have an inspection 131certificate or alternative emissions certificate for the motor 132vehicle as provided in section 3704.14 of the Revised Code, and 133rules adopted under it, if that section is applicable. 134(f) The owner or lessee does not have proof of financial 135H. B. No. 678 Page 6As Introducedresponsibility with respect to the motor vehicle being 136registered. 137(4) This section does not require the payment of license 138or registration taxes on a motor vehicle for any preceding year, 139or for any preceding period of a year, if the motor vehicle was 140not taxable for that preceding year or period under sections 1414503.02, 4503.04, 4503.11, 4503.12, and 4503.16 or Chapter 4504. 142of the Revised Code. 143(5) When a certificate of registration is issued upon the 144first registration of a motor vehicle by or on behalf of the 145owner, the official issuing the certificate shall indicate the 146issuance with a stamp on the certificate of title or memorandum 147certificate or, in the case of an electronic certificate of 148title or electronic verification of ownership, an electronic 149stamp or other notation as specified in rules adopted by the 150registrar, and with a stamp on the inspection certificate for 151the motor vehicle, if any. 152(6) The official also shall indicate, by a stamp or by 153other means the registrar prescribes, on the registration 154certificate issued upon the first registration of a motor 155vehicle by or on behalf of the owner the odometer reading of the 156motor vehicle as shown in the odometer statement included in or 157attached to the certificate of title. Upon each subsequent 158registration of the motor vehicle by or on behalf of the same 159owner, the official also shall so indicate the odometer reading 160of the motor vehicle as shown on the immediately preceding 161certificate of registration. 162(7) The registrar shall include in the permanent 163registration record of any vehicle required to be inspected 164under section 3704.14 of the Revised Code the inspection 165H. B. No. 678 Page 7As Introducedcertificate number from the inspection certificate or the 166alternative emissions certificate number from the alternative 167emissions certificate that is presented at the time of 168registration of the vehicle as required under this division. 169(8) When an applicant submits an application for 170registration or registration renewal to the registrar or a 171deputy registrar, the registrar or deputy registrar shall 172inquire via the online financial responsibility verification 173system established under sections 4509.43 to 4509.434 of the 174Revised Code whether the applicant is maintaining proof of 175financial responsibility. 176If the results of the inquiry indicate no proof of the 177maintenance of financial responsibility, are inconclusive, or 178the applicant is submitting the application by mail or 179electronic means in accordance with section 4503.102 of the 180Revised Code, the registrar or deputy registrar shall request 181the owner of the motor vehicle to demonstrate proof of financial 182responsibility in the manner described in division (G) of 183section 4509.101 of the Revised Code. 184(C)(1) The registrar and each deputy registrar shall 185collect the following additional fees for each application for 186registration and registration renewal received: 187(a) Except as provided in division (C)(1)(b) of this 188section, a fee of eleven dollars on or before December 31, 2025, 189and a fee of sixteen dollars on and after January 1, 2026; 190(b) For vehicles specified in divisions (A)(1) to (21) of 191section 4503.042 of the Revised Code, a fee of thirty dollars on 192or before December 31, 2025, and a fee of thirty-five dollars on 193and after January 1, 2026. 194H. B. No. 678 Page 8As IntroducedNo additional fee shall be charged for vehicles registered 195under section 4503.65 of the Revised Code. Each additional fee 196is for the purpose of defraying the department of public 197safety's costs associated with the administration and 198enforcement of the motor vehicle and traffic laws of Ohio. Each 199deputy registrar shall transmit the fees collected under 200divisions (C)(1) and (3) of this section in the time and manner 201provided in this section. The registrar shall deposit all moneys 202received under division (C)(1) of this section into the public 203safety - highway purposes fund established in section 4501.06 of 204the Revised Code. 205(2) In addition, a charge of twenty-five cents shall be 206made for each reflectorized safety license plate issued, and a 207single charge of twenty-five cents shall be made for each county 208identification sticker or each set of county identification 209stickers issued, as the case may be, to cover the cost of 210producing the license plates and stickers, including material, 211manufacturing, and administrative costs. Those fees shall be in 212addition to the license tax. If the total cost of producing the 213plates is less than twenty-five cents per plate, or if the total 214cost of producing the stickers is less than twenty-five cents 215per sticker or per set issued, any excess moneys accruing from 216the fees shall be distributed in the same manner as provided by 217section 4501.04 of the Revised Code for the distribution of 218license tax moneys. If the total cost of producing the plates 219exceeds twenty-five cents per plate, or if the total cost of 220producing the stickers exceeds twenty-five cents per sticker or 221per set issued, the difference shall be paid from the license 222tax moneys collected pursuant to section 4503.02 of the Revised 223Code. 224(3) The registrar and each deputy registrar shall collect 225H. B. No. 678 Page 9As Introducedthe following additional fee, as applicable, for each 226application for registration or registration renewal received 227for any hybrid motor vehicle, plug-in hybrid electric motor 228vehicle, or battery electric motor vehicle: 229(a) One hundred dollars for a hybrid motor vehicle; 230(b) One hundred fifty dollars for a plug-in hybrid 231electric motor vehicle; 232(c) Two hundred dollars for a battery electric motor 233vehicle. 234Each fee imposed under this division shall be prorated 235based on the number of months for which the vehicle is 236registered. The registrar shall transmit all money arising from 237each fee to the treasurer of state for distribution in 238accordance with division (E) of section 5735.051 of the Revised 239Code, subject to division (D) of section 5735.05 of the Revised 240Code. 241(D) Each deputy registrar shall be allowed a fee equal to 242the amount established under section 4503.038 of the Revised 243Code for each application for registration and registration 244renewal notice the deputy registrar receives, which shall be for 245the purpose of compensating the deputy registrar for the deputy 246registrar's services, and such office and rental expenses, as 247may be necessary for the proper discharge of the deputy 248registrar's duties in the receiving of applications and renewal 249notices and the issuing of registrations. 250(E) Upon the certification of the registrar, the county 251sheriff or local police officials shall recover license plates 252erroneously or fraudulently issued. 253(F) Each deputy registrar, upon receipt of any application 254H. B. No. 678 Page 10As Introducedfor registration or registration renewal notice, together with 255the license fee and any local motor vehicle license tax levied 256pursuant to Chapter 4504. of the Revised Code, shall transmit 257that fee and tax, if any, in the manner provided in this 258section, together with the original and duplicate copy of the 259application, to the registrar. The registrar, subject to the 260approval of the director of public safety, may deposit the funds 261collected by those deputies in a local bank or depository to the 262credit of the "state of Ohio, bureau of motor vehicles." Where a 263local bank or depository has been designated by the registrar, 264each deputy registrar shall deposit all moneys collected by the 265deputy registrar into that bank or depository not more than one 266business day after their collection and shall make reports to 267the registrar of the amounts so deposited, together with any 268other information, some of which may be prescribed by the 269treasurer of state, as the registrar may require and as 270prescribed by the registrar by rule. The registrar, within three 271days after receipt of notification of the deposit of funds by a 272deputy registrar in a local bank or depository, shall draw on 273that account in favor of the treasurer of state. The registrar, 274subject to the approval of the director and the treasurer of 275state, may make reasonable rules necessary for the prompt 276transmittal of fees and for safeguarding the interests of the 277state and of counties, townships, municipal corporations, and 278transportation improvement districts levying local motor vehicle 279license taxes. The registrar may pay service charges usually 280collected by banks and depositories for such service. If deputy 281registrars are located in communities where banking facilities 282are not available, they shall transmit the fees forthwith, by 283money order or otherwise, as the registrar, by rule approved by 284the director and the treasurer of state, may prescribe. The 285registrar may pay the usual and customary fees for such service. 286H. B. No. 678 Page 11As Introduced(G) This section does not prevent any person from making 287an application for a motor vehicle license directly to the 288registrar by mail, by electronic means, or in person at any of 289the registrar's offices, upon payment of a service fee equal to 290the amount established under section 4503.038 of the Revised 291Code for each application. 292(H) No person shall make a false statement as to the 293district of registration in an application required by division 294(A) of this section. Violation of this division is falsification 295under section 2921.13 of the Revised Code and punishable as 296specified in that section. 297(I)(1) Where applicable, the requirements of division (B) 298of this section relating to the presentation of an inspection 299certificate issued under section 3704.14 of the Revised Code and 300rules adopted under it for a motor vehicle, the refusal of a 301license for failure to present an inspection certificate or 302alternative emissions certificate, and the stamping of the 303inspection certificate or alternative emissions certificate by 304the official issuing the certificate of registration apply to 305the registration of and issuance of license plates for a motor 306vehicle under sections 4503.102, 4503.12, 4503.14, 4503.15, 3074503.16, 4503.171, 4503.172, 4503.19, 4503.40, 4503.41, 4503.42, 3084503.43, 4503.44, 4503.46, 4503.47, and 4503.51 of the Revised 309Code. 310(2)(a) The registrar shall adopt rules ensuring that each 311owner registering a motor vehicle in a county where a motor 312vehicle inspection and maintenance program is in effect under 313section 3704.14 of the Revised Code and rules adopted under it 314receives information about the requirements established in that 315section and those rules and about the need in those counties to 316H. B. No. 678 Page 12As Introducedpresent an inspection certificate or an alternative emissions 317certificate with an application for registration or 318preregistration. 319(b) Upon request, the registrar shall provide the director 320of environmental protection, or any person that has been awarded 321a contract under section 3704.14 of the Revised Code, an on-line 322computer data link to registration information for all passenger 323cars, noncommercial motor vehicles, and commercial cars that are 324subject to that section. The registrar also shall provide to the 325director of environmental protection a magnetic data tape 326containing registration information regarding passenger cars, 327noncommercial motor vehicles, and commercial cars for which a 328multi-year registration is in effect under section 4503.103 of 329the Revised Code or rules adopted under it, including, without 330limitation, the date of issuance of the multi-year registration, 331the registration deadline established under rules adopted under 332section 4503.101 of the Revised Code that was applicable in the 333year in which the multi-year registration was issued, and the 334registration deadline for renewal of the multi-year 335registration. 336(J) Subject to division (K) of this section, application 337for registration under the international registration plan, as 338set forth in sections 4503.60 to 4503.66 of the Revised Code, 339shall be made to the registrar on forms furnished by the 340registrar. In accordance with international registration plan 341guidelines and pursuant to rules adopted by the registrar, the 342forms shall include the following: 343(1) A uniform mileage schedule; 344(2) The gross vehicle weight of the vehicle or combined 345gross vehicle weight of the combination vehicle as declared by 346H. B. No. 678 Page 13As Introducedthe registrant; 347(3) Any other information the registrar requires by rule. 348(K) The registrar shall determine the feasibility of 349implementing an electronic commercial fleet licensing and 350management program that will enable the owners of commercial 351tractors, commercial trailers, and commercial semitrailers to 352conduct electronic transactions by July 1, 2010, or sooner. If 353the registrar determines that implementing such a program is 354feasible, the registrar shall adopt new rules under this 355division or amend existing rules adopted under this division as 356necessary in order to respond to advances in technology. 357If international registration plan guidelines and 358provisions allow member jurisdictions to permit applications for 359registrations under the international registration plan to be 360made via the internet, the rules the registrar adopts under this 361division shall permit such action. 362Sec. 4503.102. (A)(1) The registrar of motor vehicles may 363adopt rules to establish a centralized system of motor vehicle 364registration for initial registration, registration renewal, and 365transfer of registration, by mail or by electronic means. 366(2) Any person applying electronically for initial 367registration or for transfer of registration may submit all 368associated documents electronically through the centralized 369system of motor vehicle registration established under this 370section. The registrar or a deputy registrar shall verify and 371authenticate such documents. 372(3) Any person owning a motor vehicle that was registered 373in the person's name during the preceding registration year 374shall renew the registration of the motor vehicle not more than 375H. B. No. 678 Page 14As Introducedninety days prior to the expiration date of the registration 376through one of the following: 377(a) By mail or by electronic means through the centralized 378system of registration established under this section; 379(b) In person at any office of the registrar or at a 380deputy registrar's office. 381(B)(1) Except as provided in division (B)(2) of this 382section, no less than forty-five days prior to the expiration 383date of any motor vehicle registration, the registrar shall mail 384a renewal notice to the person in whose name the motor vehicle 385is registered. The renewal notice shall clearly state that the 386registration of the motor vehicle may be renewed by mail or 387electronic means through the centralized system of registration 388or in person at any office of the registrar or at a deputy 389registrar's office and shall be preprinted with information 390including, but not limited to, the owner's name and residence 391address as shown in the records of the bureau of motor vehicles, 392a brief description of the motor vehicle to be registered, 393notice of the license taxes and fees due on the motor vehicle, 394the toll-free telephone number of the registrar as required 395under division (D)(1) of section 4503.031 of the Revised Code, 396and any additional information the registrar may require by 397rule. The renewal notice shall not include the social security 398number of either the owner of the motor vehicle or the person in 399whose name the motor vehicle is registered. The renewal notice 400shall be sent by regular mail to the owner's last known address 401as shown in the records of the bureau of motor vehicles. 402(2) The registrar is not required to mail a renewal notice 403if either of the following applies: 404H. B. No. 678 Page 15As Introduced(a) The owner of the vehicle has consented to receiving 405the renewal notice by electronic means only. 406(b) The application for renewal of the registration of a 407motor vehicle is prohibited from being accepted by the registrar 408or a deputy registrar by division (D) of section 2935.27, 409division (A) of section 4503.13, division (B) of section 4104510.22, division (D) of section 4503.234, division (B)(1) of 411section 4521.10, or division (B) of section 5537.041 of the 412Revised Code. 413(3) If the owner of a motor vehicle has consented to 414receiving a renewal notice by electronic means only, the 415registrar shall send an electronic renewal notice to the owner 416that contains the information specified in division (B)(1) of 417this section at the time specified under that division. 418(C)(C)(1) The owner of the motor vehicle shall verify the 419information contained in the notice, sign it either manually or 420by electronic means, and return it, either by mail or electronic 421means, or the owner may take it in person to any office of the 422registrar or of a deputy registrar. The 423(2) The owner shall include with the notice a all of the 424following: 425(a) A financial transaction device number when renewing in 426person or by electronic means but not by mail, check, or money 427order in the amount of the registration taxes and fees payable 428on the motor vehicle and , a service fee equal to the amount 429established under section 4503.038 of the Revised Code, plus 430postage as indicated on the notice if the registration is 431renewed or fulfilled by mail, and an ; 432(b) Proof of financial responsibility in the manner 433H. B. No. 678 Page 16As Introduceddescribed in division (G) of section 4509.101 of the Revised 434Code; 435(c) An inspection certificate or alternative emissions 436certificate for the motor vehicle as provided in section 3704.14 437of the Revised Code. If 438(3) If the motor vehicle owner chooses to renew the motor 439vehicle registration by electronic means, the owner shall 440proceed in accordance with the rules the registrar adopts. 441(D) If all The registrar or deputy registrar shall refuse 442an application for registration renewal and shall so notify the 443owner or lessee if any of the following apply: 444(1) All registration and transfer fees for the motor 445vehicle for the preceding year or the preceding period of the 446current registration year have not been paid, if division; 447(2) Division (D) of section 2935.27, division (A) of 448section 4503.13, division (B) of section 4510.22, division (D) 449of section 4503.234, division (B)(1) of section 4521.10, or 450division (B) of section 5537.041 of the Revised Code prohibits 451acceptance of the renewal notice, or if the application; 452(3) The owner or lessee does not have proof of financial 453responsibility with respect to the motor vehicle being 454registered; 455(4) The owner or lessee does not have an inspection 456certificate or alternative emissions certificate for the motor 457vehicle as provided in section 3704.14 of the Revised Code, if 458that section is applicable, the license shall be refused, and 459the registrar or deputy registrar shall so notify the owner. 460This 461H. B. No. 678 Page 17As IntroducedThis section does not require the payment of license or 462registration taxes on a motor vehicle for any preceding year, or 463for any preceding period of a year, if the motor vehicle was not 464taxable for that preceding year or period under section 4503.02, 4654503.04, 4503.11, 4503.12, or 4503.16 or Chapter 4504. of the 466Revised Code. 467(E)(1) Failure to receive a renewal notice does not 468relieve a motor vehicle owner from the responsibility to renew 469the registration for the motor vehicle. Any person who has a 470motor vehicle registered in this state and who does not receive 471a renewal notice as provided in division (B) of this section 472prior to the expiration date of the registration shall request 473an application for registration from the registrar or a deputy 474registrar and sign the application manually or by electronic 475means and submit the application and pay any applicable license 476taxes and fees to the registrar or deputy registrar. 477(2) If the owner of a motor vehicle submits an application 478for registration and the registrar is prohibited by division (D) 479of section 2935.27, division (A) of section 4503.13, division 480(B) of section 4510.22, division (D) of section 4503.234, 481division (B)(1) of section 4521.10, or division (B) of section 4825537.041 of the Revised Code from accepting the application, the 483registrar shall return the application and the payment to the 484owner. If the owner of a motor vehicle submits a registration 485renewal application to the registrar by electronic means and the 486registrar is prohibited from accepting the application as 487provided in this division, the registrar shall notify the owner 488of this fact and deny the application and return the payment or 489give a credit on the financial transaction device account of the 490owner in the manner the registrar prescribes by rule adopted 491pursuant to division (A) of this section. 492H. B. No. 678 Page 18As Introduced(F) Every deputy registrar shall post in a prominent place 493at the deputy's office a notice informing the public of the mail 494registration system required by this section and also shall post 495a notice that every owner of a motor vehicle and every chauffeur 496holding a certificate of registration is required to notify the 497registrar in writing of any change of residence within ten days 498after the change occurs. The notice shall be in such form as the 499registrar prescribes by rule. 500(G)(1) The service fee equal to the amount established 501under section 4503.038 of the Revised Code that is collected 502from a person who renews a motor vehicle registration by 503electronic means or by mail, plus postage collected by the 504registrar and any financial transaction device surcharge 505collected by the registrar, shall be paid to the credit of the 506public safety - highway purposes fund established by section 5074501.06 of the Revised Code. 508(2) A person who submits an initial registration or a 509transfer of registration by electronic means under this section 510shall pay a service fee equal to the amount established under 511section 4503.038 of the Revised Code, any necessary postage 512costs, and any financial transaction device surcharge, as 513applicable. The service fee collected shall be paid either to 514the registrar or to the deputy registrar that verifies and 515authenticates the submitted documents in accordance with 516division (A)(2) of this section. If the registrar authorizes a 517deputy registrar to mail the certificate of registration and any 518associated license plate to the applicant, the postage costs 519shall be paid to that deputy registrar. 520(H)(1) Pursuant to section 113.40 of the Revised Code, the 521registrar shall implement a program permitting payment of motor 522H. B. No. 678 Page 19As Introducedvehicle registration taxes and fees, driver's license and 523commercial driver's license fees, and any other taxes, fees, 524penalties, or charges imposed or levied by the state by means of 525a financial transaction device for transactions occurring 526online, at any office of the registrar, and at all deputy 527registrar locations. The program shall take effect not later 528than July 1, 2016. The registrar shall adopt rules as necessary 529for this purpose, but all such rules are subject to any action, 530policy, or procedure of the board of deposit or treasurer of 531state taken or adopted under section 113.40 of the Revised Code. 532(2) The rules adopted under division (H)(1) of this 533section shall require a deputy registrar to accept payments by 534means of a financial transaction device beginning on the 535effective date of the rules unless the deputy registrar contract 536entered into by the deputy registrar prohibits the acceptance of 537such payments by financial transaction device. However, 538commencing with deputy registrar contract awards that have a 539start date of July 1, 2016, and for all contract awards 540thereafter, the registrar shall require that the proposer accept 541payment by means of a financial transaction device, including 542credit cards and debit cards, for all department of public 543safety transactions conducted at that deputy registrar location. 544The bureau and deputy registrars are not required to pay 545any costs that result from accepting payment by means of a 546financial transaction device. A deputy registrar may charge a 547person who tenders payment for a department transaction by means 548of a financial transaction device any cost the deputy registrar 549incurs from accepting payment by the financial transaction 550device, but the deputy registrar shall not require the person to 551pay any additional fee of any kind in connection with the use by 552the person of the financial transaction device. 553H. B. No. 678 Page 20As Introduced(3) In accordance with division (H)(1) of this section and 554rules adopted by the registrar under that division, a county 555auditor or clerk of a court of common pleas that is designated a 556deputy registrar shall accept payment by means of a financial 557transaction device, including credit cards and debit cards, for 558all department transactions conducted at the office of the 559county auditor or clerk in the county auditor's or clerk's 560capacity as deputy registrar. The bureau is not required to pay 561any costs incurred by a county auditor or clerk that result from 562accepting payment by means of a financial transaction device for 563any department transaction. 564(I) For persons who reside in counties where tailpipe 565emissions inspections are required under the motor vehicle 566inspection and maintenance program, the notice required by 567division (B) of this section shall also include the toll-free 568telephone number maintained by the Ohio environmental protection 569agency to provide information concerning the locations of 570emissions testing centers. The registrar also shall include a 571statement in the notice that a battery electric motor vehicle is 572not required to undergo emissions inspection under the motor 573vehicle inspection and maintenance program established under 574section 3704.14 of the Revised Code. 575Sec. 4503.20. (A) As used in this section: 576(1) "Dealer engaged in the business of leasing motor 577vehicles" means any person engaged in the business of regularly 578making available, offering to make available, or arranging for 579another person to use a motor vehicle pursuant to a bailment, 580lease, or other contractual arrangement. 581(2) "Motor vehicle" has the meaning set forth in section 5824509.01 of the Revised Code. 583H. B. No. 678 Page 21As Introduced(B) An In addition to an applicant for registration or 584registration renewal providing proof of financial responsibility 585in accordance with division (B)(8) of section 4503.10 of the 586Revised Code, an application for the registration of a motor 587vehicle shall contain a statement, to be signed by the applicant 588either manually or by electronic signature, that does all of the 589following: 590(1) States that the applicant maintains, or has maintained 591on the applicant's behalf, proof of financial responsibility at 592the time of application, and will not operate a motor vehicle in 593this state, unless the applicant maintains, with respect to that 594motor vehicle or the operation of such vehicle, proof of 595financial responsibility; 596(2) Contains a brief summary of the purposes and operation 597of section 4509.101 of the Revised Code, the rights and duties 598of the applicant under that section, and the penalties for 599violation of that section; 600(3) Warns the applicant that the financial responsibility 601law does not prevent the possibility that the applicant may be 602involved in an accident with an owner or operator of a motor 603vehicle who is without proof of financial responsibility. 604(C)(1) A person who purchases any motor vehicle from a 605licensed motor vehicle dealer who agrees to make application for 606registration of the motor vehicle on behalf of the purchaser 607shall sign statements that comply with divisions (B) and (F) of 608this section. The dealer shall submit the statements to the 609deputy registrar where the dealer has agreed to make application 610for registration on behalf of the person. 611(2) In the case of a person who leases any motor vehicle 612H. B. No. 678 Page 22As Introducedfrom a dealer engaged in the business of leasing motor vehicles 613who agrees to make application for registration of the motor 614vehicle on behalf of the lessee, the person shall sign a 615statement that complies with division (B) of this section, and 616the dealer shall do either of the following: 617(a) Submit the statement signed by the person to the 618deputy registrar where the dealer has agreed to make application 619for registration on behalf of the person; 620(b) Sign and submit a statement to the deputy registrar 621that certifies that a statement has been signed and filed with 622the dealer or incorporated into the lease. 623The dealer shall submit to the registrar or deputy 624registrar to whom the dealer submits the application for 625registration a statement signed by the person that complies with 626division (F) of this section. 627(D) The registrar of motor vehicles shall prescribe the 628form of the statements required under divisions (B), (C), and 629(F) of this section, and the manner or manners in which the 630statements required under divisions (B) and (F) of this section 631shall be presented to the applicant. Any statement that is 632required under divisions (B), (C), and (F) of this section shall 633be designed to enable the applicant to retain a copy of it. 634(E) Nothing within this section shall be construed to 635excuse a violation of section 4509.101 of the Revised Code. A 636motor vehicle dealer who makes application for the registration 637of a motor vehicle on behalf of the purchaser or lessee of the 638motor vehicle is not liable in damages in any civil action on 639account of the act of making such application for registration 640or the content of any such application for registration. 641H. B. No. 678 Page 23As Introduced(F) In addition to the statements required by divisions 642(B) and (C) of this section, a person who makes application for 643registration of a motor vehicle shall be furnished with a form 644that lists in plain language all the possible penalties to which 645a person could be subject for a violation of the financial 646responsibility law, including driver's license suspensions, 647impoundment of certificates of registration and license plates, 648and all fees, including nonvoluntary compliance and 649reinstatement fees. The person shall read the form and either 650manually or by electronic signature sign the form, which shall 651be submitted along with the application for registration as 652provided in this section. The form shall be retained by the 653registrar or deputy registrar who issues the motor vehicle 654registration or the registrar's or deputy registrar's successor 655for a period of two years from the date of issuance of the 656registration. 657(G) Upon the registration of a motor vehicle, the owner of 658the motor vehicle is deemed to have agreed to the production of 659proof of financial responsibility by the owner or the operator 660of the motor vehicle, upon the request of a peace officer or 661state highway patrol trooper made in accordance with division 662(D)(2) of section 4509.101 of the Revised Code. 663(H) The registrar shall adopt rules governing the renewal 664of motor vehicle registrations by electronic means, the 665mechanism of providing proof of financial responsibility through 666those electronic means, and the completion and submission of 667statements that comply with divisions (B) and (F) of this 668section. The registrar shall adopt the rules prescribed by this 669division in accordance with Chapter 119. of the Revised Code. 670Sec. 4503.48. (A) The owner or lessee of any passenger 671H. B. No. 678 Page 24As Introducedcar, noncommercial motor vehicle, recreational vehicle, or other 672vehicle of a class approved by the registrar of motor vehicles 673may apply to the registrar for the registration of the vehicle 674and issuance of a blackout license plate. The application may be 675combined with a request for a special reserved license plate 676under section 4503.40 or 4503.42 of the Revised Code. Upon 677receipt of the completed application and compliance by the 678applicant with divisions (B) and (C) of this section, the 679registrar shall issue to the applicant the appropriate vehicle 680registration and a blackout license plate and a validation 681sticker, or a validation sticker alone when required by section 6824503.191 of the Revised Code. 683In addition to the letters and numbers ordinarily 684inscribed on the license plates, blackout license plates shall 685have a black background with white letters or numbers. Blackout 686license plates shall not display the slogan "BIRTHPLACE OF 687AVIATION" as required under section 4503.22 of the Revised Code. 688Blackout license plates also shall not display county 689identification stickers that identify the county of registration 690as required under section 4503.19 of the Revised Code. 691(B) A blackout license plate and a validation sticker, or 692validation sticker alone, shall be issued upon receipt of an 693application for registration of a motor vehicle under this 694section; payment of the regular license tax as prescribed under 695section 4503.04 of the Revised Code, any applicable motor 696vehicle license tax levied under Chapter 4504. of the Revised 697Code, any applicable additional fee prescribed by section 6984503.40 or 4503.42 of the Revised Code, a blackout license plate 699fee as provided in division (C) of this section, and an 700additional administrative fee of ten dollars; and compliance 701with all other applicable laws relating to the registration of 702H. B. No. 678 Page 25As Introducedmotor vehicles. 703(C) For each application for registration and registration 704renewal notice the registrar receives under this section, the 705registrar shall collect a blackout license plate fee of forty 706dollars. The registrar shall deposit both of the following into 707the state treasury to the credit of the public safety - highway 708purposes fund created in section 4501.06 of the Revised Code: 709(1) The forty-dollar blackout license plate fee, the 710purpose of which is to offset the costs of the online financial 711responsibility verification system established under sections 7124509.43 to 4509.434 of the Revised Code; 713(2) The ten-dollar administrative fee, the purpose of 714which is to compensate the bureau of motor vehicles for 715additional services required in the issuing of blackout license 716plates. 717Sec. 4507.212. (A) As used in this section, "motor 718vehicle" has the same meaning as in section 4509.01 of the 719Revised Code. 720(B) An application for a driver's, commercial driver's, 721restricted, or probationary license, or renewal of such license 722shall contain a statement, to be signed by the applicant, that 723does all of the following: 724(1) States that the applicant maintains, or has maintained 725on the applicant's behalf, proof of financial responsibility at 726the time of application, and will not operate a motor vehicle in 727this state, unless the applicant maintains, or has maintained on 728the applicant's behalf, proof of financial responsibility; 729(2) Contains a brief summary of the purposes and operation 730of section 4509.101 of the Revised Code, the rights and duties 731H. B. No. 678 Page 26As Introducedof the applicant under that section, and the penalties for 732violation of that section; 733(3) Warns the applicant that the financial responsibility 734law does not prevent the possibility that the applicant may be 735involved in an accident with an owner or operator of a motor 736vehicle who is without proof of financial responsibility. 737(C) The registrar of motor vehicles shall prescribe the 738form of the statement, and the manner in which the statement 739shall be presented to the applicant. The statement shall be 740designed to enable the applicant to retain a copy of it. 741(D) Nothing within this section shall be construed to 742excuse a violation of section 4509.101 of the Revised Code. 743(E) At the time a person submits an application for a 744driver's, commercial driver's, restricted, or probationary 745license, or renewal of such a license, the applicant also shall 746be furnished with a form that lists in plain language all the 747possible penalties to which the applicant could be subject for a 748violation of the financial responsibility law, including 749driver's license suspensions, impoundment of certificates of 750registration and license plates, and all fees, including 751nonvoluntary compliance and reinstatement fees. The applicant 752shall sign the form, which shall be submitted along with the 753application. The form shall be retained by the registrar or 754deputy registrar who issues the license or renewal or the 755registrar's or deputy registrar's successor for a period of two 756years from the date of issuance of the license or renewal. The 757registrar shall prescribe the manner in which the form shall be 758presented to the applicant, and the format of the form, which 759shall be such that the applicant can retain a copy of it. 760H. B. No. 678 Page 27As IntroducedSec. 4509.101. (A)(1) No person shall operate, or permit 761the operation of, a motor vehicle in this state, unless proof of 762financial responsibility is maintained continuously throughout 763the registration period with respect to that vehicle, or, in the 764case of a driver who is not the owner, with respect to that 765driver's operation of that vehicle. 766(2) Whoever violates division (A)(1) of this section shall 767be subject to the following civil penalties: 768(a) Subject to divisions (A)(2)(b) and (c) of this 769section, a class (F) suspension of the person's driver's 770license, commercial driver's license, temporary instruction 771permit, probationary license, or nonresident operating privilege 772for the period of time specified in division (B)(6) of section 7734510.02 of the Revised Code and impoundment of the person's 774license. The court may grant limited driving privileges to the 775person, but only if the person presents proof of financial 776responsibility and is enrolled in a reinstatement fee payment 777plan pursuant to section 4510.10 of the Revised Code. 778(b) If, within one year of the violation, the person's 779operating privileges are again suspended and the person's 780license again is impounded for a violation of division (A)(1) of 781this section, a class C suspension of the person's driver's 782license, commercial driver's license, temporary instruction 783permit, probationary license, or nonresident operating privilege 784for the period of time specified in division (B)(3) of section 7854510.02 of the Revised Code. The court may grant limited driving 786privileges to the person only if the person presents proof of 787financial responsibility and has complied with division (A)(5) 788of this section, and no court may grant limited driving 789privileges for the first fifteen days of the suspension. 790H. B. No. 678 Page 28As Introduced(c) If, within one year of the violation, the person's 791operating privileges are suspended and the person's license is 792impounded two or more times for a violation of division (A)(1) 793of this section, a class B suspension of the person's driver's 794license, commercial driver's license, temporary instruction 795permit, probationary license, or nonresident operating privilege 796for the period of time specified in division (B)(2) of section 7974510.02 of the Revised Code. The court may grant limited driving 798privileges to the person only if the person presents proof of 799financial responsibility and has complied with division (A)(5) 800of this section, except that no court may grant limited driving 801privileges for the first thirty days of the suspension. 802(d) In addition to the suspension of an owner's license 803under division (A)(2)(a), (b), or (c) of this section, the 804suspension of the rights of the owner to register the motor 805vehicle and the impoundment of the owner's certificate of 806registration and license plates until the owner complies with 807division (A)(5) of this section. 808(e) The clerk of court shall waive the cost of filing a 809petition for limited driving privileges if, pursuant to section 8102323.311 of the Revised Code, the petitioner applies to be 811qualified as an indigent litigant and the court approves the 812application. 813(3) A person to whom this state has issued a certificate 814of registration for a motor vehicle or a license to operate a 815motor vehicle or who is determined to have operated any motor 816vehicle or permitted the operation in this state of a motor 817vehicle owned by the person shall be is required to verify the 818existence of proof of financial responsibility covering the 819operation of the motor vehicle or the person's operation of the 820H. B. No. 678 Page 29As Introducedmotor vehicle under either any of the following circumstances: 821(a) The person or a motor vehicle owned by the person is 822involved in a traffic accident that requires the filing of an 823accident report under section 4509.06 of the Revised Code. 824(b) The person receives a traffic ticket indicating that 825both of the following: 826(i) That proof of the maintenance of financial 827responsibility was not verified for the motor vehicle when a 828peace officer or state highway patrol trooper made an inquiry 829via the online financial responsibility verification system 830established under sections 4509.43 to 4509.434 of the Revised 831Code; 832(ii) That proof of the maintenance of financial 833responsibility was not produced upon the request of a peace 834officer or state highway patrol trooper made in accordance with 835division (D)(2) of this section. 836(c) The person submits an application for registration or 837registration renewal in accordance with the procedures specified 838under section 4503.10 of the Revised Code. 839(d) Whenever the registrar, via the online financial 840responsibility verification system established under sections 8414509.43 to 4509.434 of the Revised Code, determines that a 842person is not maintaining proof of financial responsibility and 843requests the person to respond under section 4509.433 of the 844Revised Code. 845(4) An order of the registrar that suspends and impounds a 846license, registration, or both, shall state the date on or 847before which the person is required to surrender the person's 848license or certificate of registration and license plates. The 849H. B. No. 678 Page 30As Introducedperson is deemed to have surrendered the license or certificate 850of registration and license plates, in compliance with the 851order, if the person does either of the following: 852(a) On or before the date specified in the order, delivers 853the license or certificate of registration and license plates to 854the registrar; 855(b) Mails the license or certificate of registration and 856license plates to the registrar in an envelope or container 857bearing a postmark showing a date no later than the date 858specified in the order. 859(5) Except as provided in division (L) of this section or 860division (B) of section 4509.434 of the Revised Code, the 861registrar shall not restore any operating privileges or 862registration rights suspended under this section, return any 863license, certificate of registration, or license plates 864surrendered under this section, or reissue license plates under 865section 4503.232 of the Revised Code, if the registrar destroyed 866the impounded license plates under that section, or reissue a 867license under section 4510.52 of the Revised Code, if the 868registrar destroyed the suspended license under that section, 869unless the rights are not subject to suspension or revocation 870under any other law and unless the person, in addition to 871complying with all other conditions required by law for 872reinstatement of the operating privileges or registration 873rights, complies with all of the following: 874(a) Pays to the registrar or an eligible deputy registrar 875a financial responsibility reinstatement fee of forty dollars 876for the first violation of division (A)(1) of this section, 877three hundred dollars for a second violation of that division, 878and six hundred dollars for a third or subsequent violation of 879H. B. No. 678 Page 31As Introducedthat division; 880(b) Files and continuously maintains proof of financial 881responsibility in accordance with sections 4509.44 to 4509.65 of 882the Revised Code; 883(c) Pays a deputy registrar a service fee of ten dollars 884to compensate the deputy registrar for services performed under 885this section. The deputy registrar shall retain eight dollars of 886the service fee and shall transmit the reinstatement fee and two 887dollars of the service fee to the registrar in the manner the 888registrar shall determine. 889(B)(1) Every party required to file an accident report 890under section 4509.06 of the Revised Code also shall include 891with the report a document described in division (G)(1)(a) of 892this section or shall present proof of financial responsibility 893through use of an electronic wireless communications device as 894permitted by division (G)(1)(b) of this section. 895If the registrar determines, within forty-five days after 896the report is filed, that an operator or owner has violated 897division (A)(1) of this section, the registrar shall do all of 898the following: 899(a) Order the suspension required under division (A)(2) 900(a), (b), or (c) of this section of the license of any operator 901or owner who has violated division (A)(1) of this section; 902(b) With respect to the motor vehicle that is the subject 903of the violation, order the impoundment required under division 904(A)(2)(d) of this section of the certificate of registration and 905license plates of any owner who has violated division (A)(1) of 906this section; 907(c) Record the name and address of the person whose 908H. B. No. 678 Page 32As Introducedlicense has been suspended or is under an order of suspension, 909or whose certificate of registration and license plates have 910been impounded or are under an order of impoundment, the serial 911number of the person's license, the serial numbers of the 912person's certificate of registration and license plates, and the 913person's social security account number, if assigned, or, where 914the motor vehicle that is the subject of the violation is used 915for hire or principally in connection with any established 916business, the person's federal taxpayer identification number. 917The information shall be recorded in such a manner that it 918becomes a part of the person's permanent record, and assists the 919registrar in monitoring compliance with the orders of suspension 920or impoundment. 921(c)(d) Send written notification to every person to whom 922the order pertains, at the person's last known address as shown 923on the records of the bureau. The person, within ten days after 924the date of the mailing of the notification, shall surrender to 925the registrar, in a manner set forth in division (A)(4) of this 926section, any license under an order of suspension, or any 927certificate of registration and license plates under an order of 928impoundment. 929(2) The registrar shall issue any order under division (B) 930(1) of this section without a hearing. Any person adversely 931affected by the order, within fifteen days after the issuance of 932the order, may request an administrative hearing before the 933registrar, who shall provide the person with an opportunity for 934a hearing in accordance with this paragraph. A request for a 935hearing does not operate as a suspension of the order. The scope 936of the hearing shall be limited to whether the person in fact 937demonstrated to the registrar proof of financial responsibility 938in accordance with this section. The registrar shall determine 939H. B. No. 678 Page 33As Introducedthe date, time, and place of any hearing, provided that the 940hearing shall be held, and an order issued or findings made, 941within thirty days after the registrar receives a request for a 942hearing. If requested by the person in writing, the registrar 943may designate as the place of hearing the county seat of the 944county in which the person resides or a place within fifty miles 945of the person's residence. The person shall pay the cost of the 946hearing before the registrar, if the registrar's order of 947suspension or impoundment is upheld. 948(C) Any order of suspension or impoundment issued under 949this section or division (B) of section 4509.37 of the Revised 950Code may be terminated at any time if the registrar determines 951upon a showing of proof of financial responsibility that the 952operator or owner of the motor vehicle was in compliance with 953division (A)(1) of this section at the time of the traffic 954offense, motor vehicle inspection, or accident that resulted in 955the order against the person. A determination may be made 956without a hearing. This division does not apply unless the 957person shows good cause for the person's failure to present 958satisfactory proof of financial responsibility to the registrar 959prior to the issuance of the order. 960(D)(1)(a)(D)(1) For the purpose of enforcing this section, 961every peace officer is deemed an agent of the registrar. 962(b) Any (a) Except as provided in division (D)(1)(b) of 963this section, any peace officer who, in the performance of the 964peace officer's duties as authorized by law, becomes aware of a 965person whose license is under an order of suspension, or whose 966certificate of registration and license plates are under an 967order of impoundment, pursuant to this section, may confiscate 968the license, certificate of registration, and license plates, 969H. B. No. 678 Page 34As Introducedand return it them to the registrar. 970(b) Any peace officer who, in the performance of the peace 971officer's duties as authorized by law, becomes aware of a person 972whose license is under an order of suspension, or whose 973certificate of registration and license plates are under an 974order of impoundment, resulting from failure to respond to an 975online financial responsibility verification system request, 976shall not, for that reason arrest the owner or operator. 977Instead, the peace officer shall issue a citation for a 978violation of section 4510.16 of the Revised Code specifying the 979circumstances as failure to respond to an online financial 980responsibility verification system request. 981(2) A peace officer shall request the owner or operator of 982a motor vehicle to produce proof of financial responsibility in 983a manner described in division (G) of this section make an 984inquiry via the online financial responsibility verification 985system at the time the peace officer acts to enforce the traffic 986laws of this state and during motor vehicle inspections 987conducted pursuant to section 4513.02 of the Revised Code. If 988the results of the inquiry indicate no proof of the maintenance 989of financial responsibility or are inconclusive, the peace 990officer shall request the owner or operator of the motor vehicle 991to produce proof of financial responsibility in a manner 992described in division (G) of this section. 993(3) A peace officer shall indicate on every traffic ticket 994the results of the inquiry via the online financial 995responsibility verification system and whether the person 996receiving the traffic ticket produced proof of the maintenance 997of financial responsibility in response to the officer's request 998under division (D)(2) of this section, as applicable. The peace 999H. B. No. 678 Page 35As Introducedofficer shall inform every person who receives a traffic ticket 1000and who has failed to produce proof of the maintenance of 1001financial responsibility that the person must submit proof to 1002the traffic violations bureau with any payment of a fine and 1003costs for the ticketed violation or, if the person is to appear 1004in court for the violation, the person must submit proof to the 1005court. 1006(4)(a) If a person who has failed to produce proof of the 1007maintenance of financial responsibility appears in court for a 1008ticketed violation, the court may permit the defendant to 1009present evidence of proof of financial responsibility to the 1010court at such time and in such manner as the court determines to 1011be necessary or appropriate. In a manner prescribed by the 1012registrar, the clerk of courts shall provide the registrar with 1013the identity of any person who fails to submit proof of the 1014maintenance of financial responsibility pursuant to division (D) 1015(3) of this section. 1016(b) If a person who has failed to produce proof of the 1017maintenance of financial responsibility also fails to submit 1018that proof to the traffic violations bureau with payment of a 1019fine and costs for the ticketed violation, the traffic 1020violations bureau, in a manner prescribed by the registrar, 1021shall notify the registrar of the identity of that person. 1022(5)(a) Upon receiving notice from a clerk of courts or 1023traffic violations bureau pursuant to division (D)(4) of this 1024section, the registrar shall order the suspension of the license 1025of the person required under division (A)(2)(a), (b), or (c) of 1026this section and the impoundment of the person's certificate of 1027registration and license plates required under division (A)(2) 1028(d) of this section, effective forty-five days after the date of 1029H. B. No. 678 Page 36As Introducedthe mailing of notification. The registrar also shall notify the 1030person that the person must present the registrar with proof of 1031financial responsibility in accordance with this section, 1032surrender to the registrar the person's license, certificate of 1033registration, and license plates, or submit a statement subject 1034to section 2921.13 of the Revised Code that the person did not 1035operate or permit the operation of the motor vehicle at the time 1036of the offense. Notification shall be in writing and shall be 1037sent to the person at the person's last known address as shown 1038on the records of the bureau of motor vehicles. The person, 1039within forty-five days after the date of the mailing of 1040notification, shall present proof of financial responsibility, 1041surrender the license, certificate of registration, and license 1042plates to the registrar in a manner set forth in division (A)(4) 1043of this section, or submit the statement required under this 1044section together with other information the person considers 1045appropriate. 1046If the registrar does not receive proof or the person does 1047not surrender the license, certificate of registration, and 1048license plates, in accordance with this division, the registrar 1049shall permit the order for the suspension of the license of the 1050person and the impoundment of the certificate of registration 1051and license plates to take effect. 1052(b) In the case of a person who presents, within the 1053forty-five-day period, proof of financial responsibility, the 1054registrar shall terminate the order of suspension and the 1055impoundment of the certificate of registration and license 1056plates and shall send written notification to the person, at the 1057person's last known address as shown on the records of the 1058bureau. 1059H. B. No. 678 Page 37As Introduced(c) Any person adversely affected by the order of the 1060registrar under division (D)(5)(a) or (b) of this section, 1061within fifteen days after the issuance of the order, may request 1062an administrative hearing before the registrar, who shall 1063provide the person with an opportunity for a hearing in 1064accordance with this paragraph. A request for a hearing does not 1065operate as a suspension of the order. The scope of the hearing 1066shall be limited to whether, at the time of the hearing, the 1067person presents proof of financial responsibility covering the 1068vehicle and whether the person is eligible for an exemption in 1069accordance with this section or any rule adopted under it. The 1070registrar shall determine the date, time, and place of any 1071hearing; provided, that the hearing shall be held, and an order 1072issued or findings made, within thirty days after the registrar 1073receives a request for a hearing. If requested by the person, 1074the hearing may be held remotely by electronic means. If 1075requested by the person in writing, the registrar may designate 1076as the place of hearing the county seat of the county in which 1077the person resides or a place within fifty miles of the person's 1078residence. Such person shall pay the cost of the hearing before 1079the registrar, if the registrar's order of suspension under 1080division (D)(5)(a) or (b) of this section is upheld. 1081(6) Any forms used by law enforcement agencies in 1082administering this section shall be prescribed, supplied, and 1083paid for by the registrar. 1084(7) No peace officer, law enforcement agency employing a 1085peace officer, or political subdivision or governmental agency 1086that employs a peace officer shall be liable in a civil action 1087for damages or loss to persons arising out of the performance of 1088any duty required or authorized by this section. 1089H. B. No. 678 Page 38As Introduced(8) As used in this section, "peace officer" has the 1090meaning set forth in section 2935.01 of the Revised Code. 1091(E) All fees, except court costs, fees paid to a deputy 1092registrar, and those portions of the financial responsibility 1093reinstatement fees as otherwise specified in this division, 1094collected under this section shall be paid into the state 1095treasury to the credit of the public safety - highway purposes 1096fund established in section 4501.06 of the Revised Code and used 1097to cover costs incurred by the bureau in the administration of 1098this section and sections 4503.20, 4507.212, and 4509.81 of the 1099Revised Code, and by any law enforcement agency employing any 1100peace officer who returns any license, certificate of 1101registration, and license plates to the registrar pursuant to 1102division (C) of this section. 1103Of each financial responsibility reinstatement fee the 1104registrar collects pursuant to division (A)(5)(a) of this 1105section or receives from a deputy registrar under division (A) 1106(5)(c) of this section, the registrar shall deposit ten dollars 1107of each forty-dollar reinstatement fee, fifty dollars of each 1108three-hundred-dollar reinstatement fee, and one hundred dollars 1109of each six-hundred-dollar reinstatement fee into the state 1110treasury to the credit of the indigent defense support fund 1111created by section 120.08 of the Revised Code. 1112(F) Chapter 119. of the Revised Code applies to this 1113section only to the extent that any provision in that chapter is 1114not clearly inconsistent with this section. 1115(G)(1)(a) The registrar, court, traffic violations bureau, 1116or peace officer may require proof of financial responsibility 1117to be demonstrated by use of a standard form prescribed by the 1118registrar. If the use of a standard form is not required, a 1119H. B. No. 678 Page 39As Introducedperson may demonstrate proof of financial responsibility under 1120this section by presenting to the traffic violations bureau, 1121court, registrar, or peace officer any of the following 1122documents or a copy of the documents: 1123(i) A financial responsibility identification card as 1124provided in section 4509.103 of the Revised Code; 1125(ii) A certificate of proof of financial responsibility on 1126a form provided and approved by the registrar for the filing of 1127an accident report required to be filed under section 4509.06 of 1128the Revised Code; 1129(iii) A policy of liability insurance, a declaration page 1130of a policy of liability insurance, or liability bond, if the 1131policy or bond complies with section 4509.20 or sections 4509.49 1132to 4509.61 of the Revised Code; 1133(iv) A bond or certification of the issuance of a bond as 1134provided in section 4509.59 of the Revised Code; 1135(v) A certificate of deposit of money or securities as 1136provided in section 4509.62 of the Revised Code; 1137(vi) A certificate of self-insurance as provided in 1138section 4509.72 of the Revised Code. 1139(b) A person also may present proof of financial 1140responsibility under this section to the traffic violations 1141bureau, court, registrar, or peace officer through use of an 1142electronic wireless communications device as specified under 1143section 4509.103 of the Revised Code. 1144(2) If a person fails to demonstrate proof of financial 1145responsibility in a manner described in division (G)(1) of this 1146section, the person may demonstrate proof of financial 1147H. B. No. 678 Page 40As Introducedresponsibility under this section by any other method that the 1148court or the bureau, by reason of circumstances in a particular 1149case, may consider appropriate. 1150(3) A motor carrier certificated by the interstate 1151commerce commission or by the public utilities commission may 1152demonstrate proof of financial responsibility by providing a 1153statement designating the motor carrier's operating authority 1154and averring that the insurance coverage required by the 1155certificating authority is in full force and effect. 1156(4)(a) A finding by the registrar or court that a person 1157is covered by proof of financial responsibility in the form of 1158an insurance policy or surety bond is not binding upon the named 1159insurer or surety or any of its officers, employees, agents, or 1160representatives and has no legal effect except for the purpose 1161of administering this section. 1162(b) The preparation and delivery of a financial 1163responsibility identification card or any other document 1164authorized to be used as proof of financial responsibility and 1165the generation and delivery of proof of financial responsibility 1166to an electronic wireless communications device that is 1167displayed on the device as text or images does not do any of the 1168following: 1169(i) Create any liability or estoppel against an insurer or 1170surety, or any of its officers, employees, agents, or 1171representatives; 1172(ii) Constitute an admission of the existence of, or of 1173any liability or coverage under, any policy or bond; 1174(iii) Waive any defenses or counterclaims available to an 1175insurer, surety, agent, employee, or representative in an action 1176H. B. No. 678 Page 41As Introducedcommenced by an insured or third-party claimant upon a cause of 1177action alleged to have arisen under an insurance policy or 1178surety bond or by reason of the preparation and delivery of a 1179document for use as proof of financial responsibility or the 1180generation and delivery of proof of financial responsibility to 1181an electronic wireless communications device. 1182(c) Whenever it is determined by a final judgment in a 1183judicial proceeding that an insurer or surety, which has been 1184named on a document or displayed on an electronic wireless 1185communications device accepted by a court or the registrar as 1186proof of financial responsibility covering the operation of a 1187motor vehicle at the time of an accident or offense, is not 1188liable to pay a judgment for injuries or damages resulting from 1189such operation, the registrar, notwithstanding any previous 1190contrary finding, shall forthwith suspend the operating 1191privileges and registration rights of the person against whom 1192the judgment was rendered as provided in division (A)(2) of this 1193section. 1194(H) In order for any document or display of text or images 1195on an electronic wireless communications device described in 1196division (G)(1) of this section to be used for the demonstration 1197of proof of financial responsibility under this section, the 1198document or words or images shall state the name of the insured 1199or obligor, the name of the insurer or surety company, and the 1200effective and expiration dates of the financial responsibility, 1201and designate by explicit description or by appropriate 1202reference all motor vehicles covered which may include a 1203reference to fleet insurance coverage. 1204(I) For purposes of this section, "owner" does not include 1205a licensed motor vehicle leasing dealer as defined in section 1206H. B. No. 678 Page 42As Introduced4517.01 of the Revised Code, but does include a motor vehicle 1207renting dealer as defined in section 4549.65 of the Revised 1208Code. Nothing in this section or in section 4509.51 of the 1209Revised Code shall be construed to prohibit a motor vehicle 1210renting dealer from entering into a contractual agreement with a 1211person whereby the person renting the motor vehicle agrees to be 1212solely responsible for maintaining proof of financial 1213responsibility, in accordance with this section, with respect to 1214the operation, maintenance, or use of the motor vehicle during 1215the period of the motor vehicle's rental. 1216(J) The purpose of this section is to require the 1217maintenance of proof of financial responsibility with respect to 1218the operation of motor vehicles on the highways of this state, 1219so as to minimize those situations in which persons are not 1220compensated for injuries and damages sustained in motor vehicle 1221accidents. The general assembly finds that this section contains 1222reasonable civil penalties and procedures for achieving this 1223purpose. 1224(K) Nothing in this section shall be construed to be 1225subject to section 4509.78 of the Revised Code. 1226(L)(1) The registrar may terminate any suspension imposed 1227under this section and not require the owner to comply with 1228division (A)(5) of this section if the registrar with or without 1229a hearing determines that the owner of the vehicle has 1230established by clear and convincing evidence that all of the 1231following apply: 1232(a) The owner customarily maintains proof of financial 1233responsibility. 1234(b) Proof of financial responsibility was not in effect 1235H. B. No. 678 Page 43As Introducedfor the vehicle on the date in question for one of the following 1236reasons: 1237(i) The vehicle was inoperable. 1238(ii) The vehicle is operated only seasonally, and the date 1239in question was outside the season of operation, and the vehicle 1240was not operated on that date. 1241(iii) A person other than the vehicle owner or driver was 1242at fault for the lapse of proof of financial responsibility 1243through no fault of the owner or driver. 1244(iv) The lapse of proof of financial responsibility was 1245caused by excusable neglect under circumstances that are not 1246likely to recur and do not suggest a purpose to evade the 1247requirements of this chapter. 1248(2) The registrar may grant an owner or driver relief for 1249a reason specified in division (L)(1)(b)(iii) or (iv) of this 1250section only if the owner or driver has not previously been 1251granted relief under division (L)(1)(b)(iii) or (iv) of this 1252section. 1253(M) The registrar shall adopt rules in accordance with 1254Chapter 119. of the Revised Code that are necessary to 1255administer and enforce this section. The rules shall include 1256provisions relating to acceptable forms of proof of financial 1257responsibility, the use of an electronic wireless communications 1258device to present proof of financial responsibility, and 1259verification of the existence of financial responsibility during 1260the period of registration. 1261(N)(1) When a person utilizes an electronic wireless 1262communications device to present proof of financial 1263responsibility, only the evidence of financial responsibility 1264H. B. No. 678 Page 44As Introduceddisplayed on the device shall be viewed by the registrar, peace 1265officer, employee or official of the traffic violations bureau, 1266or the court. No other content of the device shall be viewed for 1267purposes of obtaining proof of financial responsibility. 1268(2) When a person provides an electronic wireless 1269communications device to the registrar, a peace officer, an 1270employee or official of a traffic violations bureau, or the 1271court, the person assumes the risk of any resulting damage to 1272the device unless the registrar, peace officer, employee, or 1273official, or court personnel purposely, knowingly, or recklessly 1274commits an action that results in damage to the device. 1275Sec. 4509.43. As used in sections 4509.43 to 4509.434 of 1276the Revised Code: 1277"Commercial motor vehicle coverage" means the insurance 1278coverage provided for commercial motor vehicles, regardless of 1279the number of commercial motor vehicles covered, the entity 1280covered, or the format of the insurance. 1281"Required financial responsibility verification event" 1282means any event during which a person is required to provide 1283proof of financial responsibility, including during traffic 1284stops, traffic accidents, motor vehicle inspections, motor 1285vehicle registration, and appearance before the traffic 1286violations bureau. 1287Sec. 4509.431. (A)(1) The registrar of motor vehicles 1288shall, in accordance with sections 4509.43 to 4509.434 of the 1289Revised Code and rules adopted under those sections, implement 1290an online financial responsibility verification system. The 1291registrar shall either create and develop the system or shall 1292contract with a third party to create and develop the system. 1293H. B. No. 678 Page 45As IntroducedThe system may be based in whole or in part on the model 1294established by the insurance industry committee on motor vehicle 1295administration. The registrar or the contracted third party 1296shall ensure that the system is capable of electronically 1297verifying proof of financial responsibility for motor vehicles 1298that are registered in this state. 1299(2) The entity that creates and develops the system is 1300responsible for all ongoing maintenance of the system, including 1301all technology support services, troubleshooting, and technology 1302updates. 1303(B) The registrar and any third party, if applicable, 1304shall work together to ensure that all of the following apply to 1305the online financial responsibility verification system: 1306(1) At the time of a required financial responsibility 1307verification event, it is able to verify whether a person 1308operating a motor vehicle registered in this state has proof of 1309financial responsibility with respect to that motor vehicle that 1310is either maintained by the motor vehicle's owner or operator. 1311The verification conducted under division (B)(1) of this section 1312is based on the latest information included in the system, 1313specifically whether the owner or operator has added, dropped, 1314or changed the owner's or operator's proof of financial 1315responsibility. 1316(2) It is able to send requests to insurers for 1317verification of proof of financial responsibility through 1318electronic services or the internet using multiple data 1319elements, including: 1320(a) The national association of insurance commissioner's 1321code that is specific to each licensed insurance company; 1322H. B. No. 678 Page 46As Introduced(b) Vehicle identification number; 1323(c) Policy number; 1324(d) Any other data element as determined by the registrar 1325by rule. 1326(3) It uses data and data transmission formats that are 1327compatible with the technology and systems available to and used 1328by the bureau of motor vehicles. 1329(4) It provides sufficient measures for the security and 1330integrity of the data contained in and obtained through use of 1331the system. Such measures may include measures that limit the 1332use and disclosure of the data in accordance with the disclosure 1333authorized for personal information, other than sensitive 1334personal information, in section 4501.27 of the Revised Code and 1335in compliance with all federal and state data privacy laws. 1336(C) The registrar and any third party, if applicable, 1337shall maintain a record of all system data related to an inquiry 1338and the response to that inquiry for not less than six months 1339after the date of the inquiry and the response to that inquiry. 1340(D) The registrar and any third party, if applicable, may 1341implement periods of reasonable system downtime for system 1342maintenance as determined by the registrar. 1343Sec. 4509.432. (A) Except as otherwise provided by this 1344section, any insurer that provides proof of financial 1345responsibility for a motor vehicle registered in this state 1346shall do all of the following with respect to the online 1347financial responsibility verification system: 1348(1) Cooperate with the registrar of motor vehicles and any 1349third party, if applicable, in establishing and operating the 1350H. B. No. 678 Page 47As Introducedsystem; 1351(2) Maintain the data necessary to verify proof of 1352financial responsibility provided to customers and update such 1353data as necessary and in the time period established by and 1354through the system; 1355(3) Maintain any internet or electronic service through 1356which the online verification can take place, including the 1357ability to respond to authorized inquiries regarding whether a 1358motor vehicle is insured or an insurance policy is in effect on 1359the requested date that is based on the latest information 1360included in the system; 1361(4) Provide data security consistent with all established 1362and agreed-upon standards; 1363(5) Maintain a record of all system data related to an 1364inquiry and the response to that inquiry for not less than six 1365months after the date of the inquiry and the response to that 1366inquiry. 1367(B) Any insurer that provides commercial motor vehicle 1368coverage or that covers less than one thousand motor vehicles 1369registered in this state shall cooperate with the registrar to 1370verify proof of financial responsibility either by using the 1371online financial responsibility verification system or by 1372establishing a mechanism to verify coverage through data file 1373transfers to the registrar, in a form and in the time period 1374established by the registrar. A vehicle identification number is 1375not required as part of the data transfer if the commercial 1376motor vehicle coverage is a nonvehicle specific policy or is not 1377regularly required by the insurer. 1378(C) 1379H. B. No. 678 Page 48As IntroducedAn insurer may use a third party service provider to 1380facilitate the responsibilities of the insurer under this 1381section. 1382(D) An insurer and third-party service provider are immune 1383from civil and administrative liability if that insurer or 1384provider makes reasonable efforts, as determined by the 1385registrar, to comply with this section. 1386Sec. 4509.433. (A) When, through the operation of the 1387online financial responsibility verification system, a person is 1388identified as not having proof of financial responsibility with 1389respect to a motor vehicle owned or leased by that person, 1390notice shall be sent to the person, either by electronic means 1391or through regular mail at the last known address on record for 1392the person. The notice shall request that the person respond in 1393accordance with rules adopted by the registrar of motor vehicles 1394under section 4509.434 of the Revised Code by doing one of the 1395following: 1396(1) Providing proof of financial responsibility; 1397(2) Obtaining a motor vehicle liability policy or other 1398form of proof of financial responsibility and subsequently 1399providing proof of financial responsibility; 1400(3) Verifying that the person who received the request 1401does not have legal title or right of possession to the motor 1402vehicle that is the subject of the request; 1403(4) Verifying that proof of financial responsibility was 1404not in effect for the motor vehicle on the date in question for 1405one of the reasons specified in division (L)(1)(b) of section 14064509.101 of the Revised Code. 1407(B) If a person fails to respond to the notice sent under 1408H. B. No. 678 Page 49As Introduceddivision (A) of this section within the time frame established 1409by the registrar under rules adopted under section 4509.434 of 1410the Revised Code, that failure may result in the suspension of 1411the person's driver's license or impoundment of the person's 1412certificate of registration and license plates and the 1413imposition of reinstatement fees and other monetary penalties in 1414accordance with an order issued under section 4509.434 of the 1415Revised Code. 1416Sec. 4509.434. (A) The registrar of motor vehicles shall 1417adopt rules in accordance with Chapter 119. of the Revised Code 1418that do all of the following: 1419(1) Establish procedures for issuing and responding to a 1420notice under section 4509.433 of the Revised Code, including all 1421of the following: 1422(a) The information to be included in the notice, 1423including a warning that failure to respond may result in the 1424suspension of the person's driver's license, impoundment of the 1425person's certificate of registration and license plates, and the 1426imposition of reinstatement fees and other monetary penalties; 1427(b) The manner, timing, and number of notices that shall 1428be sent to a person identified as not having proof of financial 1429responsibility for a motor vehicle owned or leased by that 1430person; 1431(c) The entity responsible for sending the notices. 1432(2) Establish procedures for verifying proof of financial 1433responsibility, sale or disposition of the motor vehicle that is 1434the subject of a notice, evidence that proof of financial 1435responsibility was reasonably excused for the motor vehicle that 1436is the subject of the notice and on the date in question in 1437H. B. No. 678 Page 50As Introducedaccordance with division (L)(1)(b) of section 4509.101 of the 1438Revised Code, or that the notice is in any manner invalid. The 1439rules shall authorize such verification either through 1440electronic means, by mail, or at the office of a deputy 1441registrar. 1442(3) Establish procedures for the registrar to issue an 1443order imposing the civil penalties required under division (A) 1444(2) of section 4509.101 of the Revised Code if a person fails to 1445respond within the time frame established by rule after any 1446final notice is sent under section 4509.433 of the Revised Code; 1447(4) Establish procedures for a person adversely affected 1448by an order issued under division (A)(3) of this section to 1449request an administrative hearing before the registrar; 1450(5) Establish procedures and requirements for implementing 1451division (B) of section 4509.432 of the Revised Code; 1452(6) Establish any other procedures and requirements 1453necessary to administer and implement sections 4509.43 to 14544509.434 of the Revised Code. 1455(B) The registrar shall terminate an order of suspension 1456and impoundment issued under division (A)(2) of section 4509.101 1457of the Revised Code and rules adopted under this section and 1458restore operating and motor vehicle registration privileges of a 1459person if both of the following apply: 1460(1) The registrar issued the order under this section 1461because the person failed to respond within the time frame 1462established by rule after any final notice was sent under 1463section 4509.433 of the Revised Code. 1464(2) The registrar or a deputy registrar determines that 1465the person was in compliance with division (A)(1) of section 1466H. B. No. 678 Page 51As Introduced4509.101 of the Revised Code within the time frame established 1467by rule after any final notice was sent under section 4509.433 1468of the Revised Code. 1469If division (B) of this section applies to a person, the 1470person is not required to continuously file proof of financial 1471responsibility or pay the fees established in divisions (A)(5) 1472(a) and (b) of section 4509.101 of the Revised Code. 1473(C) Any suspensions or impoundment of certificates of 1474registration and license plates imposed in accordance with this 1475section shall include a distinctive designation on the records 1476of the bureau of motor vehicles and the registrar and on the 1477records transmitted by the registrar to the law enforcement 1478automated data system. 1479(D) Notwithstanding any provision of section 121.95 of the 1480Revised Code to the contrary, a regulatory restriction contained 1481in a rule adopted under this section is not subject to sections 1482121.95 to 121.953 of the Revised Code. 1483Sec. 4509.66. Whenever any proof of financial 1484responsibility filed under sections 4509.01 to 4509.78, 1485inclusive, of the Revised Code, no longer fulfills the purposes 1486for which required, the registrar of motor vehicles shall 1487require other proof and shall suspend the license and motor 1488vehicle registration or the nonresident's operating privilege 1489pending the filing of such other proof. 1490Sec. 4509.67. (A) The registrar of motor vehicles shall, 1491upon request, consent to the immediate cancellation of any bond 1492or certificate of insurance, return to the person entitled any 1493money deposited under sections 4509.01 to 4509.78 of the Revised 1494Code, as proof of financial responsibility, or waive the 1495H. B. No. 678 Page 52As Introducedrequirement of filing proof, in any of the following events: 1496(1) At any time after one year from the date such proof 1497was required when, during the one year preceding the request, 1498the registrar has not received record of a conviction or bail 1499forfeiture which would require or permit the suspension or 1500revocation of the license, motor vehicle registration, or 1501nonresident's operating privilege of the person by or for whom 1502such proof was furnished; 1503(2) In the event of the death of the person on whose 1504behalf such proof was filed or the permanent incapacity of such 1505person to operate a motor vehicle; 1506(3) In the event the person who has given proof surrenders 1507the person's license and motor vehicle registration to the 1508registrar. 1509(B) The registrar shall not consent to the cancellation of 1510any bond or the return of any money if any action for damages 1511upon a liability covered by such proof is pending, or any 1512judgment upon any such liability is unsatisfied, or in the event 1513the person who has filed such bond or deposited such money has 1514within two years immediately preceding such request been 1515involved as a driver or owner in any motor vehicle accident 1516resulting in injury to the person or property of others. An 1517affidavit of the applicant as to the nonexistence of such facts, 1518or that the applicant has been released from all liability, or 1519has been finally adjudicated not liable, for such injury may be 1520accepted as evidence thereof in the absence of evidence to the 1521contrary in the records of the registrar. 1522(C) Whenever any person whose proof has been canceled or 1523returned under division (A)(3) of this section applies for a 1524H. B. No. 678 Page 53As Introducedlicense or motor vehicle registration within a period of one 1525year from the date proof was originally required, any such 1526application shall be refused unless the applicant re-establishes 1527proof of financial responsibility for the remainder of the one- 1528year period. 1529Sec. 4509.69. Any person whose license or motor vehicle 1530registration has been suspended, or whose policy of insurance or 1531bond has been canceled or terminated, or who neglects to furnish 1532other proof of financial responsibility upon request of the 1533registrar of motor vehicles, shall immediately return the 1534person's license, certificate of registration, and license 1535plates to the registrar. 1536Sec. 4509.77. (A) No person shall willfully fail to return 1537a license, certificate of registration, or license plates as 1538required in section 4509.69 of the Revised Code. 1539(B) Whoever violates this section shall be fined not more 1540than five hundred dollars, imprisoned for not more than thirty 1541days, or both. 1542Section 2. That existing sections 4503.10, 4503.102, 15434503.20, 4507.212, 4509.101, 4509.66, 4509.67, 4509.69, and 15444509.77 of the Revised Code are hereby repealed. 1545Section 3. (A) The Registrar of Motor Vehicles shall not 1546make the online financial verification system established under 1547sections 4509.43 to 4509.434 of the Revised Code operational for 1548the nine-month period immediately after the effective date of 1549this section. Beginning nine months after the effective date of 1550this section, the Registrar shall implement the system as a 1551pilot program for a period of nine months. During the pilot 1552program, all of the following apply: 1553H. B. No. 678 Page 54As Introduced(1) The Registrar shall work with any third party creator 1554or developer, if applicable, and insurers to discover and 1555correct any technological challenges, problems, or delays in the 1556system. 1557(2) The Registrar shall work with law enforcement agencies 1558and courts to discover and correct any technological problems 1559and problems with access to the system's data. 1560(3) No person shall be penalized for failure to provide 1561proof of financial responsibility solely based on data provided 1562by the system. 1563(B) At the conclusion of the nine-month pilot program, the 1564online financial responsibility verification system shall be 1565fully operational. Beginning on the day after the pilot program 1566terminates, a person may be penalized in accordance with 1567applicable law for failure to provide proof of financial 1568responsibility based on data provided by the system. 1569(C) Not later than two years after the effective date of 1570this section, the Registrar shall submit a report regarding the 1571online financial responsibility verification system to the 1572General Assembly. The report shall specify the costs of the 1573system for the Bureau of Motor Vehicles, any ongoing challenges 1574in implementing and administering the system, the benefits of 1575the system, and the effectiveness of the system in reducing the 1576number of uninsured motor vehicles in this state. 1577
To amend sections 4503.10, 4503.102, 4503.20, 4507.212, 4509.101, 4509.66, 4509.67, 4509.69, and 4509.77 and to enact sections 4503.48, 4509.43, 4509.431, 4509.432, 4509.433, and 4509.434 of the Revised Code to implement an online financial responsibility verification system and to modify the financial responsibility laws.
Sponsors
Rep. Cindy Abrams (R) sponsors HB 678, and 17 members have co-sponsored it.

Rep. · R–29 · Sponsor

Rep. · R–32 · Co-sponsor

Rep. · R–63 · Co-sponsor

Rep. · R–75 · Co-sponsor

Rep. · R–46 · Co-sponsor

Rep. · R–76 · Co-sponsor

Rep. · R–92 · Co-sponsor

Rep. · R–50 · Co-sponsor

Rep. · R–73 · Co-sponsor

Rep. · R–60 · Co-sponsor
Committees
HB 678 went before 1 committee: Transportation.
History
HB 678 has taken 2 actions since Feb 4, 2026, the latest on Feb 18, 2026.
| Chamber | Action | |||
|---|---|---|---|---|
Feb 18, 2026 | House | Referred to committee: Transportation | ||
Feb 4, 2026 | House | Introduced |
Votes
HB 678 has not gone to a roll call.
Source: legislature.ohio.gov · legiscan.com