SF 2452

Senate
File
2452
-
Introduced
SENATE
FILE
2452
BY
COMMITTEE
ON
COMMERCE
(SUCCESSOR
TO
SSB
3055)
(COMPANION
TO
HF
2185
BY
COMMITTEE
ON
COMMERCE)
A
BILL
FOR
An
Act
relating
to
cost
sharing
for
health
savings
accounts
and
1
qualified
high-deductible
health
plans.
2
BE
IT
ENACTED
BY
THE
GENERAL
ASSEMBLY
OF
THE
STATE
OF
IOWA:
3
TLSB
5454SV
(1)
91
nls/ko
S.F.
2452
Section
1.
NEW
SECTION
.
509.3B
Health
savings
accounts
and
1
qualified
high-deductible
health
plans
——
cost
sharing.
2
If
a
copayment,
coinsurance,
or
deductible
paid
as
cost
3
sharing
by
an
enrollee
under
this
chapter
may
result
in
the
4
enrollee
becoming
ineligible
for
a
health
savings
account
5
associated
with
the
enrollee’s
qualified
high-deductible
6
health
plan
under
section
223
of
the
Internal
Revenue
Code,
7
the
cost
sharing
shall
apply
only
to
the
enrollee’s
qualified
8
high-deductible
health
plan
after
the
enrollee
satisfies
the
9
enrollee’s
minimum
deductible,
except
for
items
or
services
10
determined
to
be
preventive
care
under
section
223(c)(2)(C)
of
11
the
Internal
Revenue
Code.
12
Sec.
2.
NEW
SECTION
.
514A.3C
Health
savings
accounts
and
13
qualified
high-deductible
health
plans
——
cost
sharing.
14
If
a
copayment,
coinsurance,
or
deductible
paid
as
cost
15
sharing
by
an
enrollee
under
this
chapter
may
result
in
the
16
enrollee
becoming
ineligible
for
a
health
savings
account
17
associated
with
the
enrollee’s
qualified
high-deductible
18
health
plan
under
section
223
of
the
Internal
Revenue
Code,
19
the
cost
sharing
shall
apply
only
to
the
enrollee’s
qualified
20
high-deductible
health
plan
after
the
enrollee
satisfies
the
21
enrollee’s
minimum
deductible,
except
for
items
or
services
22
determined
to
be
preventive
care
under
section
223(c)(2)(C)
of
23
the
Internal
Revenue
Code.
24
EXPLANATION
25
The
inclusion
of
this
explanation
does
not
constitute
agreement
with
26
the
explanation’s
substance
by
the
members
of
the
general
assembly.
27
This
bill
relates
to
cost
sharing
for
health
savings
28
accounts
(HSA)
and
qualified
high-deductible
health
plans
29
(HDHP).
Under
the
bill,
for
group
insurance
and
for
accident
30
and
health
insurance,
if
a
copayment,
coinsurance,
or
31
deductible
paid
as
cost
sharing
by
an
enrollee
may
result
in
32
the
enrollee
becoming
ineligible
for
an
HSA
associated
with
the
33
enrollee’s
qualified
HDHP,
the
cost
sharing
shall
apply
only
34
to
the
enrollee’s
qualified
HDHP
after
the
enrollee
satisfies
35
-1-
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5454SV
(1)
91
nls/ko
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2
S.F.
2452
the
enrollee’s
minimum
deductible,
except
for
items
or
services
1
determined
to
be
preventive
care.
2
-2-
LSB
5454SV
(1)
91
nls/ko
2/
2