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S.J.Res. 174
U.S. Senate•In Senate Committee
Summary
S.J.Res. 174, “A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-04: Mitigating Harm From Repossession of Automobiles"”, was introduced in the Senate on Apr 13, 2026 by Sen. Elizabeth Warren (D). It was referred to Banking, Housing, And Urban Affairs, and last saw action on Apr 13, 2026: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Record
Text
S.J.Res. 174 has no co-sponsors and has not gone to a roll call.
sjres174/introduced-in-senate.txt119 SJ 174 IS: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Bulletin 2022–04: Mitigating Harm From Repossession of Automobiles”.U.S. Senate2026-04-13text/xmlENPursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.IIA 119th CONGRESS 2d Session S. J. RES. 174 IN THE SENATE OF THE UNITED STATES April 13, 2026 Ms. Warren introduced the following joint resolution; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs JOINT RESOLUTIONProviding for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Bulletin 2022–04: Mitigating Harm From Repossession of Automobiles .That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Bulletin 2022–04: Mitigating Harm From Repossession of Automobiles (87 Fed. Reg. 11951 (March 3, 2022)) (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect.
Tracker
The tracker indicates the progress of this legislation as it moves through the legislative process.
- Introduced2026-04-13
- Passed Senate
- Passed House
- Conference
- To President
- Became Law
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-04: Mitigating Harm From Repossession of Automobiles".
Sponsors
Sen. Elizabeth Warren (D) sponsors S.J.Res. 174 alone.
Committees
S.J.Res. 174 went before 1 committee: Banking, Housing, and Urban Affairs.

Actions
S.J.Res. 174 has taken 2 actions since Apr 13, 2026.
| Chamber | Action | |||
|---|---|---|---|---|
Apr 13, 2026 | Senate | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.Banking, Housing, and Urban Affairs Committee | ||
Apr 13, 2026 | — | Introduced in Senate |
Votes
S.J.Res. 174 has not gone to a roll call.
Titles
S.J.Res. 174 goes by 2 titles.
- A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-04: Mitigating Harm From Repossession of Automobiles". — Official Title as Introduced
- A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-04: Mitigating Harm From Repossession of Automobiles". — Display Title
Lobbying
1 client hired 1 firm and 1 registered lobbyist who named S.J.Res. 174 in 1 quarterly filing, 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.
Filed under Automotive Industry, Banking, Financial Institutions/Investments/Securities, Small Business.
Clients
Who paid to be heard, by how many filings named the bill.
| Client | Business | State | Firms | Filings | Reported |
|---|---|---|---|---|---|
| REPO ALLIANCE INC. | Association | Texas | 1 | 1 | $40K |
Firms
Registrants who filed on the bill, by filings.
| Registrant | Clients | Filings | Reported |
|---|---|---|---|
| VAN SCOYOC ASSOCIATES | 1 | 1 | $40K |
Lobbyists
Named on the filings that cite the bill.
| Lobbyist | Firms | Clients | Filings |
|---|---|---|---|
| MATT HENKEN | 1 | 1 | 1 |
Filings
The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.
| Client | Registrant | Period | Reported | Document |
|---|---|---|---|---|
| REPO ALLIANCE INC. | VAN SCOYOC ASSOCIATES | 2026 second_quarter | $40K | 2nd Quarter - Report |
Classification
The Congressional Research Service files S.J.Res. 174 under Finance and Financial Sector, one of its 31 policy areas.
CRS Subjects
CRS assigns every bill one policy area from its 31; S.J.Res. 174’s is Finance and Financial Sector.
sjres174/policy-areas.txtSource: congress.gov · legiscan.com