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H.J.Res. 169

U.S. House•In House Committee

Summary

H.J.Res. 169, “Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices"”, was introduced in the House on Apr 30, 2026 by Rep. Nydia Velazquez (D). It was referred to Financial Services, and last saw action on Apr 30, 2026: Referred to the House Committee on Financial Services.

Record

Text

H.J.Res. 169 has no co-sponsors and has not gone to a roll call.

hjres169/introduced-in-house.txt
119 HJ 169 IH: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Consumer Financial Protection Circular 2024–05: Improper Overdraft Opt-In Practices”.
 U.S. House of Representatives
 2026-04-30
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 IA  119th CONGRESS  2d Session  H. J. RES. 169  IN THE HOUSE OF REPRESENTATIVES   April 30, 2026   Ms. Velázquez  submitted the following joint resolution; which was referred to the  Committee on Financial Services    JOINT RESOLUTION
Providing for congressional disapproval under  chapter 8  of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to  Consumer Financial Protection Circular 2024–05: Improper Overdraft Opt-In Practices .
That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to  Consumer Financial Protection Circular 2024–05: Improper Overdraft Opt-In Practices (89 Fed. Reg. 80075 (October 2, 2024))  (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect.

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

  1. Introduced2026-04-30
  2. Passed House
  3. Passed Senate
  4. Conference
  5. To President
  6. Became Law

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices".

Sponsors

Rep. Nydia Velazquez (D) sponsors H.J.Res. 169 alone.

Committees

H.J.Res. 169 went before 1 committee: Financial Services.

Financial Services
Financial Services
Referred To · Apr 30, 2026 · 559 Bills

Actions

H.J.Res. 169 has taken 2 actions since Apr 30, 2026.

ChamberAction
Apr 30, 2026
House
Introduced in House
Apr 30, 2026
House
Referred to the House Committee on Financial Services.Financial Services Committee

Votes

H.J.Res. 169 has not gone to a roll call.

1 bill is related to H.J.Res. 169, as Identical bill.

Titles

H.J.Res. 169 goes by 2 titles.

  • Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices". — Display Title
  • Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices". — Official Title as Introduced

Classification

The Congressional Research Service files H.J.Res. 169 under Finance and Financial Sector, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.J.Res. 169’s is Finance and Financial Sector.

hjres169/policy-areas.txt
Finance and Financial SectorAgriculture and FoodAnimalsArmed Forces and National SecurityArts, Culture, ReligionCivil Rights and Liberties, Minority IssuesCommerceCongressCrime and Law EnforcementEconomics and Public FinanceEducationEmergency ManagementEnergyEnvironmental ProtectionFamiliesForeign Trade and International FinanceGovernment Operations and PoliticsHealthHousing and Community DevelopmentImmigrationInternational AffairsLabor and EmploymentLawNative AmericansPublic Lands and Natural ResourcesScience, Technology, CommunicationsSocial WelfareSports and RecreationTaxationTransportation and Public WorksWater Resources Development

Constitutional authority

The clause the sponsor cites as Congress’s power to enact H.J.Res. 169, as entered in the Congressional Record.

[Congressional Record Volume 172, Number 76 (Thursday, April 30, 2026)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Ms. VELAZQUEZ:H.J. Res. 169.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8, Clause 3The Congress shall have Power . . . To regulate Commercewith foreign Nations, and among the several States, and withthe Indian Tribes.[Page H3333]

Source: congress.gov · legiscan.com