HSB 783

House
Study
Bill
783
-
Introduced
HOUSE
FILE
_____
BY
(PROPOSED
COMMITTEE
ON
WAYS
AND
MEANS
BILL
BY
CHAIRPERSON
NORDMAN)
A
BILL
FOR
An
Act
relating
to
health
insurance
coverage
for
surviving
1
spouses
and
children
of
deceased
fire
fighters
and
peace
2
officers,
and
health
insurance
coverage
for
disabled
or
3
injured
fire
fighters
and
peace
officers.
4
BE
IT
ENACTED
BY
THE
GENERAL
ASSEMBLY
OF
THE
STATE
OF
IOWA:
5
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_____
Section
1.
Section
509A.13C,
Code
2026,
is
amended
to
read
1
as
follows:
2
509A.13C
Health
care
insurance
coverage
for
——
surviving
3
spouse
and
children
of
fire
fighters
and
peace
officers
killed
in
4
the
line
of
duty.
5
1.
For
the
purposes
of
this
section
,
:
6
a.
“
eligible
Eligible
peace
officer
or
fire
fighter”
means
7
a
all
of
the
following:
8
(1)
A
peace
officer
as
defined
in
section
801.4
,
or
a
.
9
(2)
A
fire
fighter,
to
which
a
line
of
duty
death
benefit
10
is
payable
pursuant
to
section
97A.6,
subsection
16
,
section
11
97B.52,
subsection
2
,
or
section
411.6,
subsection
15
.
12
(3)
A
fire
fighter
who
dies
and
to
which
a
line
of
duty
13
death
benefit
is
reasonably
expected
to
be
payable
pursuant
14
to
section
97A.6,
subsection
16,
section
97B.52,
subsection
15
2,
or
section
411.6,
subsection
15,
until
such
time
as
the
16
determination
of
whether
to
provide
a
line
of
duty
death
17
benefit
is
made.
18
b.
“Employer”
means
a
governing
body,
a
county
board
of
19
supervisors,
or
a
city
council.
20
2.
a.
If
a
governing
body,
a
county
board
of
supervisors,
21
or
a
city
council
an
employer
has
procured
accident
or
health
22
care
coverage
for
its
employees
under
this
chapter
,
such
23
coverage
shall
permit
require
continuation
of
existing
coverage
24
or
reenrollment
in
previously
existing
coverage
for
twenty-four
25
consecutive
months,
beginning
on
the
date
of
the
eligible
peace
26
officer’s
or
fire
fighter’s
death,
for
the
surviving
spouse
27
and
each
surviving
child
of
an
eligible
peace
officer
or
fire
28
fighter
and
the
employer
shall
pay
the
full
premium
.
29
b.
A
governing
body,
a
county
board
of
supervisors,
or
30
a
city
council
shall
also
permit
continuation
of
existing
31
coverage
for
the
surviving
spouse
and
each
surviving
child
32
of
a
peace
officer
as
defined
in
section
801.4
,
or
a
fire
33
fighter
who
dies
and
to
which
a
line
of
duty
death
benefit
is
34
reasonably
expected
to
be
payable
pursuant
to
section
97A.6,
35
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_____
subsection
16
,
section
97B.52,
subsection
2
,
or
section
411.6,
1
subsection
15
,
until
such
time
as
the
determination
of
whether
2
to
provide
a
line
of
duty
death
benefit
is
made.
3
3.
A
governing
body,
a
county
board
of
supervisors,
or
4
a
city
council
providing
accident
or
health
care
coverage
5
under
this
section
shall
not
be
required
to
pay
for
the
cost
6
of
the
coverage.
However,
a
governing
body,
a
county
board
7
of
supervisors,
or
a
city
council
may
pay
the
full
cost
or
a
8
portion
of
the
cost
of
the
coverage.
If
the
full
cost
of
the
9
coverage
is
not
paid,
a
surviving
spouse
and
each
surviving
10
child
eligible
for
coverage
under
this
section
may
elect
to
11
continue
accident
or
health
care
coverage
by
paying
that
12
portion
of
the
cost
of
the
coverage
not
paid
by
the
governing
13
body,
county
board
of
supervisors,
or
city
council.
14
4.
3.
A
governing
body,
a
county
board
of
supervisors,
or
a
15
city
council
An
employer
shall
notify
the
provider
of
accident
16
or
health
care
coverage
for
its
employees
of
a
surviving
spouse
17
and
each
surviving
child
to
be
provided
coverage
pursuant
to
18
the
requirements
of
this
section
.
19
5.
4.
This
section
shall
not
require
continuation
of
20
coverage
if
the
surviving
spouse
or
surviving
child
who
would
21
otherwise
be
entitled
to
continuation
of
coverage
under
this
22
section
was,
through
the
surviving
spouse’s
or
surviving
23
child’s
actions,
a
substantial
contributing
factor
to
the
death
24
of
the
eligible
peace
officer
or
fire
fighter.
25
Sec.
2.
NEW
SECTION
.
509A.13F
Health
insurance
coverage
——
26
fire
fighters
and
peace
officers.
27
1.
For
the
purposes
of
this
section:
28
a.
“Eligible
peace
officer
or
fire
fighter”
means
a
peace
29
officer
as
defined
in
section
801.4,
or
a
fire
fighter,
who
is
30
receiving
an
accidental
disability
benefit
as
a
result
of
a
31
work-related
physical
disability
or
injury.
32
b.
“Employer”
means
a
governing
body,
a
county
board
of
33
supervisors,
or
a
city
council.
34
2.
If
an
employer
has
procured
accident
or
health
care
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H.F.
_____
coverage
for
its
active
employees
pursuant
to
a
collective
1
bargaining
agreement
or
employer
policy,
the
employer
must
2
provide,
at
the
employer’s
expense,
such
coverage
for
an
3
eligible
peace
officer
or
fire
fighter
for
twenty-four
4
consecutive
months
beginning
on
the
date
of
the
eligible
peace
5
officer’s
or
fire
fighter’s
work-related
physical
disability
6
or
injury.
7
EXPLANATION
8
The
inclusion
of
this
explanation
does
not
constitute
agreement
with
9
the
explanation’s
substance
by
the
members
of
the
general
assembly.
10
This
bill
relates
to
health
insurance
coverage
for
surviving
11
spouses
and
children
of
deceased
fire
fighters
and
peace
12
officers;
and
health
insurance
coverage
for
disabled
or
injured
13
fire
fighters
and
peace
officers.
14
Under
current
law,
if
a
governing
body,
a
county
board
of
15
supervisors,
or
a
city
council
has
procured
accident
or
health
16
care
coverage
(coverage)
for
its
employees,
such
coverage
shall
17
permit
continuation
of
existing
coverage
or
reenrollment
in
18
previously
existing
coverage
for
the
surviving
spouse
and
each
19
surviving
child
(surviving
family)
of
an
eligible
peace
officer
20
or
fire
fighter.
21
The
bill
eliminates
the
provision
under
current
law
that
22
an
employer
providing
accident
or
health
care
coverage
is
not
23
required
to
pay
for
the
cost
of
the
coverage,
but
may
pay
the
24
full
cost
or
a
portion
of
the
cost
of
the
coverage.
The
bill
25
eliminates
the
provision
under
current
law
that
if
the
full
26
cost
of
the
coverage
is
not
paid,
a
surviving
family
eligible
27
for
coverage
may
elect
to
continue
accident
or
health
care
28
coverage
by
paying
that
portion
of
the
cost
of
the
coverage
not
29
paid
by
the
employer.
30
Under
the
bill,
if
an
employer
has
procured
accident
or
31
health
care
coverage
for
its
employees,
such
coverage
shall
32
require
continuation
of
existing
coverage
or
reenrollment
in
33
previously
existing
coverage
for
24
months,
beginning
on
the
34
date
of
the
death,
for
the
surviving
family
of
an
eligible
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H.F.
_____
peace
officer
or
fire
fighter,
and
the
employer
shall
pay
the
1
full
premium.
The
bill
defines
“employer”
as
a
governing
body,
2
a
county
board
of
supervisors,
or
a
city
council.
3
Under
the
bill,
if
an
employer
has
procured
accident
or
4
health
care
coverage
for
its
active
employees
pursuant
to
5
a
collective
bargaining
agreement
or
employer
policy,
the
6
employer
must
provide,
at
the
employer’s
expense,
such
coverage
7
for
a
peace
officer
or
a
fire
fighter
who
is
receiving
an
8
accidental
disability
benefit
as
a
result
of
a
work-related
9
physical
disability
or
injury
for
24
months
beginning
on
the
10
date
of
the
disability
or
injury.
11
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