H.R. 9455

Summary

H.R. 9455, the SMOOTH Payments Act, was introduced in the House on Jun 25, 2026 by Rep. Aaron Bean (R) with 1 co-sponsor. It was referred to Ways And Means, and last saw action on Jun 25, 2026: Referred to the House Committee on Ways and Means.

Record

Text

H.R. 9455 has 1 co-sponsor.

119 HR 9455 IH: Simplified Medical Out-of-pocket Obligations Through Hassle-free Payments Act
 U.S. House of Representatives
 2026-06-25
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 I  119th CONGRESS  2d Session  H. R. 9455  IN THE HOUSE OF REPRESENTATIVES   June 25, 2026   Mr. Bean of Florida  (for himself and  Mr. Alford ) introduced the following bill; which was referred to the  Committee on Ways and Means    A BILL
To amend the Internal Revenue Code of 1986 to limit eligibility for the premium tax credit to individuals enrolled in qualified health plans offered by health insurance issuers that offer at least one qualified health plan which provides the option to make monthly cost-sharing payments, and for other purposes.
1.
Short title
This Act may be cited as the   Simplified Medical Out-of-pocket Obligations Through Hassle-free Payments Act   or the   SMOOTH Payments Act  .
2.
Smoothing out-of-pocket costs for qualified health plan enrollees
(a)
In general
 Section 36B(c)(3)(A)(i)  of the Internal Revenue Code of 1986 is amended by striking  shall not include a qualified health plan which is a catastrophic plan described in section 1302(e) of such Act.  and inserting
shall not include—
(I)
any qualified health plan which is a catastrophic plan described in section 1302(e) of such Act, or
(II)
any qualified health plan offered by a health insurance issuer that does not offer at least one qualified health plan which provides to each individual enrolled in such plan the option to elect to—
(aa)
pay $0 in cost-sharing at the time that such individual is furnished an item or service for which benefits are available under the plan, and
(bb)
pay cost-sharing under the plan in monthly amounts which are capped in a manner similar to the manner provided in subparagraph (E) of section 1860D–2(b)(2) of the Social Security Act, or in any other manner prescribed by the Secretary of Health and Human Services.
   .
(b)
Effective date
The amendment made by this section shall apply to taxable years beginning after December 31, 2026.

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

To amend the Internal Revenue Code of 1986 to limit eligibility for the premium tax credit to individuals enrolled in qualified health plans offered by health insurance issuers that offer at least one qualified health plan which provides the option to make monthly cost-sharing payments, and for other purposes.

Sponsors

Rep. Aaron Bean (R) sponsors H.R. 9455, and 1 member has co-sponsored it from the day it was introduced.

Aaron Bean

Rep. · R–FL-4 · Sponsor

Introduced Jun 25, 2026

Mark Alford

Rep. · R–MO-4 · Co-sponsor

Joined Jun 25, 2026 · Original

Show 2 of 2 rows

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Committees

H.R. 9455 went before 1 committee: Ways and Means.

Ways and Means

Ways and Means

Referred To · Jun 25, 2026 · 1,160 Bills

Actions

H.R. 9455 has taken 2 actions since Jun 25, 2026.

Votes

H.R. 9455 has not gone to a roll call.

Titles

H.R. 9455 goes by 4 titles, 2 of them short titles.

• SMOOTH Payments Act — Display Title
• SMOOTH Payments Act — Short Title(s) as Introduced
• Simplified Medical Out-of-pocket Obligations Through Hassle-free Payments Act — Short Title(s) as Introduced
• To amend the Internal Revenue Code of 1986 to limit eligibility for the premium tax credit to individuals enrolled in qualified health plans offered by health insurance issuers that offer at least one qualified health plan which provides the option to make monthly cost-sharing payments, and for other purposes. — Official Title as Introduced

Lobbying

1 client hired 1 firm and 1 registered lobbyist who named H.R. 9455 in 1 quarterly filing, 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Health Issues, Medicare/Medicaid.

Clients

Who paid to be heard, by how many filings named the bill.

Firms

Registrants who filed on the bill, by filings.

Lobbyists

Named on the filings that cite the bill.

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

Classification

The Congressional Research Service files H.R. 9455 under Health, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.R. 9455’s is Health.

Constitutional authority

The clause the sponsor cites as Congress’s power to enact H.R. 9455, as entered in the Congressional Record.

[Congressional Record Volume 172, Number 107 (Thursday, June 25, 2026)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. BEAN of Florida:H.R. 9455.Congress has the power to enact this legislation pursuantto the following:``The Congress shall have Power . . . To make all Lawswhich shall be necessary and proper for carrying intoExecution the foregoing Powers, and all other Powers vestedby this Constitution in the Government of the United States,or in any Department or Officer thereof.'' Article I. Section8, Clause 18 of the U.S. Constitution[Page H4263]

Source: congress.gov · legiscan.com