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H.R. 9515

U.S. House•In House Committee

Summary

H.R. 9515, the MFA Act, was introduced in the House on Jun 29, 2026 by Rep. Glenn Grothman (R) with 3 co-sponsors. It was referred to Energy And Commerce, and last saw action on Jun 29, 2026: Referred to the House Committee on Energy and Commerce.

Record

Text

H.R. 9515 has 3 co-sponsors.

hb9515/introduced-in-house.txt
119 HR 9515 IH: Marketplace Fraud Accountability Act
 U.S. House of Representatives
 2026-06-29
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 I  119th CONGRESS  2d Session  H. R. 9515  IN THE HOUSE OF REPRESENTATIVES   June 29, 2026   Mr. Grothman  (for himself,  Mr. Fine , and  Mr. Arrington ) introduced the following bill; which was referred to the  Committee on Energy and Commerce    A BILL
To amend the Patient Protection and Affordable Care Act to require the use of multi-factor authentication to access certain information through healthcare.gov.
1.
Short title
This Act may be cited as the   Marketplace Fraud Accountability Act   or the   MFA Act  .
2.
Requiring the use of multi-factor authentication to access certain information through healthcare.gov
(a)
In general
Section 1311(c) of the Patient Protection and Affordable Care Act ( 42 U.S.C. 18031(c) ) is amended by adding at the end the following new paragraph:
(8)
Multi-factor authentication
(A)
In general
Subject to  subparagraph (B) , not later than the date that is 1 year after the date of enactment of this paragraph, the Secretary shall require the use of multi-factor authentication to verify the identity of any individual attempting to access the healthcare.gov website (or any successor website) for purposes of—
(i)
enrolling in a qualified health plan offered through an Exchange; or
(ii)
accessing any personalized information with respect to such enrollment.
(B)
Exceptions
 Subparagraph (A)  shall not apply in the case of an individual that does not have access to broadband service or cellular service, or is otherwise unable to use multi-factor authentication for reasons specified by the Secretary.
(C)
Multi-factor authentication defined
For purposes of this paragraph, the term  multi-factor authentication  means authentication through the verification of 2 or more of the following types of authentication factors:
(i)
Knowledge factors, such as a password.
(ii)
Possession factors, such as a token.
(iii)
Inherence factors, such as biometric characteristics.
  .
(b)
Effective date
The amendments made by this subsection shall apply with respect to plan years beginning on or after the date that is 1 year after the date of enactment of this subsection.

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

  1. Introduced2026-06-29
  2. Passed House
  3. Passed Senate
  4. Conference
  5. To President
  6. Became Law

To amend the Patient Protection and Affordable Care Act to require the use of multi-factor authentication to access certain information through healthcare.gov.

Sponsors

Rep. Glenn Grothman (R) sponsors H.R. 9515, and 3 members have co-sponsored it, 2 of them from the day it was introduced.

Committees

H.R. 9515 went before 1 committee: Energy and Commerce.

Energy and Commerce
Energy and Commerce
Referred To · Jun 29, 2026 · 1,636 Bills

Actions

H.R. 9515 has taken 2 actions since Jun 29, 2026.

ChamberAction
Jun 29, 2026
House
Introduced in House
Jun 29, 2026
House
Referred to the House Committee on Energy and Commerce.Energy and Commerce Committee

Votes

H.R. 9515 has not gone to a roll call.

Titles

H.R. 9515 goes by 4 titles, 2 of them short titles.

  • MFA Act — Display Title
  • MFA Act — Short Title(s) as Introduced
  • Marketplace Fraud Accountability Act — Short Title(s) as Introduced
  • To amend the Patient Protection and Affordable Care Act to require the use of multi-factor authentication to access certain information through healthcare.gov. — Official Title as Introduced

Lobbying

1 client hired 1 firm and 2 registered lobbyists who named H.R. 9515 in 6 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Financial Institutions/Investments/Securities, Insurance, Retirement, Taxation/Internal Revenue Code.

Clients

Who paid to be heard, by how many filings named the bill.

ClientBusinessStateFirmsFilingsReported
INSURED RETIREMENT INSTITUTE—District of Columbia16—

Firms

Registrants who filed on the bill, by filings.

RegistrantClientsFilingsReported
INSURED RETIREMENT INSTITUTE16—

Lobbyists

Named on the filings that cite the bill.

LobbyistFirmsClientsFilings
JOHN JENNINGS116
PAUL RICHMAN116

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

ClientRegistrantPeriodReportedDocument
INSURED RETIREMENT INSTITUTEINSURED RETIREMENT INSTITUTE2025 fourth_quarter$240K4th Quarter - Report
INSURED RETIREMENT INSTITUTEINSURED RETIREMENT INSTITUTE2026 second_quarter$180K2nd Quarter - Report
INSURED RETIREMENT INSTITUTEINSURED RETIREMENT INSTITUTE2025 third_quarter$180K3rd Quarter - Report
INSURED RETIREMENT INSTITUTEINSURED RETIREMENT INSTITUTE2026 first_quarter$170K1st Quarter - Report
INSURED RETIREMENT INSTITUTEINSURED RETIREMENT INSTITUTE2025 second_quarter$170K2nd Quarter - Report
INSURED RETIREMENT INSTITUTEINSURED RETIREMENT INSTITUTE2025 first_quarter$170K1st Quarter - Report

Classification

The Congressional Research Service files H.R. 9515 under Health, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.R. 9515’s is Health.

hr9515/policy-areas.txt
HealthAgriculture and FoodAnimalsArmed Forces and National SecurityArts, Culture, ReligionCivil Rights and Liberties, Minority IssuesCommerceCongressCrime and Law EnforcementEconomics and Public FinanceEducationEmergency ManagementEnergyEnvironmental ProtectionFamiliesFinance and Financial SectorForeign Trade and International FinanceGovernment Operations and PoliticsHousing and Community DevelopmentImmigrationInternational AffairsLabor and EmploymentLawNative AmericansPublic Lands and Natural ResourcesScience, Technology, CommunicationsSocial WelfareSports and RecreationTaxationTransportation and Public WorksWater Resources Development

Constitutional authority

The clause the sponsor cites as Congress’s power to enact H.R. 9515, as entered in the Congressional Record.

[Congressional Record Volume 172, Number 108 (Monday, June 29, 2026)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. GROTHMAN:H.R. 9515.Congress has the power to enact this legislation pursuantto the following:Article 1 Section 8 Clause 1[Page H4317]

Source: congress.gov · legiscan.com