HB 6305

HOUSE BILL NO. 6305
A bill to amend 1976 PA 331, entitled
"Michigan consumer protection act,"
by amending section 4 (MCL 445.904), as amended by 2014
PA 251, and by adding section 2a.
the people of the state of michigan enact:
Sec. 2a. This act
must be liberally construed to effectuate the act's purpose, and the remedies
provided under this act are in addition to any other remedy provided by law.
Sec. 4. (1) This act does not apply to
either of the following:
(a) A transaction or conduct specifically specific method, act, or practice that is expressly authorized
under the laws administered
of this state or the United States or by
a regulatory an
agency, board, or officer acting under statutory authority administering the laws of this state or the United
States. This subdivision does not exempt a method,
act, or practice from this act solely because either of the following apply:
(i) The method,
act, or practice is part of a general transaction that is specifically
authorized under the laws of this state or the United States.
(ii) The method,
act, or practice, or the general transaction in which the method, act, or
practice is part, is subject to governmental regulation.
(b) An act done by
the publisher, owner, agent, or employee of a newspaper, periodical, directory,
radio or television station, or other communications medium in the publication
or dissemination of an advertisement unless the publisher, owner, agent, or employee
knows or, under the circumstances, reasonably should know of the false,
misleading, or deceptive character of the advertisement or has a direct
financial interest in the sale or distribution of the advertised goods,
property, or service.
(2) Except for the
purposes of an action filed by a person under section 11, this act does not
apply to or create a cause of action for an unfair, unconscionable, or
deceptive method, act, or practice that is made unlawful by any of the
following:
(a) The banking
code of 1999, 1999 PA 276, MCL 487.11101 to 487.15105.
(b) 1939 PA 3, MCL
460.1 to 460.11.
(c) The motor
carrier act, 1933 PA 254, MCL 475.1 to 479.43.479.42.
(d) The savings
bank act, 1996 PA 354, MCL 487.3101 to 487.3804.
(e) The credit
union act, 2003 PA 215, MCL 490.101 to 490.601.
(3) This act does
not apply to or create a cause of action for an unfair, unconscionable, or
deceptive method, act, or practice that is made unlawful by chapter 20 of the
insurance code of 1956, 1956 PA 218, MCL 500.2001 to 500.2093, if either of the
following is met:
(a) The method,
act, or practice occurred on or after March 28, 2001.
(b) The method,
act, or practice occurred before March 28, 2001. However, this subdivision does
not apply to or limit a cause of action filed with a court concerning a method,
act, or practice if the cause of action was filed in a court of competent jurisdiction
on or before June 5, 2014.
(4) The burden of
proving an exemption from this act is upon on the person claiming the exemption.