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H.R. 5848

U.S. HouseIn House Committee

Summary

H.R. 5848, the NFIP Retroactive Renewal and Reauthorization Act, was introduced in the House on Oct 28, 2025 by Rep. Mike Ezell (R) with 1 co-sponsor. It was referred to Financial Services, and last saw action on Oct 28, 2025: Referred to the House Committee on Financial Services.


Record

Text

H.R. 5848 has 1 co-sponsor.

hb5848/introduced-in-house.txt
119 HR 5848 IH: NFIP Retroactive Renewal and Reauthorization Act
U.S. House of Representatives
2025-10-28
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
I 119th CONGRESS 1st Session H. R. 5848 IN THE HOUSE OF REPRESENTATIVES October 28, 2025 Mr. Ezell (for himself and Mr. Carter of Louisiana ) introduced the following bill; which was referred to the Committee on Financial Services A BILL
To extend the National Flood Insurance Program through December 31, 2026.
1.
Short title
This Act may be cited as the NFIP Retroactive Renewal and Reauthorization Act .
2.
EXTENSION OF NATIONAL FLOOD INSURANCE PROGRAM
(a)
Financing
Section 1309(a) of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4016(a) ) is amended, in the first sentence, by striking September 30, 2023 and inserting December 31, 2026 .
(b)
Program expiration
Section 1319 of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4026 ) is amended by striking September 30, 2023 and inserting December 31, 2026 .
(c)
Retroactive effective date
If this Act is enacted after September 30, 2025, the amendments made by subsections (a) and (b) shall take effect as if enacted on September 30, 2025.

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

  1. Introduced2025-10-28
  2. Passed House
  3. Passed Senate
  4. Conference
  5. To President
  6. Became Law

To extend the National Flood Insurance Program through December 31, 2026.

Sponsors

Rep. Mike Ezell (R) sponsors H.R. 5848, and 1 member has co-sponsored it from the day it was introduced.

Committees

H.R. 5848 went before 1 committee: Financial Services.

Financial Services
Financial Services
Referred To · Oct 28, 2025 · 559 Bills

Actions

H.R. 5848 has taken 2 actions since Oct 28, 2025.

ChamberAction
Oct 28, 2025
House
Introduced in House
Oct 28, 2025
House
Referred to the House Committee on Financial Services.Financial Services Committee

Votes

H.R. 5848 has not gone to a roll call.

Titles

H.R. 5848 goes by 3 titles, 1 of them short titles.

  • NFIP Retroactive Renewal and Reauthorization Act — Display Title
  • NFIP Retroactive Renewal and Reauthorization Act — Short Title(s) as Introduced
  • To extend the National Flood Insurance Program through December 31, 2026. — Official Title as Introduced

Lobbying

2 clients hired 2 firms and 7 registered lobbyists who named H.R. 5848 in 7 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Agriculture, Financial Institutions/Investments/Securities, Insurance, Taxation/Internal Revenue Code, Torts, Budget/Appropriations, Homeland Security, Housing.

Clients

Who paid to be heard, by how many filings named the bill.

ClientBusinessStateFirmsFilingsReported
REINSURANCE ASSN OF AMERICADistrict of Columbia14
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIESDistrict of Columbia13

Firms

Registrants who filed on the bill, by filings.

Lobbyists

Named on the filings that cite the bill.

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

ClientRegistrantPeriodReportedDocument
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIESNATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES2026 second_quarter$540K2nd Quarter - Report
REINSURANCE ASSN OF AMERICAREINSURANCE ASSN OF AMERICA2026 first_quarter$520K1st Quarter - Report
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIESNATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES2026 first_quarter$506.4K1st Quarter - Report
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIESNATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES2025 fourth_quarter$465.8K4th Quarter - Report
REINSURANCE ASSN OF AMERICAREINSURANCE ASSN OF AMERICA2025 fourth_quarter$390K4th Quarter - Report
REINSURANCE ASSN OF AMERICAREINSURANCE ASSN OF AMERICA2026 second_quarter$370K2nd Quarter - Amendme…
REINSURANCE ASSN OF AMERICAREINSURANCE ASSN OF AMERICA2026 second_quarter$340K2nd Quarter - Report

Classification

The Congressional Research Service files H.R. 5848 under Finance and Financial Sector, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.R. 5848’s is Finance and Financial Sector.

hr5848/policy-areas.txt
Finance and Financial SectorAgriculture and FoodAnimalsArmed Forces and National SecurityArts, Culture, ReligionCivil Rights and Liberties, Minority IssuesCommerceCongressCrime and Law EnforcementEconomics and Public FinanceEducationEmergency ManagementEnergyEnvironmental ProtectionFamiliesForeign Trade and International FinanceGovernment Operations and PoliticsHealthHousing and Community DevelopmentImmigrationInternational AffairsLabor and EmploymentLawNative AmericansPublic Lands and Natural ResourcesScience, Technology, CommunicationsSocial WelfareSports and RecreationTaxationTransportation and Public WorksWater Resources Development

Source: congress.gov · legiscan.com