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H.R. 5848
U.S. House•In House Committee
Summary
H.R. 5848, the NFIP Retroactive Renewal and Reauthorization Act, was introduced in the House on Oct 28, 2025 by Rep. Mike Ezell (R) with 1 co-sponsor. It was referred to Financial Services, and last saw action on Oct 28, 2025: Referred to the House Committee on Financial Services.
Record
Text
H.R. 5848 has 1 co-sponsor.
hb5848/introduced-in-house.txt119 HR 5848 IH: NFIP Retroactive Renewal and Reauthorization ActU.S. House of Representatives2025-10-28text/xmlENPursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.I 119th CONGRESS 1st Session H. R. 5848 IN THE HOUSE OF REPRESENTATIVES October 28, 2025 Mr. Ezell (for himself and Mr. Carter of Louisiana ) introduced the following bill; which was referred to the Committee on Financial Services A BILLTo extend the National Flood Insurance Program through December 31, 2026.1.Short titleThis Act may be cited as the NFIP Retroactive Renewal and Reauthorization Act .2.EXTENSION OF NATIONAL FLOOD INSURANCE PROGRAM(a)FinancingSection 1309(a) of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4016(a) ) is amended, in the first sentence, by striking September 30, 2023 and inserting December 31, 2026 .(b)Program expirationSection 1319 of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4026 ) is amended by striking September 30, 2023 and inserting December 31, 2026 .(c)Retroactive effective dateIf this Act is enacted after September 30, 2025, the amendments made by subsections (a) and (b) shall take effect as if enacted on September 30, 2025.
Tracker
The tracker indicates the progress of this legislation as it moves through the legislative process.
- Introduced2025-10-28
- Passed House
- Passed Senate
- Conference
- To President
- Became Law
To extend the National Flood Insurance Program through December 31, 2026.
Sponsors
Rep. Mike Ezell (R) sponsors H.R. 5848, and 1 member has co-sponsored it from the day it was introduced.
Committees
H.R. 5848 went before 1 committee: Financial Services.
Actions
H.R. 5848 has taken 2 actions since Oct 28, 2025.
| Chamber | Action | |||
|---|---|---|---|---|
Oct 28, 2025 | House | Introduced in House | ||
Oct 28, 2025 | House | Referred to the House Committee on Financial Services.Financial Services Committee |
Votes
H.R. 5848 has not gone to a roll call.
Titles
H.R. 5848 goes by 3 titles, 1 of them short titles.
- NFIP Retroactive Renewal and Reauthorization Act — Display Title
- NFIP Retroactive Renewal and Reauthorization Act — Short Title(s) as Introduced
- To extend the National Flood Insurance Program through December 31, 2026. — Official Title as Introduced
Lobbying
2 clients hired 2 firms and 7 registered lobbyists who named H.R. 5848 in 7 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.
Filed under Agriculture, Financial Institutions/Investments/Securities, Insurance, Taxation/Internal Revenue Code, Torts, Budget/Appropriations, Homeland Security, Housing.
Clients
Who paid to be heard, by how many filings named the bill.
| Client | Business | State | Firms | Filings | Reported |
|---|---|---|---|---|---|
| REINSURANCE ASSN OF AMERICA | — | District of Columbia | 1 | 4 | — |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | — | District of Columbia | 1 | 3 | — |
Firms
Registrants who filed on the bill, by filings.
| Registrant | Clients | Filings | Reported |
|---|---|---|---|
| REINSURANCE ASSN OF AMERICA | 1 | 4 | — |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | 1 | 3 | — |
Lobbyists
Named on the filings that cite the bill.
| Lobbyist | Firms | Clients | Filings |
|---|---|---|---|
| NICOLE AUSTIN | 1 | 1 | 4 |
| ANTHONY COTTO | 1 | 1 | 3 |
| JAMES GRANDE | 1 | 1 | 3 |
| KATHERINE DUVENECK | 1 | 1 | 3 |
| NICHOLAS BOUKNIGHT | 1 | 1 | 3 |
| ROBERT MCCARTY | 1 | 1 | 3 |
| WILLIAM SEABROOK | 1 | 1 | 2 |
Filings
The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.
| Client | Registrant | Period | Reported | Document |
|---|---|---|---|---|
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | 2026 second_quarter | $540K | 2nd Quarter - Report |
| REINSURANCE ASSN OF AMERICA | REINSURANCE ASSN OF AMERICA | 2026 first_quarter | $520K | 1st Quarter - Report |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | 2026 first_quarter | $506.4K | 1st Quarter - Report |
| NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES | 2025 fourth_quarter | $465.8K | 4th Quarter - Report |
| REINSURANCE ASSN OF AMERICA | REINSURANCE ASSN OF AMERICA | 2025 fourth_quarter | $390K | 4th Quarter - Report |
| REINSURANCE ASSN OF AMERICA | REINSURANCE ASSN OF AMERICA | 2026 second_quarter | $370K | 2nd Quarter - Amendme… |
| REINSURANCE ASSN OF AMERICA | REINSURANCE ASSN OF AMERICA | 2026 second_quarter | $340K | 2nd Quarter - Report |
Classification
The Congressional Research Service files H.R. 5848 under Finance and Financial Sector, one of its 31 policy areas.
CRS Subjects
CRS assigns every bill one policy area from its 31; H.R. 5848’s is Finance and Financial Sector.
hr5848/policy-areas.txtSource: congress.gov · legiscan.com