S. 3385

Summary

S. 3385, the Lower Health Care Costs Act, was introduced in the Senate on Dec 8, 2025 by Sen. Charles Schumer (D). It last saw action on Dec 11, 2025: Cloture on the motion to proceed to the measure not invoked in Senate by Yea-Nay Vote. 51 - 48. Record Vote Number: 644. (CR S8654-8655).

Record

Text

S. 3385 has 1 roll call and 2 amendments.

119 S3385 PCS: Lower Health Care Costs Act
 U.S. Senate
 2025-12-08
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 II  Calendar No. 284  119th CONGRESS  1st Session  S. 3385  IN THE SENATE OF THE UNITED STATES   December 8 (legislative day, December 4), 2025   Mr. Schumer  introduced the following bill; which was read the first time    December 8. 2025  Read the second time and placed on the calendar   A BILL
To amend the Internal Revenue Code of 1986 to extend the enhancement of the health care premium tax credit.
1.
Short title
This Act may be cited as the   Lower Health Care Costs Act  .
2.
Extension of enhancement of health care premium tax credit
(a)
Extension of rules to increase premium assistance amounts
Clause (iii) of  section 36B(b)(3)(A)  of the Internal Revenue Code of 1986 is amended—
(1)
in the heading, by striking
through 2025   and inserting
through 2028  , and
(2)
in the matter preceding subclause (I), by striking  before January 1, 2026  and inserting  before January 1, 2029 .
(b)
Extension of rule to allow credit to taxpayers whose household income exceeds
400  percent of poverty line
Subparagraph (E) of  section 36B(c)(1)  of the Internal Revenue Code of 1986 is amended—
(1)
in the heading, by striking
through 2025   and inserting
through 2028  , and
(2)
by striking  before January 1, 2026  and inserting  before January 1, 2029 .
(c)
Effective date
The amendments made by this section shall apply to taxable years beginning after December 31, 2025.
   December 8. 2025  Read the second time and placed on the calendar

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

CRS Summary

The summaries are the Congressional Research Service’s, one per stage. Read them in full.

Sponsors

Sen. Charles Schumer (D) sponsors S. 3385 alone.

Charles Schumer

Sen. · D–NY · Sponsor

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Actions

S. 3385 has taken 6 actions since Dec 8, 2025, the latest on Dec 11, 2025.

Votes

S. 3385 went to 1 roll call in the Senate, the latest on Dec 11, 2025 at 51–48.

Amendments

2 amendments have been offered to S. 3385.

SAMDT 3967Sen. Sullivan, Dan [R-AK]SAMDT 3959Sen. Collins, Susan M. [R-ME]

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Related bills

1 bill is related to S. 3385.

HR 5145Bipartisan Premium Tax Credit Extension ActSep 4, 2025 · Referred to the House Committee on Ways and Means. · Related bill

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Titles

S. 3385 goes by 3 titles, 1 of them short titles.

• Lower Health Care Costs Act — Display Title
• Lower Health Care Costs Act — Short Title(s) from PCS (Placed on Senate Calendar) bill text
• A bill to amend the Internal Revenue Code of 1986 to extend the enhancement of the health care premium tax credit. — Official Title as Introduced

Cost estimate

The Congressional Budget Office has filed 1 estimate for S. 3385, the latest on Dec 10, 2025.

• Estimated Budgetary Effects of S. 3385, the Lower Health Care Costs Act — 2025-12-10As introduced in the Senate on December 8, 2025

Lobbying

21 clients hired 20 firms and 115 registered lobbyists who named S. 3385 in 46 quarterly filings, 2025 to 2026. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Health Issues, Taxation/Internal Revenue Code, Budget/Appropriations, Medicare/Medicaid, Immigration, Foreign Relations, Defense, Education.

Clients

Who paid to be heard, by how many filings named the bill. The 20 that filed most often, of 21.

Firms

Registrants who filed on the bill, by filings.

Lobbyists

Named on the filings that cite the bill. The 20 named most often, of 115.

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

Classification

The Congressional Research Service files S. 3385 under Taxation, one of its 31 policy areas, and gives it 5 legislative subjects.

CRS Subjects

CRS assigns every bill one policy area from its 31; S. 3385’s is Taxation.

Legislative Subjects

S. 3385 carries 5 of CRS’s legislative subjects, from Health care costs and insurance to Tax administration and collection, taxpayers.

Source: congress.gov · legiscan.com