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S.J.Res. 144
U.S. Senate•In Senate Committee
Summary
S.J.Res. 144, “A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Fair Credit Reporting Act; Preemption of State Laws"”, was introduced in the Senate on Mar 25, 2026 by Sen. Sheldon Whitehouse (D). It was referred to Banking, Housing, And Urban Affairs, and last saw action on Mar 25, 2026: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Record
Text
S.J.Res. 144 has no co-sponsors and has not gone to a roll call.
sjr144/introduced-in-senate.txt119 SJ 144 IS: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to “Fair Credit Reporting Act; Preemption of State Laws”.U.S. Senate2026-03-25text/xmlENPursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.IIA 119th CONGRESS 2d Session S. J. RES. 144 IN THE SENATE OF THE UNITED STATES March 25, 2026 Mr. Whitehouse introduced the following joint resolution; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs JOINT RESOLUTIONProviding for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to Fair Credit Reporting Act; Preemption of State Laws .That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to Fair Credit Reporting Act; Preemption of State Laws (90 Fed. Reg. 48710 (May 12, 2025)), and such rule shall have no force or effect.
Tracker
The tracker indicates the progress of this legislation as it moves through the legislative process.
- Introduced2026-03-25
- Passed Senate
- Passed House
- Conference
- To President
- Became Law
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Fair Credit Reporting Act; Preemption of State Laws".
Sponsors
Sen. Sheldon Whitehouse (D) sponsors S.J.Res. 144 alone.
Committees
S.J.Res. 144 went before 1 committee: Banking, Housing, and Urban Affairs.

Actions
S.J.Res. 144 has taken 2 actions since Mar 25, 2026.
| Chamber | Action | |||
|---|---|---|---|---|
Mar 25, 2026 | Senate | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.Banking, Housing, and Urban Affairs Committee | ||
Mar 25, 2026 | — | Introduced in Senate |
Votes
S.J.Res. 144 has not gone to a roll call.
Titles
S.J.Res. 144 goes by 2 titles.
- A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Fair Credit Reporting Act; Preemption of State Laws". — Official Title as Introduced
- A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Fair Credit Reporting Act; Preemption of State Laws". — Display Title
Classification
The Congressional Research Service files S.J.Res. 144 under Finance and Financial Sector, one of its 31 policy areas.
CRS Subjects
CRS assigns every bill one policy area from its 31; S.J.Res. 144’s is Finance and Financial Sector.
sjres144/policy-areas.txtSource: congress.gov · legiscan.com