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S.J.Res. 145

U.S. Senate•Introduced

Summary

S.J.Res. 145, “A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports"”, was introduced in the Senate on Mar 25, 2026 by Sen. Ron Wyden (D). It last saw action on May 13, 2026: Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2266-2267).

Record

Text

S.J.Res. 145 has no co-sponsors and has not gone to a roll call.

sjr145/introduced-in-senate.txt
119 SJ 145 IS: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports”.
 U.S. Senate
 2026-03-25
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 IIA  119th CONGRESS  2d Session  S. J. RES. 145  IN THE SENATE OF THE UNITED STATES   March 25, 2026   Mr. Wyden  introduced the following joint resolution; which was read twice and referred to the  Committee on Banking, Housing, and Urban Affairs    JOINT RESOLUTION
Providing for congressional disapproval under  chapter 8  of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to  Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports .
That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to  Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports (87 Fed. Reg. 41243 (July 12, 2022))  (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect.

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

  1. Introduced2026-03-25
  2. Passed Senate
  3. Passed House
  4. Conference
  5. To President
  6. Became Law

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".

Sponsors

Sen. Ron Wyden (D) sponsors S.J.Res. 145 alone.

Ron Wyden

Sen. · D–OR · Sponsor

Committees

S.J.Res. 145 went before 1 committee: Banking, Housing, and Urban Affairs.

Banking, Housing, and Urban Affairs
Banking, Housing, and Urban Affairs
Discharged From · Apr 27, 2026 · 465 Bills

Actions

S.J.Res. 145 has taken 5 actions since Mar 25, 2026, the latest on May 13, 2026.

ChamberAction
May 13, 2026
Senate
Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2266-2267)
Apr 27, 2026
Senate
Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).Banking, Housing, and Urban Affairs Committee
Apr 27, 2026
Senate
Placed on Senate Legislative Calendar under General Orders. Calendar No. 394.
Mar 25, 2026
Senate
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.Banking, Housing, and Urban Affairs Committee
Mar 25, 2026
—
Introduced in Senate

Votes

S.J.Res. 145 has not gone to a roll call.

1 bill is related to S.J.Res. 145, as Identical bill.

Titles

S.J.Res. 145 goes by 2 titles.

  • A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports". — Official Title as Introduced
  • A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports". — Display Title

Classification

The Congressional Research Service files S.J.Res. 145 under Finance and Financial Sector, one of its 31 policy areas, and gives it 4 legislative subjects.

CRS Subjects

CRS assigns every bill one policy area from its 31; S.J.Res. 145’s is Finance and Financial Sector.

sjres145/policy-areas.txt
Finance and Financial SectorAgriculture and FoodAnimalsArmed Forces and National SecurityArts, Culture, ReligionCivil Rights and Liberties, Minority IssuesCommerceCongressCrime and Law EnforcementEconomics and Public FinanceEducationEmergency ManagementEnergyEnvironmental ProtectionFamiliesForeign Trade and International FinanceGovernment Operations and PoliticsHealthHousing and Community DevelopmentImmigrationInternational AffairsLabor and EmploymentLawNative AmericansPublic Lands and Natural ResourcesScience, Technology, CommunicationsSocial WelfareSports and RecreationTaxationTransportation and Public WorksWater Resources Development

Legislative Subjects

S.J.Res. 145 carries 4 of CRS’s legislative subjects, from Administrative law and regulatory procedures to Consumer Financial Protection Bureau.

sjres145/subjects.txt
Administrative law and regulatory proceduresCongressional oversightConsumer creditConsumer Financial Protection Bureau

Source: congress.gov · legiscan.com