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S.J.Res. 146
U.S. Senate•In Senate Committee
Summary
S.J.Res. 146, “A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest"”, was introduced in the Senate on Mar 25, 2026 by Sen. Adam Schiff (D). It was referred to Banking, Housing, And Urban Affairs, and last saw action on Mar 25, 2026: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Record
Text
S.J.Res. 146 has no co-sponsors and has not gone to a roll call.
sjres146/introduced-in-senate.txt119 SJ 146 IS: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest”.U.S. Senate2026-03-25text/xmlENPursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.IIA 119th CONGRESS 2d Session S. J. RES. 146 IN THE SENATE OF THE UNITED STATES March 25, 2026 Mr. Schiff introduced the following joint resolution; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs JOINT RESOLUTIONProviding for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest .That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest (79 Fed. Reg. 41631 (July 17, 2014)) (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect.
Tracker
The tracker indicates the progress of this legislation as it moves through the legislative process.
- Introduced2026-03-25
- Passed Senate
- Passed House
- Conference
- To President
- Became Law
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest".
Sponsors
Sen. Adam Schiff (D) sponsors S.J.Res. 146 alone.
Committees
S.J.Res. 146 went before 1 committee: Banking, Housing, and Urban Affairs.

Actions
S.J.Res. 146 has taken 2 actions since Mar 25, 2026.
| Chamber | Action | |||
|---|---|---|---|---|
Mar 25, 2026 | Senate | Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.Banking, Housing, and Urban Affairs Committee | ||
Mar 25, 2026 | — | Introduced in Senate |
Votes
S.J.Res. 146 has not gone to a roll call.
Related bills
1 bill is related to S.J.Res. 146, as Identical bill.
Titles
S.J.Res. 146 goes by 2 titles.
- A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest". — Official Title as Introduced
- A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest". — Display Title
Classification
The Congressional Research Service files S.J.Res. 146 under Finance and Financial Sector, one of its 31 policy areas.
CRS Subjects
CRS assigns every bill one policy area from its 31; S.J.Res. 146’s is Finance and Financial Sector.
sjres146/policy-areas.txtSource: congress.gov · legiscan.com
