H.J.Res. 163

Summary

H.J.Res. 163, “Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest"”, was introduced in the House on Apr 30, 2026 by Rep. Cleo Fields (D). It was referred to Financial Services, and last saw action on Apr 30, 2026: Referred to the House Committee on Financial Services.

Record

Text

H.J.Res. 163 has no co-sponsors and has not gone to a roll call.

119 HJ 163 IH: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Application of Regulation Z’s Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest”.
 U.S. House of Representatives
 2026-04-30
 text/xml
 EN
 Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
 IA  119th CONGRESS  2d Session  H. J. RES. 163  IN THE HOUSE OF REPRESENTATIVES   April 30, 2026   Mr. Fields  submitted the following joint resolution; which was referred to the  Committee on Financial Services    JOINT RESOLUTION
Providing for congressional disapproval under  chapter 8  of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to  Application of Regulation Z’s Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest .
That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to  Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest (79 Fed. Reg. 41631 (July 17, 2014))  (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect.

Tracker

The tracker indicates the progress of this legislation as it moves through the legislative process.

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest".

Sponsors

Rep. Cleo Fields (D) sponsors H.J.Res. 163 alone.

Cleo Fields

Rep. · D–LA-6 · Sponsor

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Committees

H.J.Res. 163 went before 1 committee: Financial Services.

Financial Services

Financial Services

Referred To · Apr 30, 2026 · 559 Bills

Actions

H.J.Res. 163 has taken 2 actions since Apr 30, 2026.

Votes

H.J.Res. 163 has not gone to a roll call.

Related bills

1 bill is related to H.J.Res. 163, as Identical bill.

SJRES 146A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest".Mar 25, 2026 · Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. · Identical bill

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Titles

H.J.Res. 163 goes by 2 titles.

• Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest". — Display Title
• Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest". — Official Title as Introduced

Lobbying

2 clients hired 2 firms and 92 registered lobbyists who named H.J.Res. 163 in 2 quarterly filings, 2025. Reported under the Lobbying Disclosure Act; a filing’s income covers everything its registrant worked that quarter, so the amounts below are the filings’, not this bill’s.

Filed under Budget/Appropriations, Defense, Energy/Nuclear, Environment/Superfund, Homeland Security, Taxation/Internal Revenue Code, Telecommunications, Transportation.

Clients

Who paid to be heard, by how many filings named the bill.

Firms

Registrants who filed on the bill, by filings.

Lobbyists

Named on the filings that cite the bill. The 20 named most often, of 92.

Filings

The documents themselves, on the Senate’s Lobbying Disclosure site, largest reported first.

Classification

The Congressional Research Service files H.J.Res. 163 under Finance and Financial Sector, one of its 31 policy areas.

CRS Subjects

CRS assigns every bill one policy area from its 31; H.J.Res. 163’s is Finance and Financial Sector.

Constitutional authority

The clause the sponsor cites as Congress’s power to enact H.J.Res. 163, as entered in the Congressional Record.

[Congressional Record Volume 172, Number 76 (Thursday, April 30, 2026)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. FIELDS:H.J. Res. 163.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 3 and Clause 18 (relating tothe power to make all laws necessary and proper for carryingout the powers vested in Congress)[Page H3333]

Source: congress.gov · legiscan.com